Great Service, kept up to date at every stage and very smooth outcome for my client
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Persistent and clear with what they wanted Just a bit more speed would be fantastic
Company replied
Great Service and turnaround
Company replied
Common sense and real life lending is what you get with The Mortgage Lender. When a client's circumstances don't quite suit the High Street lenders you can count on The Mortgage Lender to look at the... See more
Company replied
Company details
- #24 of 24 best companies in Mortgage Lender
Written by the company
People in our industry talk about ‘specialist lending’. And sure, technically that’s what we do, but ‘specialist’ isn’t how we see ourselves. Ditch the industry chat and our business is simple — it’s just lending for Real Life. We're here to help people in unique situations buy the home of their dreams and support our customers. Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs, the help-to-buyers, and the buy-to-letters - that’s real life lending.
Contact info
Floor 10, 40 Leadenhall Street, EC3A 2BJ, London, United Kingdom
- 0344 257 0416
- marketing@themortgagelender.com
- www.themortgagelender.com
4.1
Great
912 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Rachel G was excellent throughout the…
Rachel G was excellent throughout the process and always communicated with me. Wish all underwriters were like this.
Thanks again Rachel.
27 November 2025
Unprompted review
Reply from The Mortgage Lender
Thanks for leaving such an amazing review and calling out the great service you received from Rachel. We’ll be sure to pass on the feedback.
Many thanks, The Mortgage Lender
The case has been dealt with very…
The case has been dealt with very promptly and efficiently.
30 October 2025
Reply from The Mortgage Lender
Hi Malcolm, thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service and we look forward to helping you and your clients again.
Many thanks, The Mortgage Lender.
Excellent service However if as a lender you are charging 3,4,5,7% fees then you ought to stop charging application fee.!! These small charge is putting off passing more applications to you.
Excellent service
27 October 2025
Unprompted review
Reply from The Mortgage Lender
Hi Bankim, thank you for taking the time to share your feedback. We’re really pleased to hear you’ve had an excellent experience with our service, and we appreciate your comments about our fees. We’ll make sure this is passed on to the relevant team for review.
Many thanks, The Mortgage Lender.
Tina Naidoo was beyond brilliant…
Tina Naidoo was beyond brilliant helping us to secure the mortgage our clients so needed to help purchase their new home.
Although their circumstances change during the application TML, worked with us and the clients to make sure they could retain their Offer and secure their new home.. what a refreshing, experience. I won't hesitate to use them again
29 October 2025
Unprompted review
Reply from The Mortgage Lender
Hi Joanna, thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service and we look forward to helping you and your clients again.
Many thanks, The Mortgage Lender.
this is absolutely a no nonsense lender…
this is absolutely a no nonsense lender who at DIP stage when they say they will lend they do subject to valuation. The staff are really friendly and knowledgeable. The Underwriter Rachel Glue was efficient and extremely quick. A very straight forward experience. Well done TML and thanks
21 October 2025
Unprompted review
Reply from The Mortgage Lender
Hi Marcus, thank you for sharing such a positive review and recognising the excellent service from our staff and underwriter Rachel Glue. We’ll be sure to pass on the feedback.
Many thanks, The Mortgage Lender
Good consistent underwriting and…
Good consistent underwriting and received regular update during the application.
6 October 2025
Reply from The Mortgage Lender
Hi Szabolcs, thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service and we look forward to helping you and your clients again.
Many thanks, The Mortgage Lender.
Very helpful and friendly team
Very helpful and friendly team. Service level is excellent
29 July 2025
Reply from The Mortgage Lender
Hi Farrukh, thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service and we look forward to helping you and your clients again.
Many thanks, The Mortgage Lender.
A difficult case went to offer and…
A difficult case went to offer and completed
25 September 2025
Unprompted review
Reply from The Mortgage Lender
Hi Andrew, thank you for giving us a 5* review! We’re delighted to hear you were pleased with the service you received, and we look forward to supporting you with more client cases in the future.
Many thanks, The Mortgage Lender.
Regular updates knowing what was…
Regular updates knowing what was required, made the process more affective to proceed to offer.
18 September 2025
Reply from The Mortgage Lender
Hi Mark, thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service and we look forward to helping you and your clients again.
Many thanks, The Mortgage Lender.
Reply from The Mortgage Lender
Hi Matt, thank you for your feedback. We look forward to being able to help you with more client cases in the future.
