Hey! My name is rehana Shafique I'm user of XM. My experience is not good but moderate. I'm facing withdrawal request issue. I don't understand why this is occur. XM ask about Bank statement. I provid... See more
Company replied
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Hey! My name is rehana Shafique I'm user of XM. My experience is not good but moderate. I'm facing withdrawal request issue. I don't understand why this is occur. XM ask about Bank statement. I provid... See more
Company replied
Everything was good until I was allegedly blacklisted because of arbitrage trading without providing evidence now am banned There rules are complicated and you can’t appeal Even withdrawals tak... See more
Company replied
Bad Bad Bad!!!!!!!!! I have been a user for many years, then suddenly they announce a break which already passed and my account is still not usable, im losing money because i cant lose my positions... See more
Company replied
I think the spread of this broker is quite high and they also hunt trader stoploss . I had a student whom I am training place a stop on their account which was a bit away from where price went to cl... See more
Company replied
Written by the company
Our values
Having clients from over 190 countries all over the world, we proudly consider ourselves to be amongst the best globally known brokers in the trading industry. Since our motto is BIG, FAIR, HUMAN, we believe that focusing on our clients is what differentiates us from the other competitors. Our clients always come first regardless of net capital worth, account type or size of investment. All our clients receive the same quality services, the same execution, and the same level of support. We were founded on these values, and that will not change.Customer Experience team
Our awarded Customer Experience team, established by well-trained, human-focused officers is available to assist our clients 24 hours a day.Easy and Convenient
Our systems are built and updated in such a way that we offer our clients the best available trading experience. Between the several platforms offered and the new all-in-one XM App, our customers can easily trade on the go whilst having the ability to manage their accounts at the same time.About us
XM Group is a trusted global broker with clients in almost every country of the world. The four entities of the Group are each regulated by established and well-known regulators and they all adhere to enhanced regulatory standards.Our wide range of CFD trading instruments offers to our clients the power to choose easily and efficiently between stocks, forex, precious metals and several other asset classes. Our clients also enjoy trading from a single multi asset platform with some of the most competitive spreads and with our no rejection of orders and no re-quotes execution policy.
Please visit our official website to check the percentage of retail investor accounts losing money when trading CFDs with us. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.12, Richard and Verengaria Street, Araouzos Castle Court, 3rd Floor, 3042, Limassol, Cyprus
When we got profit the broker take all profits and block account some unknown policies which we dont know ever..
My account was blocked and the reason is claiming bonus from multiple accounts.. how a person can collect bonus from multiple accounts... this was a good broker but now the xm is going down day by day and other brokers take the place of xm

Reply from XM
On June 22, I deposited ₹9,999.66 INR via PhonePe Wallet to their Yes Bank gateway. The funds were successfully debited but never credited to my trading account. Local Indian support is completely broken—they keep auto-replying with a standard template asking for a bank UTR, completely ignoring that digital wallets do not generate UTRs. I have sent full unedited PDF statements. I need a global finance manager to manually audit the Yes Bank ledger for June 22 at 02:58 AM. Trading account:362104395

Reply from XM
scammers ! the real scammers ! they will hold your withdrawals and then demand unnecessary documents ! NOT ONLY THAT ! they will freeze your account and then start deducting dormant fees and yesterday they deducted about 30% from the account !! THEY ARE WORKING WITH THE INFLUENCERS AND LOOTING PEOPLE !

Reply from XM
Worst service provider in India. Withdrawal they sent successful but local payment provider delaying with customer support team maybe with tie-up for commission. Then why online bank withdrawal take 5 days .I'm suffering loss not able receive funds toy bank. Dont so online transaction

Reply from XM
Worst platform now ...
- Last week mere account mei scam hua aur scammers ne mere 500 dollars xm account se nikal liye
- yeh xm ka system failure hai bcz jis account mei paise nikle woh third party tha
- even facial verification v by pass kr gye scammers
- it's totally failure of XM as their platform is unsecure aur inhone AML ka bhi breech kia jo kisi ke paise kisi aur account mei nikal diye
Kisi ko doubt hai to mere pass saare proofs hai and moreover koi solution v nhi provide kr rye.. Worst app ever
Even aur bhi lacks hai jo mei btane lgu ek long list bn jayegi...
Worst broker ever...
Looking forward to take legal steps through their regulators against this broker on breech of AML kyc and transferring funds to third party account

