Zoom Travel Insurance NZ Reviews 

56
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TrustScore 4 out of 5

4.0

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Rated 5 out of 5 stars

Was the best price out of 5 companies I got quotes through! As we are only travelling domestically we were really only wanting the rental car excess covered, this was cheaper that just rental car insu... See more

Rated 1 out of 5 stars

If there is a natural disaster completely out of your hands, they will ensure to make it as difficult as possible to claim any accommodation or travel expenses. Pay the extra and go with a more legiti... See more

Company replied

Rated 5 out of 5 stars

I was initially introduced to Zoom by a friend. Policies were comprehensive and prices were fair. It is easy to use the website and there are no continuous email ads after you purchase a policy. The... See more

Rated 5 out of 5 stars

Excellent service and quick response from Zoom. I was having difficulty with the travel I am undertaking but Zoom were fabulous. Thank you.

4.0

Great

TrustScore 4 out of 5

56 reviews

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No recent history of asking for reviews

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Replied to 80% of negative reviews

Typically replies within 1 month

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4.0

All reviews

(56)

44 reviews in the last 12 months

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Rated 1 out of 5 stars

Least helpful and too many terms and conditions

Least helpful and too many terms and conditions making it impossible to make a travel claim. Daughter was sick and we couldn't fly to Bali, our tickets got cancelled and we had to purchase brand new tickets. Lodged a claim, they email back 10 days later asking for the same information again. Even with doctors medical report, and all the proof and documentation still got declined for not meeting their terms and conditions. Absolutely frustrating. Never using this company again.
Not even worth 1 star

18 January 2026
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

We're sorry to hear you had trouble with our claims process.

Terms, limits and exclusions apply, and we encourage all customers to read the policy terms to understand what is and isn't covered. We apologise if there was any miscommunication and will look for ways to avoid this in future. 
 
If you are unhappy with the outcome of your claim or believe you were not represented fairly, you can lodge a complaint with us to have your case reassessed. Details of this can be found in your outcome email.

Warm regards,
Abby

Rated 1 out of 5 stars

Zoom zero star - zero payout

I would not even give Zoom one star, but you do not have a "no star" option. Do not go for this cheaper option, because if something do happen - they do not pay out anything. They also require receipts for everything that you claim for. Both my phone and bag got badly damage on my trip - I they refused to pay out anything for it. Go for well known insurance companies.

31 January 2026
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Liz,
Thanks for your feedback. Like all insurances, our policies don't cover everything. Terms, limits and exclusions apply and we encourage all customers to read the policy terms to understand what is and isn't covered. Or ask questions when in doubt to avoid disappointment when making a claim. Kindly note, that we only ask for documents that are relevant to making a coverage decision or identify you.
We are sorry we could not fully meet your expectations on this occasion and wish you safe travels in future.
Many thanks, Will

Rated 1 out of 5 stars

If you have any pre-existing conditions…

If you have any pre-existing conditions and DON'T want them covered then don't use Zoom. Their initial quote is promising but when you mention any pre-conditions, as you have to do, they insist on covering them whether you want them to or not. My quote went from $640 to over $3000 despite my couple of conditions being under control (they didn't ask if they were or not). Don't waste your time

5 February 2026
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Tony,
Thanks for taking the time to leave us a review. We truly value your feedback as it helps to improve our products and services. We are sorry we could not fully meet your expectations and wish you safe travels in future.
Many thanks,
Will

Rated 5 out of 5 stars

Maisie the representative was helpful…

Maisie the representative was helpful courteous and kind. She really went the extra mile.I feel happy to have the insurance sorted and was glad to have assistance.

24 September 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Tania,
Thanks for taking the time to leave us a review. We're glad our customer service team could help you so quickly and helped you understand the policy. We hope you have a safe trip! Thanks, Will

Rated 5 out of 5 stars

Amazing service

Zoom were amazing. I fell off a scooter in Bali and was stuck in hospital for a week, they help liase with the doctors and sort my flight home. Without my insurance (and my helmet), I think I would still be stuck there. Thanks so much to everyone who helped my claim!

