Very helpful to me build your credit file or for what deals are available to you plus really good when you've had fraudulent transactions
Company replied
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See what reviewers are saying
I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more
Company replied
Handy for keeping an eye on my credit score, however the loan offers I am advised of are not that good, interest rates far to high.
Company replied
Not very accurate so far, doesn’t seem to be able to pick up on monthly savings, also seems to be quite a bit behind on bills that come out of your bank? I noticed it will have an old amount from a se... See more
Company replied
Company details
Written by the company
Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!
Get a better credit score
Written by the company
- 97% of customers recommend us to improve your credit score
- Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.
Contact info
White Collar Factory, 1 Old Street Yard, EC1Y 2AS, London, United Kingdom
- help@totallymoney.com
- www.totallymoney.com
4.3
Excellent
14k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 72% of negative reviews
Typically replies within 1 week
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Very helpful and good service.👍
26 October 2024
Keeping us updated all the time.
Keeping us updated all the time on financial matters.
9 February 2024
I was made to realise I was paying more…
I was made to realise I was paying more in my cards when I could pay them off and take a very low rate loan. Really took a bit of pressure off me.
15 December 2024
Reply from TotallyMoney
We’re so happy to hear that you found the service good and very nice :)
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Reply from TotallyMoney
We’re so happy to hear that It`s east to find what you want :)
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Bring back humans
Why do we have to put our faith in the judgement of faceless organisations and people that have never met us or understand our own personal situations
This is the way of the world where we are judged by a credit score (made up number)
30 October 2024
Reply from TotallyMoney
Hello Julian,
I appreciate your thoughts on this.
Just to clarify though, TotallyMoney don't calculate your credit score. We simply act as the platform that allows you to view your TransUnion credit report.
We're aware that the credit industry can be confusing and it can often feel unfair, which is why we provide our customers with their credit reports for free, so that all of our customers have access to the information they need to improve their financial situation.
It's useful to know, that your credit score is only a perception, it is not the sole or primary factor influencing your ability to take out credit.
I hope this helps to explain.
All the best,
Tara
Very helpfull
29 October 2024
Reply from TotallyMoney
We’re so happy to hear that you find the app easy and simple to use and understand :).
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Very Good very Good very good
16 October 2024
Great Service 5*
Great Service 5* you should use weekly to check that all is fine and no scammers have got your id
2 December 2024
Really good service
Really good service. Shows me new offers and tells me what I need to do. Recommended.
26 October 2024
Good nothing dad to say
30 November 2024
KUDOS. Totally money has changed ancial…
Totally money has changed my financial narrative. I do not care about how my financial status was doing until I got in contact with Totally money.
They have transformed me financially.
Thank you Totally money
22 October 2024
This company is helping me to sort my…
This company is helping me to sort my credit score out and helping me keep up with all my payments
27 November 2024
I don’t like the fact that when you’re…hard work for good credit
I don’t like the fact that when you’re trying to build your credit score up and using what credit you have that your score can go down . I have been trying really hard to budget and get no appreciation for it , in fact my score went down
20 October 2024
Reply from TotallyMoney
Hi John,
I appreciate your thoughts on this.
You may see a section on your TotallyMoney account called 'Credit usage', which is simply the amount of your available credit compared to how much you're using
Just to let you know, most lenders like to see credit usage below 25%. This means if you have a £1000 credit limit, you should aim to use £250 or below. This helps to demonstrate that you aren't reliant on credit and can use it responsibly.
Whereas, if you use more than 25%, this can indicate to lenders that you're in more need of credit and this can negatively impact your score.
I appreciate this can be confusing but we don't make the rules on this. This is something that lenders look at and can impact your credit score, which is why we flag credit usage to you in your TotallyMoney account.
To improve your score, you should aim to use 25% or below of your available credit.
I hope this helps!
All the best,
Tara
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