While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

The most transparent of the currency exchange services. 0.2% currency conversion fee. Nothing else. Whether you make a single or multiple transactions you get the same deal. Great exchange rates too.... See more

Company replied

Rated 1 out of 5 stars

Wouldn't touch this bank again with a barge pole. Cannot be trusted, customer service is useless sending you round and round in circles only to tell you lies. Absolutely disgusting service. Has really... See more

Rated 5 out of 5 stars

Love this service! V thorough setup process took a little while because of having to take photos of identity documents, but once done the rest was a breeze. Got a physical card in just a few da... See more

Company replied

Rated 5 out of 5 stars

My favorite travel companion! Zing has become a non negotiable for me when I travel. It has the best rates and it is super easy to use. You don’t even have to do the conversions yourself ahead of ti... See more

Company replied

Company details

  1. Financial Institution
  2. Currency exchange service
  3. Money transfer service

Written by the company

Zing is now closed. Find out more at https://zing.me. Zing is part of the HSBC group. Zing is provided by MP Payments UK Limited, a company registered in England and Wales with registered company number 14263447 and its registered office at 8 Canada Square, London, E14 5HQ. MP Payments UK Limited's registered VAT number is GB365684514. MP Payments UK is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and the provision of payment services, with FCA registration number 983835. MP Payments UK Limited is part of the global HSBC Group but is not a bank. Your funds are not deposits and are not protected by the Financial Services Compensation Scheme ("FSCS"). We keep your e-money safe by safeguarding your funds in a separate bank account. MP Payments UK Limited is separate from HSBC UK Bank Plc ("HSBC UK"), and your e-money does not count towards your total FSCS protection with HSBC UK (if applicable). If you have any questions, please contact support@zing.com.


Contact info

3.7

Average

TrustScore 3.5 out of 5

586 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Very annoyed as joined them after a big…

Very annoyed as joined them after a big push by Martin Lewis (Money saving expert) in October 2024.I find out today that all is closing by April (Why).We now have to find another new account for my Euro visits and transactions.

23 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi, Kevin. We're are really sorry that you have to go through this. You can get more information on our decision here: https://support.zing.me/hc/en-gb/articles/24638461442205-Why-is-Zing-closing. Thanks for choosing us!

Rated 1 out of 5 stars

Terrible company

Terrible company. Stay away. Opened an account to use the card as a travel card. First day of using it they blocked the card and the app so I was abroad with no access to the money. No idea why they blocked it as they have never told me. They haven’t attempted to contact me about it and they have no phone number for you to call. Emails only but response is that they can’t help you. I didn’t even know it was possible for a bank to keep your money like this and leave you without on holiday.

20 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi there. Thanks for taking the time to leave us a review. On occasion we temporarily block accounts to enable us to conduct a review. I'm sorry that this happened whilst on holiday. We are working through the reviews as quickly as possible and will either reach out to you should we need additional information from you, or we will let you know the outcome via email once the review is completed. Thanks, ZingCare.

Rated 1 out of 5 stars

Critical Review of Zing's Customer…

Critical Review of Zing's Customer Service and Account Handling

I am deeply disappointed with Zing's handling of my account, which was frozen over a week ago. Despite repeated complaints and clarifications that my account is solely used to receive my wages, customer service continues to provide the same generic and unhelpful responses. This lack of transparency and accountability has left me stranded financially, with no clear updates or timelines for resolution.

Under the Financial Conduct Authority (FCA) Handbook, particularly the Principles for Businesses (PRIN), firms are required to treat customers fairly (PRIN 6) and communicate information in a clear, fair, and non-misleading way (PRIN 7). Zing's repetitive and vague responses directly contravene these obligations, raising serious concerns about its adherence to regulatory standards.

If the issue is not resolved by Friday, I will escalate this matter by filing an official complaint with the FCA. Customers have the right to be treated with professionalism and transparency, and Zing's approach to account freezing without adequate communication appears not only inadequate but suspicious. I urge Zing to uphold its legal and ethical responsibilities immediately.

Kingsley amakiri

13 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi there. Thanks for reaching out and taking the time to provide us feedback. I've passed your details to our complaints team who will reach out you. Thanks, ZingCare.

Rated 1 out of 5 stars

Obviously I now know why Zing froze my…

Obviously I now know why Zing froze my account last week,they owe me money now HSBC have closed the operation down,will I get my money back,what a disgrace

23 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi Peter, 

Thank you for your comments. As a regulated E-Money Institution we have a number of regulatory and legal obligations to adhere to, and these continue even when we are going through the process of winding down. As soon as we have an outcome we will contact you via email with next steps. 

Thanks, 
ZingCare

Rated 2 out of 5 stars

Not as great as it seems....

I initially had a great experience using this service on holiday, but upon returning to the UK, my account was blocked for review on January 9th. It’s now January 21st, and my account remains inaccessible, even though there is money in it. The only response I’ve received is that account reviews are conducted periodically. While I understand the necessity for these reviews, it’s unacceptable that I haven’t been able to use my account for 12 days. If I were still on holiday, this would be my only payment option, which is extremely concerning. This experience has made me seriously reconsider my choice to use Revolut, as I have never encountered such an issue before.

21 January 2025
Unprompted review
Zing logo

Reply from Zing

Hello, Mrs Bruwer. 

Thanks for choosing Zing!

We're are really sorry to hear that you had an unpleasant experience with us.

As part of our efforts to keep your money safe with Zing, we regularly review the accounts of our members. 

For more information on why your account may be temporarily blocked, check out this article - https://support.zing.me/hc/en-gb/articles/14810827230493-Why-is-my-account-blocked.

