Therapidloans Reviews 14

TrustScore 4 out of 5

4.2

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4.2

Great

TrustScore 4 out of 5

14 reviews

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Rated 1 out of 5 stars

I WISH I could give these clowns a…

I WISH I could give these clowns a minus 100. Can you say SCAM? They had a person from Comutive Lending email and call me. They offered me the following:

Loan Summary
• Loan Amount: $20,000
• Interest Rate: 7%
• Term Length: 120 months
• Estimated Monthly Payment: $232.22

Please take a moment to review the full terms and conditions provided in your loan agreement.



Security Options – Choose One to Proceed

To move forward with processing, please select one of the following options:



Option 1: Asset-Based Collateral
Secure the loan using an eligible asset such as real estate, a vehicle (model year 2023 or newer), or other property of equal or greater value.

Note: The asset must be fully owned—not mortgaged, financed, or under lien.
Appraisal Timeline: Typically requires 10–14 business days for verification and approval.



Option 2: Security Insurance Coverage
Submit a one-time deposit of $1,557.25 to activate six (6) months of loan protection coverage.
This coverage offers support in the event you are temporarily unable to make monthly payments due to qualifying circumstances such as:
• Illness
• Job loss
• Injury or unexpected hardship

Note: Once verified, loan funds are typically released within 45–60 minutes. The deposit is eligible for refund after 6 months, provided your account remains in good standing.



Option 3: Guarantor Support
Provide a guarantor with a minimum credit score of 750 and adequate financial capacity. If a guarantor is offering an asset for security, a lien will be placed as part of the agreement.

Appraisal Timeline: Typically requires 10–14 business days for asset and guarantor review.



Action Required: Respond Within 5–7 Business Days.

10 to 14 days to do an appraisal or some $1500.00 up front and they send cash in about an hour? I have read some who did this and they got N O T H I N G! Rapid Loans and Combative Lending are a scam, P E R I O D!

17 August 2025
Unprompted review
Rated 1 out of 5 stars

DON'T WASTE YOUR TIME!!!

I haven't heard back from them since I applied for a loan a few days ago. I tried send emails and all I got back was "Thank you, we have received you request for , we appreciate your interest and your inquiry is very important to us. Someone from our staff will reply to your inquiry via email or telephone as soon as possible. In the meantime, feel free to visit our website for more information, or call directly if your concern is time-sensitive." So haven't I received this email a couple times I cal them and it was an automated message saying "this number isn't available in your region during these hours" then rings once and then all I hear is a beeping dial tone. Don't bother wasting your time. This place is most likely a scam of some sort.

18 February 2024
Unprompted review
Show reviews in all languages. (14 reviews)

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