Reply from XM
Based on my personal experience, I cannot recommend XM.
I have faced repeated deposit-related issues and long investigation delays, which caused me to miss trading opportunities and suffer financial losses. In my experience, resolving these issues required repeated follow-ups and a significant amount of time.
This experience has seriously affected my trust in the platform. For that reason, I have decided not to use XM again, and I encourage other traders to research carefully and consider their own risk tolerance before choosing any broker.
This post reflects my personal experience and opinion.

Reply from XM
It has been over one week, and I am still unable to withdraw my own funds. Every time I try to withdraw, the system shows the same error: “Try again later or contact XM support.”
I deposited via crypto using two wallets. XM asked me to provide proof of my crypto wallets, which I did multiple times—videos, screenshots, and full transaction details. After 3 days, support emailed me saying I could withdraw.
However, when I tried again, the exact same error remained.
What is even more frustrating is that XM keeps asking for the same information again and again, even though I have already provided everything requested. Despite this, they still haven’t resolved the crypto withdrawal error.
Since then, every reply from support just says “we are checking” or “your case is under investigation”, with no clear explanation, no timeline, and no resolution. It has now been over a full week with zero progress.
This is my own money, deposited via crypto. I have used crypto deposits and withdrawals with other brokers before and never faced such an issue.
Very disappointing experience. Poor communication, repeated requests for the same documents, no transparency, and an unacceptable delay in releasing client funds.

Reply from XM
My Account number is 420331889.
Update to my previous review:
After receiving a reply from the company on my previous review, I provided all the information they requested, including the trade IDs, dates, exact times, and all relevant trading details. Despite fully cooperating and submitting everything required for their investigation, my issue still remains unresolved.
My positions were closed at an extremely unfavorable time due to a stop out, which caused me to lose not only my original funds but also a substantial profit opportunity. What makes this even more frustrating is that shortly after my positions were closed, the market moved significantly in my favor. Had my trades remained open, I would have recovered my losses and earned a handsome profit.
The company stated that my case was being handled by the support team, but so far I have not seen any practical outcome. Even after providing all requested information, I have neither received my original funds back nor been offered any compensation for the losses I suffered.
I am once again requesting a fair resolution. I ask the company to properly review my case, take responsibility for the losses caused, and return my funds along with appropriate compensation for the financial damage and missed profit opportunity.
I will update this review again if a satisfactory solution is provided..

Reply from XM
Dear Valued Client,
We thank you for choosing XM as your trusted broker.
Following our review of the bank statement you provided and your withdrawal request of 1.000USD, 28.04, we noted that the account number entered in your withdrawal instructions differed from the account number shown on the submitted bank statement by one digit.
As the withdrawal request contained the account number provided by you, the transaction was successfully processed to that account.
Unfortunately, once a transaction has been completed, we are unable to recall or recover the funds through the bank if incorrect banking details were supplied by the account holder.
We kindly remind you of the importance of carefully reviewing and confirming all bank account details before submitting a withdrawal request. Even a minor discrepancy may result in funds being sent to an unintended account and could lead to a loss of funds.
Should you have any further questions, please do not hesitate to contact us.
Wishing you a great day and successful trading!
Kind Regards,
Customer Experience Team

