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Very helpful to me build your credit file or for what deals are available to you plus really good when you've had fraudulent transactions
I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more
Company replied
Handy for keeping an eye on my credit score, however the loan offers I am advised of are not that good, interest rates far to high.
Company details
Written by the company
Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!
Get a better credit score
Written by the company
- 97% of customers recommend us to improve your credit score
- Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.
Contact info
White Collar Factory, 1 Old Street Yard, EC1Y 2AS, London, United Kingdom
- help@totallymoney.com
- www.totallymoney.com
4.4
Excellent
14k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 88% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Helpful information on any kind of…
Helpful information on any kind of credit and take you through and all advice on needful
15 March 2025
Wonderful Experience
Your report is better than most Credit Scores that I have used in the past,yours is up to date & that's great 👍👍👍👍👍
6 February 2025
Keeps you updated with all the offers…
Keeps you updated with all the offers all of my credit cards were recommended here
5 March 2025
Very useful app
Every time I’ve used the app, it’s been a simple process, no complications, does what it says on the tin. A very useful app to have in your repertoire.
27 February 2025
This is the best credit broker app out…
This is the best credit broker app out there ,fast simple and very helpful .
14 February 2025
Fantastic app can keep updated every…
Fantastic app can keep updated every week.. app easy to use
24 February 2025
Reply from TotallyMoney
We’re sorry to hear you’re not seeing the offers you’d like.
The offers you see are based on your credit report and what lenders are looking for in potential borrowers. We’ve noticed recently that lenders have been tightening up their criteria with everything that’s been happening with the economy.
If you're not seeing the credit products you'd like, you can check to see what personalised actions you can take to improve your eligibility by visiting the ‘Improve’ section on your TotallyMoney app.
Like Credit Karma unrealistic and…
Like Credit Karma unrealistic and unfair scoring with the incorrect or limited very delayed data they pull from the worst of the three Transunion. Experian equifax on the ball.
17 January 2025
Reply from TotallyMoney
We appreciate the world of credit scores can be confusing Stephen.
The credit score you see on TotallyMoney is calculated by TransUnion, the credit reference agency we partner with, based on the credit report information they hold on you.
Credit scores don’t always behave the way we expect them to, but if you’d like some further insight into what’s impacting your score, you can visit your Score History page from the Overview tab on our app or you can check your Credit report insights from the Improve tab on our app to see what’s working well and how you can improve.
If you believe there is incorrect information on your credit report that’s impacting your score, you can raise a dispute from your TotallyMoney account or you can reach out to us by emailing [help@totallymoney.com](mailto:help@totallymoney.com) and we’ll look into this for you.
Reply from TotallyMoney
The credit score you see on TotallyMoney is calculated by TransUnion, the credit reference agency we partner with, based on the credit report information they hold on you.
Credit scores don’t always behave the way we expect them to, but if you’d like some further insight into what’s impacting your score, you can visit your Score History page from the Overview tab on our app or you can check your Credit report insights from the Improve tab on our app to see what’s working well and how you can improve.
If you believe there is incorrect information on your credit report that’s impacting your score, you can raise a dispute from your TotallyMoney account or you can reach out to us by emailing help@totallymoney.com and we’ll look into this for you.
Reply from TotallyMoney
We’re so happy to hear that we were able to help you get a card :)!
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Very helpful advice and monitor your…
Very helpful advice and monitor your file monthly explain the decisions and advise how to correct you credit score works for me
19 February 2025
Helping to build up my credit report…
Helping to build up my credit report and seeing what's available to myself with credit cards and loans and also how to use sensibly.
18 February 2025
Reply from TotallyMoney
We’re so happy to hear that we are helping you build up your credit, show you what credit products are available to you and how to sensibly use them :).
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Excellent response and financial report…
Excellent response and financial report that I always get from totally money.
8 December 2024
Decent
Decent service, definitely better than experian. However my main issue is that they keep services behind their app, why do I need any bloody app?
14 February 2025
Unprompted review
Reply from TotallyMoney
We appreciate your thoughts on this Paul,
If you have any ideas on how we could improve, please let us know at [help@totallymoney.com](mailto:help@totallymoney.com). We’re keen to hear what you think!
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