Standard Chartered Reviews 

187
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Considering 40 reviews, most reviewers were let down by their experience overall. Consumers frequently experienced unfair charges, unexpected late payment fees, and sudden blocking of cards or accounts without prior warning. People noted that financial transactions and money transfers are often delayed, blocked, or completely stuck while dealing with rigid policies. Some reviewers were not happy with the unhelpful customer service teams, long waiting times, and completely unresponsive phone helplines. Consumers also mentioned that branch staff provided confusing guidance, avoided written confirmations, and failed to resolve genuine concerns properly. Reviewers described the overall banking atmosphere as deeply frustrating and unprofessional, leaving many feeling entirely unsupported.

What people talk about most

Payment

Reviewers mention negative feedback about payment processes, reporting that credit cards are frequently... See more

Service

Customers consistently note negative experiences with service, highlighting a severe lack of accountability... See more

Customer service

Customers had negative experiences with customer service, highlighting slow responses, rudeness, and... See more

Customer communications

Consumers express deep frustration with contact methods, highlighting significant difficulties in reaching... See more

Staff

People report negative experiences with staff, describing service agents as slow, rude, and unhelpful.... See more

Reviews shaping this summary

Rated 1 out of 5 stars

The most pathetic, unethical bank I have ever dealt with. I have long relationships with many banks in four different Countries, I have never seen a bank behave as unethically as Standard Chartered i... See more

Rated 1 out of 5 stars

Given the absolutely ridiculous and pathetic reason for charging me PURCHASE INTEREST of Rs1, 523.34 and a corresponding GST of Rs274.20 for a shortfall of Rs0.01(1 paise) in the payment of my dues,... See more

Rated 1 out of 5 stars

Singapore site . Mobile app doesn’t work properly to enable overseas card usage.. I wrote 3 messages on it . Never responded. I rang their phone number for 24 hour service , went through the options... See more

Rated 1 out of 5 stars

Worst Service.First time ever missing a payment — and Standard Chartered immediately charges a late fee with zero flexibility. Tried to appeal for a waiver, but was met with a flat rejection. No un... See more


Company details

  1. Bank
  2. Financial advisor
  3. Non-bank financial service

Information provided by various external sources

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Contact info

1.1

Bad

TrustScore 1 out of 5

187 reviews

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1.1

All reviews

(187)

35 reviews in the last 12 months

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Rated 1 out of 5 stars

WORSE BANK EVER

Worse bank ever. If I can rate 0 stars, I will do it. I wanted to cancel my credit card but there’s an instalment plan. Called up the bank and they ensure I made the full payment and can terminate the card without paying the annual fee. Now they call me every single day with a stupid robotic voice to keep telling me I got an outstanding payment. The CSO waiting time is horrendous. I am NEVER GOING TO APPLY ANYTHING FROM THIS STUPID BANK EVER AGAIN. If Standard Chartered is going to see this review, please get someone who can deal with my problem to call me back.

23 October 2024
Unprompted review
Rated 1 out of 5 stars

Worst bank experience

Worst bank experience. So my very old grandparents went there with my account details and wanted to send money to my local account. This lady thinks it's an international account ( am shocked and laughing hard at this point). Well at the end she didn't bother sending the money so they had to go to dtb. I mean what kind of stupid people do you employ who have no Ideas of the banks that belong to Kenya or Africa at large. Disappointed 😞

8 October 2024
Unprompted review
Rated 1 out of 5 stars

Absolutely shocking customer service…

Absolutely shocking customer service having received notification of a fraudulent transaction on our account we subsequently called and cancelled the transaction and the customer service person said they would have to cancel the card. This was never done and as such the transaction went through. After calling again I was told that fraud division don’t deal with debit card issues and I need to wait for the relevant department to call me. Not the first issue it’s criminal the way they operate and we will be closing our account.

5 October 2024
Unprompted review
Rated 1 out of 5 stars

if I could put zero star

if I could put zero star, that would be my honest review for this bank, a bank who totally does not have goodwill extended to customer even though I have been with them for 25 years. How to continue to place my business with them?

17 September 2024
Unprompted review
Rated 1 out of 5 stars

F* stupid bank

F* stupid bank. Cant even pay my credit card bills from their savings account. Told me my savings account is not active, but i can transfer funds inside, but not transfer out. Really useless. In this age, told me only solution is to go down to a physical atm to deposit cash in to pay my credit card bill. LMAO

6 September 2024
Unprompted review
Rated 1 out of 5 stars

A very terrible bank SCB

A very terrible bank, ask for the redemption letter for almost 2 month. Keep giving any unreasonable execuses. Extremely disappointed with this bank. Wouldn't recommend to anybody or having any banking matter with Standard chartered bank again.