Reply from XM
Account no. 300610425
Trading with XM for about 5 years and recently having problme with them. Last week, I have a withdraw 220usd to my crypto wallet address. The withdrawal show "Processed" but I did not received it. I asking for help to their live agent and the reply is like below:
17/6/26 : please wait 48 hours and the usd will be show in your wallet
18/6/26: please be informed that the day I submitted withdraw is not counted in the 48 hours they mentioned earlier. So it means 72 hours process time. If I do not receive within this period then contact them again.
19/6/26: 18th June is a holiday, so it is not count in the 72 hours.
And later on their KYC team send me an email saying the "relevant" department are checking with their service provider regarding my transaction.
20/6/26: one of their CS told me that they are trying to LOCATE my money and will get back to me as soon as they have a result.
I had write to their support, their KYC team and both of them igrnore my mail and even the live agent shut down my conversation (WhatsApp) so that I need to re-type my email address and question again to connect to another CS
Please be aware when you trading with XM especially deposit and withdraw with cryptocurrency. Someone told me when your withdrawal having issue especially USDT, XM won't be responsible on your USDT. They will drag and delay everything until you give up and it is exactly same situation I am getting right now.
Dear XM Support Team,
My name is Gaurav Kumar, and I am an XM user.
I made a deposit of USD 102 (approximately INR 10,000) through the UPI payment method yesterday at 7:20 PM. However, as of today at 7:00 AM, the funds have not been credited to my XM wallet.
I kindly request your support team to investigate this issue and either credit the amount to my XM trading wallet or return the funds to my bank account if the transaction was unsuccessful.
I have all the relevant screenshots and payment proof available and can provide them upon request.
Thank you for your assistance. I look forward to your prompt response.
Kind regards,
Gaurav Kumar
I have made more than i expected and the broker is user friendly.

Reply from XM
I made withdraw of 900+ dollars.. it’s been 38 hour’s nd still haven’t received my money..

Reply from XM
Extremely Poor Service - My money is stuck for 2 months!
"I am extremely disappointed with XM's support and handling of my deposit. I made a deposit of ₹10,000 on 07-05-2026 (UTR: 931527929689). The amount has been successfully debited from my PNB bank account, and my bank has confirmed the transaction status as successful.
However, it has been over two months, and my XM trading account is still not credited. Every time I contact support via chat or email, I get the same automated response: 'The relevant department is investigating your case.'
Two months is an unacceptable amount of time to 'investigate' a simple deposit issue. I feel like my funds have been misplaced or ignored. XM seems to have no accountability for client funds. If you are a trader, think twice before depositing money with them. I am still waiting for my funds or a concrete resolution."

Reply from XM
finally they deny to give my money back ,, and now have rights to right 1 star review in every month and
totally untrustable xm broker
they scam with me 10000rs
The gave me a crypto address and when i transferred to the address they gave me my funds was sent but nothing came to my account i tried contacting them they said we never received your funds even though i showed them the evidence that i sent the my funds.
They’re literally stealing your money!
I sent them the hash number of the transaction and i sent them a screenshot of the transaction with address they gave and a screenshot of the address they sent me on the page with the barcode in it !
I contacted them at first everyone leaves and give the chat to another person they they say email. Then they say wait 24h to email.!
Wtf is this is robbery!!
Im out of my mind may god put you in hell and never get out. that all i can say

Reply from XM
useless broker they close accounts while trades are running leading to unnecessary losses, nullify profits without evidence , trading account 352334428 your system confusing my legitimate trades to deny me my profits, I will let my community of 2000 students come here and review about the experience if my profits are not returned, I will ruin your reputation all socials!!!!

Reply from XM
First they termined my account which says email blacklisted i thought there is some issue with the email id i opened another account with other mail then same thing happened and when i asked for help they said the solution is to seek another broker for account.

Reply from XM
My bank rejected my withdrawal on June 6th. More than 10 days over , my money not yet showing in my trading account. Customer support is very bad only AI, no human support. Don't open any account in XM

Reply from XM
Extremely disappointed with XM. I made a wrong network crypto deposit (USDT to BNB on BSC/BEP20) which is fully recoverable in minutes. It has been 10 days and support is telling me to wait 60 days! They refuse to expedite the process. This is unacceptable for a big broker. My Account ID is 335329116 and Transaction Hash is 0x0d6610975a9e27881df70831aff835847b912552b3b6bd997e88a56231bd772c Please resolve this immediately!"

Reply from XM
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