Many thanks, The Mortgage Lender
Terrible company..tooka year back and…
Terrible company..took a year back and fourth requesting unnesessary documents took 9 months to approve.. gave us 5 days to complete..solicitor unable to meet the deadline ..this was then rekeyed and offered a significantly lower amount..caused soo much headache and wasted so much time..avoid
12 September 2025
Unprompted review
Reply from The Mortgage Lender
Hi Uz, We’re sorry to hear that you feel you have had a poor experience with us. I'm sorry you feel that the process was lengthy. As a specialist lender there are occasions where we may need to request further information and this can sometimes result in an extension to our published timescales. This helps us get the decision right first time. We’d like to discuss this further. Please get in touch with us through one of the ways listed here to allow us to look into this. www.themortgagelender.com/complaints
Outstanding & exceptional team
Outstanding & exceptional team, speed of turnaround, along with a proactive approach. As a result: Happy customers, too.
10 September 2025
Unprompted review
Reply from The Mortgage Lender
Hi Ajay, thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service and we look forward to helping you and your clients again.
Many thanks, The Mortgage Lender.
Reply from The Mortgage Lender
Hi Mohan,
Thank you so much for your great feedback and 5 stars! We’re thrilled to hear that you’re happy with our service.
Many thanks, The Mortgage Lender
Great service
I had 3 underwriters , they were ALL brilliant, patient, clear and just great .
4 September 2025
Unprompted review
Reply from The Mortgage Lender
Hi Penny,
Thank you for leaving such an amazing review and highlighting the great service you received from our underwriters. We’ll be sure to pass on the feedback.
Many thanks, The Mortgage Lender
Worst lender out there
This lender is the worst lender you could ever work with. 7 months back and forth. Will ask for a document and clarification, when provided within hours of request, it takes them 2 weeks to respond. Guess what, they then ask for something else. My issue is why are they unable to request all information at once. This lender has the most incompetent team. After 7 months of forth and back, they were asking about my umbrella company’s (employer) compliance with HMRC. This has nothing to do with me because my taxes have been paid and they had all the receipt. I’m unsure if it’s incompetence or poor policy and procedure. How am I suppose to answer for an employers compliance. I could defend my compliance not another entity. Avoid this guys if you want to progress in life. I ended up pulling out of the process. Luckily another lender offered a mortgage in 3 weeks. It took this lender 7 months to do compliance and final straw was them asking me for information that has nothing to do with me.
If I could give less than 1 star I would. Stay safe guys.
28 November 2024
Unprompted review
Reply from The Mortgage Lender
Thanks for taking the time to leave a review, and we're sorry to hear this. We've sent an email via Trustpilot asking for a couple more details to allow us to look into this further and assist you.
Wont go above minimum expectations for brokers
The process time to underwrite a case is not as good as other lenders. A particular case we needed that had a completion date set and letter from the solicitors to confirm this. The underwriter would not assess this as an exception even with the BDM involved. I was also set to go on holiday and wanted this to be resolved before I go, however, unlike other lenders they were adamant that they would not do this. Also, just to point out this was a completely one off request and in the last 4 months over 5 cases have been submitted to them. I guess this experience was purely down to one unreasonable underwriter.
13 August 2025
Unprompted review
Reply from The Mortgage Lender
Hi Mobeen,
We’re sorry to hear that you feel you have had a poor experience with us. We’d like to discuss this further. Please get in touch with us through one of the ways listed here to allow us to look into this.
https://themortgagelender.com/customers/customer-complaints
Reply from The Mortgage Lender
Hi Cara, we’re delighted to have been able to help. Thanks for the 5- star review.
Many thanks, The Mortgages Lenders.
Great Common Sense Underwriting!
TML has such a friendly team! Pleasure to do business with, they make a broker's life easier with their common sense and desire to lend :)
20 August 2025
Reply from The Mortgage Lender
Hi AR,
Thanks for leaving such an amazing review and calling out the great service you received. We’ll be sure to pass on the feedback. Many thanks, The Mortgage Lenders.
Human Approach underwriting
The Lender do what they say they would.
Was updated throughout the mortgage application process.
14 August 2025
Reply from The Mortgage Lender
Hi Ade, we’re delighted to have been able to help. Thanks for the 5-star review.
Many thanks, The Mortgage Lenders.
Horrible lender to work with
Horrible lender to work with - i have this experienece 2wice. For a BTL lender - they are too picky wherein if other lenders who do not have any requirements of income. I dont have an issue with lenders doing thier DD but this lender is not at all a lender I will work with for sure. 5m to application to offer for a BTL.. insane..
16 August 2025
Reply from The Mortgage Lender
Hi there, we’re sorry to hear that you feel you have had a poor experience with us. We’d like to discuss this further. Please get in touch with us through one of the ways listed here to allow us to look into this. https://www.themortgagelender.com/complaints.
Many thanks, The Mortgage Lender
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.