20 August 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Jenny,
Thanks for your 5-Star review! We're so glad to hear that we provided you the support and care you needed during that challenging time. We're also very glad to hear you had a helmet! Our team is dedicated to ensuring our customers receive the best possible assistance, and it’s truly rewarding to hear that our efforts made a difference for you.
We hope your future trips are stress-free.
Many thanks, Will

Rated 1 out of 5 stars

It is cheap insurance for a reason

It is cheap insurance for a reason. READ the policy and compare with other insurers. We were not covered for a missed layover because it was less than 4 hours. The airline in question refused to rebook the next flight. I have compared policies between companies and have found we would have been covered under most other insurers.

18 July 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Stephen,
Thanks for your feedback. Like all insurances, our policies don't cover everything. Terms, limits and exclusions apply, and we encourage all customers to read the policy terms to understand what is and isn't covered. Or ask questions when in doubt to avoid disappointment when making a claim. We are sorry we could not fully meet your expectations on this occasion and wish you safe travels in future.
Kind Regards, Will

Rated 5 out of 5 stars

The advice given from Maisie was very…

The advice given from Maisie was very helpful

26 August 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi John,
Thanks for taking the time to leave us a review. We're glad you found our customer service team so helpful!
Many thanks, Will

Rated 5 out of 5 stars

Policy Extention

Had to extend our policy once it had expired although email reply's were slow the live chat with Keanu was great. Sorted out the problem we had straight away.

21 August 2025
Unprompted review
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Reply from Zoom Travel Insurance NZ

Hi Ray,
Thanks for taking the time to review us. Our live chats are one of the fastest ways to resolve any issues you may have. We are constantly looking for ways to improve so your feedback about emails is important to us. We will look into ways to making it quicker and easier.
Many thanks, Will

Rated 5 out of 5 stars

quick and easy communication

quick and easy communication

13 August 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Helena,
Thanks for taking the time to review us. We're glad you found our customer service team so helpful!
Many thanks, Will

Rated 5 out of 5 stars

Maisie's willingness to help me was…

Maisie's willingness to help me was exceptional. She was excellent.

16 July 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Thanks for leaving us a review. We're glad you found our customer service team "exceptional"!
Many thanks, Will

Rated 5 out of 5 stars

Sela was great to deal with and fast to…

Sela was great to deal with and fast to resolve my enquiry.

10 July 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Sam
Thanks for taking the time and leaving us a review. We're so glad our customer service team could help with your enquiry quickly. We hope you have a great trip!
Many thanks, Will

Rated 5 out of 5 stars

The quick response in communication.

The quick response in communication.
Tino was so helpful and made sure I am covered for the entire time I am away.

10 July 2025
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Louette,
Thanks for leaving us a review. We're so glad our customer service team could help with your enquiry so quickly. We hope you have a great trip!
Many thanks, Will

Rated 1 out of 5 stars

SHOCKED! BE WARNED IF YOU HAVE FAMILY OVERSEAS

We had booked a trip to Ireland/lapland and a sudden death happened in our immediate family in Ireland which meant we could not go on our trip to lapland.
Because our family member did not reside in Australia we are not entitled any insurance assistance (not even for parts of our trip). This is something that a lot of people are not aware of look for in a policy. This has disappointed us and caused a lot of financial hardships along with the devastation of losing a loved one so suddenly.
Please be aware of this clause if you have family overseas because you do not want to be disappointed especially when hard times come around.
I will never use this company again for any travel within or outside Australia.

15 December 2024
Unprompted review
Zoom Travel Insurance NZ logo

Reply from Zoom Travel Insurance NZ

Hi Fiona,
Thanks for your feedback. Like all insurances, our policies don't cover everything. Terms, limits and exclusions apply and we encourage all customers to read the policy terms to understand what is and isn't covered. Or ask questions when in doubt to avoid disappointment when making a claim. We are sorry we could not fully meet your expectations on this occasion and wish you safe travels in future.
Many thanks, Will

Rated 1 out of 5 stars

Don’t use our trust this scam of a…

Don’t use our trust this scam of a company. They will not pay for legitimate claims. My 8 year old daughter got hit my a car while we were in Europe and I have been battling for months to get my claim settled they won’t pay for the basics things that their policy’s state to cover like medical expenses, accommodation etc

18 April 2024
Unprompted review
Rated 1 out of 5 stars

If I could give them minus stars I…

If I could give them minus stars I would, I plead with anyone needing insurance to look at any other company and avoid these guys. Both my claims were declined 1 for lost/stolen items and the other for damaged goods. the reasons given are nothing short of comical and in my opinion, they look to avoid paying out genuine claims on ridiculous reasoning.

30 January 2024
Unprompted review

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