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Company details

  1. Private Sector Bank
  2. Investment Banking

Written by the company

Borrow or invest with Y2 Lending, LLC We are a direct private money lender as well as mortgage brokerage. We lend money from our Debt Fund (registered with SEC USA) where we have accredited investors and also use a network of good reliable lending partners. Our goal is to not only send the funds as fast as possible but also to build long-lasting relationships and deliver the concierge approach by treating each of our clients as a VIP partner whether we can help fund your next deal or not. Funding we provide: ----------------------- Bridge loan funding (fix and flip) Gap loan funding (2nd liens) EMD Funding Double Close Transactional Funding Seller Carry Back Transactional Funding Proof of Funds and more.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

14 reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Fix and Flip loan review

Y2 Lending helped my buyers pull off a difficult closing that included several roadblocks throughout the process. As an agent, I’ve worked with numerous hard money/fix and flip lenders and Y2 Lending was by far the best to work with. Eugene and team were transparent from the start and proved to be excellent problem solvers no matter the curveballs thrown their way. I’d recommend for anyone looking for hard money loans.

18 February 2026
Unprompted review
Y2 Lending logo

Reply from Y2 Lending

Thank you, Nick. Much appreciate it. It was a pleasure working with you on this opportunity.

Rated 5 out of 5 stars

Eugene was always helpful and…

Eugene was always helpful and courteous. He was easy to reach out to and he would always return my texts and emails in a very timely manner. If something came up in the loan process, he would call out to me right away or automatically get in touch with whomever he needed information from. I would recommend using Eugene and Y2 lending for any of your lending needs.

15 January 2026
Unprompted review
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Reply from Y2 Lending

Thank you, James. I am glad we were able to help you.

Rated 5 out of 5 stars

Eugene Nilus at Y2 Lending provided…

Eugene Nilus at Y2 Lending provided excellent service from start to finish with my first fix and flip loan! I am thankful for the guidance and support and the quick responses to my many questions. Communication was superb! I highly recommend Y2 Lending and thank you, Eugene for all of your patience and support!

13 November 2025
Unprompted review
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Reply from Y2 Lending

Thank you, Kaila. We were glad to help you on your first flip. We are here for you if you have any questions or have a second flip coming up

Rated 5 out of 5 stars

Savannah Works

It has been my immense pleasure working with Eugene and the Y2 team. The process was relatively smooth. I was kept in the loop every step of the way with the application and through the underwriting process. Each unique situation was handled with care and my deadline was met.

I thank thank thank you Y2 Lending team!!!
Deidre

30 October 2025
Unprompted review
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Reply from Y2 Lending

Thank you, Deidre. Glad we helped you get everything you needed and on time for you to use the funds for another property acquisition. We are here for you if you need an assistance with more projects

Rated 5 out of 5 stars

Great Experience with Y2 Lending

Eugene was dynamic, creative, and made the process smooth. Common sense underwriting and system. Would 100% work with again. Even when there were some hurdles in the closing process, he was right there to make sure everything got completed. Thank you Eugene.

31 October 2025
Unprompted review
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Reply from Y2 Lending

Gregory, thank you for your kind words. It was an immerse pleasure working with you and your team. We are here for you if you need any assistance with more projects or simply have any questions.

Rated 5 out of 5 stars

I cannot praise them enough

I cannot praise them enough. Eugene was cool, calm and professional and got the job done for us effortlessly and super fast. The entire process was PAINLESS! Not at all like the difficulty of getting a loan from a bank. No matter what, he always had a positive outlook and made me think everything would work out and it did.

25 September 2025
Unprompted review
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Reply from Y2 Lending

Elsa, thank you for your kind words. It was a pleasure working with you. I hope your remodeling is going well. We are here for you if you need any assistance with more projects or simply have any questions.

Rated 5 out of 5 stars

I would highly recommend Y2 Lending

I would highly recommend Y2 Lending. Eugene was awesome. He made the whole process smooth and easy. I look forward to doing business again with Eugene.

16 September 2025
Unprompted review
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Reply from Y2 Lending

Jack, thank you so much. Glad we were able to help you get things done. I hope your remodeling is going well. We are here for you if you need any assistance with more projects, have any questions, or refinancing your project out after you are done.

Rated 5 out of 5 stars

The communication was fantastic

The communication was fantastic. Very easy transaction!

30 September 2025
Unprompted review
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Reply from Y2 Lending

Grace, thank you so much! Glad to hear everything worked out to your satisfaction. I hope your remodeling is going well. We are here for you if you need any assistance with more projects, have any questions, or refinancing your project out after you are done.

Rated 5 out of 5 stars

Working with Eugene and the team at Y2…

Working with Eugene and the team at Y2 Lending is as good as it gets! We've been working with them for years and couldn't be happier with them.

We love their professional communication as well as the problem solving attitude they bring to every deal. We trust Y2 Lending to get the job done!

24 September 2025
Unprompted review
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Reply from Y2 Lending

Aaron, thank you for your kind words. This trust goes both ways! Cheers to many more transactions.

Rated 5 out of 5 stars

My experience with Y2 lending has been…

My experience with Y2 lending has been amazing; very knowledgeable, organized, and straightforward.

Also a company rooted in great values, and will go above and beyond for any client, which I respect.

I highly recommend their team for anyone seeking financing for short-term opportunities between one day and nine months.

24 September 2025
Unprompted review
Y2 Lending logo

Reply from Y2 Lending

Bryce, appreciate your kind words. Working with you and your team was a great pleasure and we hope to close a lot more deals together in a near future

Rated 5 out of 5 stars

Working with Eugene has been a great…

Working with Eugene has been a great experience. He’s professional, easy to communicate with, and truly knows the industry inside and out. He always goes the extra mile to make sure everything is in order and that deals close on time.

24 September 2025
Unprompted review
Y2 Lending logo

Reply from Y2 Lending

Jonathan, appreciate your kind words. It was a great pleasure working with you on multiple projects and I hope we can close a lot more deals together.

Rated 5 out of 5 stars

Eugene made the entire process easy and…

Eugene made the entire process easy and I definitely recommend him!

11 September 2025
Unprompted review
Y2 Lending logo

Reply from Y2 Lending

Debbie, thank you for your kind words. We are here for you if you need any assistance with more short term or long term projects or simply have any questions

Rated 5 out of 5 stars

Eugene & Y2 is the best

Eugene is the guy! Helped me secure over $40k profit double close deal and even helped me with closing cost! Took 24 hours to fund the deal and communicated with me every step of the way! Definitely will be using Y2 in the near future.

21 July 2025
Unprompted review
Y2 Lending logo

Reply from Y2 Lending

Thank you very much 🙌. Looking forward to providing a great service and help you close many more deals.

Rated 5 out of 5 stars

Excellend Lending Experience from Start to Finish

We’ve had a fantastic experience with Y2 Lending on our current condo flip. The entire process has been seamless—from clear communication and timely responses to transparent terms and well-drafted documents. Their professionalism and efficiency made funding simple so we could focus on the project. Highly recommend!

11 July 2025
Unprompted review
Y2 Lending logo

Reply from Y2 Lending

Thank you very much! It was great doing business with you. We are looking forward to supporting your growth by providing fast and reliable funding

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