29 July 2024
Unprompted review
Rated 1 out of 5 stars

worst bank ever

VERY BAD customer service both in person and hotline. Someone has been using my CC from overseas but I didn't get any notification. Another card was linked to my account too but IDK where that came from. I couldn't access my app as well since I was blocked. Too important not to share, I, the original and sole account holder, is blocked and yet someone else was making purchases using my CC details and the bank does not entertain or listen to my concerns. They'll give you a death stare in person and make you look stupid when you ask for clarifications no matter how friendly you approach them. Much worst in calling them through the fraudulent transactions hotline, they'll just read whatever is written in front of them even when you're in the middle of talking. Talk about arguing with someone who pays blindly because you get summons from the bank. Also, they DON'T send you monthly statements like other banks do even though you opt out for paper statements. You'll be shocked how many unauthorised transactions has pushed through and they dare ask you to pay immediately. They don't even give you contact numbers, what about protecting your details and hard-earned money by trusting banks such as this?

19 February 2024
Unprompted review
Rated 1 out of 5 stars

Terrible bank service and horrible…

Terrible bank service and horrible credit card policies. They will find any excuses to charge you whatever fee they can to earn money. Use the bank at your own risk. So many people I know got screwed.

8 August 2024
Unprompted review
Rated 1 out of 5 stars

Customer care services, Riffa Branch. Bahrain

I went to the customer care counter at the branch of Standard Chartered Bank in Rifa. Where I had to wait 23 minutes for my turn. While there was no other customer than me. The services of the bank are very bad and the staff were busy in their pleasant gossip with each other. The customer has no preference in the bank. Counter No. 4 and 5 were completely free while the staff at Counter No. 3 was engaged in dealing with their clients over the telephone. Finally I had to leave from there without any care.

7 August 2024
Unprompted review
Rated 2 out of 5 stars

Very poor services

Very poor services. I tried to activate my card with different fone number an I’d myocardial and number is still in process from last 20 days. In Bahria town Rawalpindi branch service is pathetic. No one even bothered what’s going on. Everyone is busy in their party. Things r like public hospital. Shame on stander chartered pathetic services. Waste of time and money.

31 July 2024
Unprompted review
Rated 1 out of 5 stars

Keep declining payment after I confirmed it is legit purchase

Made payment online, declined, tried again, declined again (even I have approved on app).

Sent me 2 SMS to confirm if I made payment; reply with a confirmation. Nothing happened. Then why sent SMS to ask me to confirm?

Then they blocked my card. Talked to CS, they unblocked it and I tried to make payment, declined. CS asked me to try in 10 min but refused to hold the chat.

I tried after 20min, declined again. What is the point if you don't trust the app approval?

Please do not use their credit card. This happened a few times already in the past few years.

29 July 2024
Unprompted review
Rated 1 out of 5 stars

I am writing to express my deep…

I am writing to express my deep dissatisfaction with the level of service and handling of my account conversion request at your bank.

On May 24th, 2024, I initiated a request to convert my account from a savings account to a salary account at your Barakhamba Road branch. Initially, your representative denied, later on she agreed this process would take 4-5 business days. However, due to delays from their end, the conversion did not occur as promised, and during this period, they continued to deduct charges from my account, including GST percentages which is INR 815 for the last month and for the last couple of months it is approx. INR 750 every month.

This issue has persisted since last year, and despite numerous attempts to address it through your customer service channels and emails to Prerna Gupta and Mohit Jangid, as well as to higher authorities including your nodal officer and Head, I have not received a satisfactory response. It appears that my concerns are not being taken seriously, as no action has been taken to refund the charges deducted from my account.I must emphasize that this situation has caused me significant financial inconvenience and frustration. I expect a prompt resolution to this matter, including the immediate refund of all charges deducted from my account since last year as is my hard-earned money.

CAN I EXPECT A RESOLUTION?

Regards
Anjali

15 July 2024
Unprompted review
Rated 1 out of 5 stars

I agreed fully with the rest that this…

I agreed fully with the rest that this is one of the worst and probably to avoid at all cost bank. Doing mortgage loan with them and they are by far the worst among all the banks in terms of service. No call back despite multiple escalation on the case after realizing that there was a lapse in their system. Are they being responsible for that?

15 July 2024
Unprompted review
Rated 1 out of 5 stars

Worst bank in the world

Worst bank in the world. No proper solutions for concerns. And just for statement they took 1week. Not sure what they did, might be they written by hand and they sent to mail. If hand written statement also wont take 1week.
And for pre closing of my personal loan am suffering from 1month.

If we have negative rating, i can give -100 rating.

12 July 2024
Unprompted review

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