Fast and smooth service… only small negative impact on the approved loan is high risk interest rate. They need to reduce the high interest rates for repeat customers. Overall, it helps emergency funds... See more
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About Xact
Written by the company
WE’LL HANDLE IT… TOGETHER.
Why the Xact Loan?
- We’re available online any time to help you get an approval day or night
- You can rest assured your digital security and identity will be protected whenever you use our services
- We offer access to free credit monitoring
- Our Pocket360 account/loan management tool makes managing your loan easy
- Xact’s Finance Academy blog for free financial education is always available
Installment Loans
When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.
Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs.
People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards.
Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day.
Visit Xact.com for more information about installment loans, to apply for a loan and more. You can count on the Xact Loan .
Our Partnership
CCBank, Member FDIC, and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Xact Loan is that product.
Founded in 1993, Capital Community Bank (CCBank), Member FDIC, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). CCBank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.
For more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments.
The goal of the partnership has always been, and will always be, to put people first. Together, they don’t just lend money- they lend a hand.
Our Commitment
Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.
Pocket360 Account Management Tool With Mobile Access
Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.
With P360, you’ll have access to:
- Apply for new loans
- View loan history
- Read financial education articles
Helpful Links
Contact info
United States
- xact.com
Replied to 12% of negative reviews
Typically replies within 1 week
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Excellent Customer Service
The problem I had with my application was using my phone for everything. I couldn't get my code and that prevented the process. I received excellent service from the lady that helped. I loggon into my computer and the problem was resolved. She was excellent in every way!!!
Quick but long wait
Like how helpful they are. I refinance today and still waiting for the deposit.
I had a good experience with Xact,they…
I had a good experience with Xact,they are some good people.They saw that I needed help,and they helped me to get the funds I needed,I truly appreciate it too.
The process was fast and within 3…
The process was fast and within 3 minutes I had my loan prepared. Love the results and a huge help to me at this moment.
They made the process very easy and…
They made the process very easy and simple, a great lender to do business with
Thank you for helping me God bless you…
Thank you for helping me God bless you it was a serious situation for my auto repair to get it out the shop so I can do my on side work I will can to if I need help in the long run happy about the loan
Very helpful getting my first loan paid…
Very helpful getting my first loan paid it off early. Recently applied for a new loan and it was so simple.
Very pleased!!!!!
Xact was very thorough
Xact was very thorough and did their job. I was a little misled because I thought I was going to be able to have approval for $1000 more than I did, but on the happy side, you did not deny me like the other four companies, I talked to today. thank you so much for your service
The process was very smooth
The process was very smooth. Wasn’t clear on deposit time frame once approved.
Fast and painless and I appreciate that…
Fast and painless and I appreciate that the loan is spread out with lower payments, with the option of making extra payments
Xact is a great company to do business with
Xact is an incredible company that provides exceptional customer service. The process is always easy and seamless. The App works smoothly and communication is always clear. Great company to do business with!
Helping Hand
I needed to pay rent and I could not seem to get a loan to do so. I thank you for the low finance charge and helping out quickly.
Was fast and super easy I had no…
Was fast and super easy I had no trouble filling out form
Funds still have not been deposited…
Funds still have not been deposited into my account.
I like that I can get a loan anytime I…
I like that I can get a loan anytime I need it but every time I do take out a loan there's always a problem like this time I said my payday was on the 10th and they made it for a week early and I took the loan out early enough to get it the same day but I didn't I don't need it now cuz I had to wait over the weekend I needed it for Easter and now I have nothing
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