We'd really like to help you and we have a 24/7 customer support team who can look into your case. Hence, please drop us an email to support@zing.me.

Thank you for sharing your experience.

ZingCare Team always here to care 💚️.

Rated 1 out of 5 stars

Sad day with Zing !!!!

Very sad to say I have been with Zing for the past year and everything was going great and then all of a sudden they said my accounts on a review which is normal and will be sorted ASAP so a week later still not sorted just getting automated replies my bills are not getting paid as account is frozen I have only ever used my account for everyday use no gambling nothing and now this has happened I'm juat shocked and saddened by it because it was such a good account to use to get everyday bills shopping etc done through it and now just being ignored with automated messages it's so sad that this has happened just feel really let down and now after reading all these other negative comments seems to be a ongoing thing happening to to people just feel now like the trust has been lost completly.

Update*****
3 weeks later still getting the same automatic replies saying teams still reviewing the account there is no reason at all why this is happening and now just found out that Zing is closing there buisness down and yet they still reviewing a account they have no reason reviewing this is very suspicious and have reported this to HSBC awaiting there reply as this is HSBC as well so will be reviewing them soon if this isn't sorted.
***UPDATE****
2 MONTHS LATER STILL HAD NO RESPONSE BY PHONE OR EMAIL APP RESPONSE SAME AUTOMATED EMAIL NOW READING ON HERE MORE AND MORE BAD REVIEWS ABOUT SAME THING HAPPENING TO OTHERS NOW THERE SHUTTING DOWN ARE HOLDING PEOPLES MONEY NOT HAD ANY REPLIES BACK CLEARLY STOLEN MY MONEY AS WELL AS OTHERS I WILL NEVER TRUST AGAIN THESE PREPAID ACCOUNTS REALLY LET DOWN SO DISSAPOINTED THEY HAVE STOLEN MY MONEY*******

13 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi Marcel. We’re sorry to hear you feel frustrated. We don't have an update for you yet, please be assured we are working through all outstanding reviews as quickly as we can. To support us in doing this, we won't be responding to any more messages relating to this. If you ever need us in future, we have a 24/7 customer support team who can be reached by emailing support@zing.me. Thank you!

Rated 1 out of 5 stars

Avoid Zing – Untrustworthy and Dishonest

Zing lured me in with a "Refer a Friend" promotion promising £30 after meeting specific requirements, which I fulfilled. Shortly after confirming I had met the criteria, they closed my account without notice, refused to pay the reward.

Their excuses seem designed to avoid honoring their promotions, exploiting customers for data and financial activity without delivering on their promises. Customer service has been dismissive and unhelpful throughout.

I’ve raised the matter with the Financial Ombudsman Service, but I wouldn’t trust Zing with a penny again. Avoid this company at all costs.

6 October 2024
Unprompted review
Zing logo

Reply from Zing

Hi Stephen. 

We’re sorry to hear about your experience signing up and receiving your referral bonus.

We set out the criteria for referral bonuses in our T&Cs (https://zing.me/legal/terms-and-conditions), including the qualifying actions that both the referrer and the referee need to take.

Once all qualifying criteria have been completed by both the referrer and the referee we normally pay bonus payments within 30 days. If you need further information about qualifying criteria check out our Terms and Conditions, found at the bottom of our website at http://zing.me/. 

Thanks, ZingCare.

Rated 1 out of 5 stars

Since my wife and I recently downloaded…

Since my wife and I recently downloaded zing app , we coincidentally have had our credit cards and bank account hacked

15 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi, Anthony

Thank you for choosing Zing!

Thanks for sharing your experience. We’re sorry to hear your experience wasn’t what you’d expected. We’d love it if you could provide us more detail on this so we can improve, please reach out to our team at support@zing.me.

Have a good day ahead 💚️.

Rated 5 out of 5 stars

Great card for traveling, smooth and convenient

I use Zing mainly for travels. Rate and fee are good, haven't had any issues using it abroad. The card package was quite nice, like the vivid colour choices. The only thing I wish for is support for more currencies in the future.

1 November 2024
Unprompted review
Zing logo

Reply from Zing

Hi HC,

Thank you for choosing Zing!

We really appreciate the wonderful feedback and we're glad that you are enjoying the Zing card services. 

We aim to support additional currencies in the future, follow the steps below to let us know what wallets you’d like us to introduce next:

1. Open Zing and log in the usual way
2. Tap ‘Wallets’ on the bottom banner
3. Scroll to the bottom and tap ‘Request a currency’
4. Select the currencies you’d like to see and tap submit

To hear about the latest hold currencies being released, make sure you’re opted in to marketing. Check out this article on how to update your marketing preferences (https://support.zing.me/hc/en-gb/articles/16294235260829-How-do-I-update-my-marketing-preferences).

Also, make sure you are checking out our referral rewards in the App and feel free to recommend Zing to your family members and friends.

If you need anything we're ready on chat 24/7 or drop us an email at support@zing.me (mailto:support@zing.me).

Thank you and enjoy traveling with us 💚️.

Rated 5 out of 5 stars

The most transparent currency conversion service.

The most transparent of the currency exchange services. 0.2% currency conversion fee. Nothing else. Whether you make a single or multiple transactions you get the same deal. Great exchange rates too. In addition, zero currency conversion fee on the first 500.00 GBP you convert each month until 30th April 2025.

6 November 2024
Zing logo

Reply from Zing

Hello Christopher! 
We're happy that you like our app.
We hope to go on lots of other fantastic adventures in your pocket!
Your ZingTeam.

Rated 5 out of 5 stars

Opened a zing account to use abroad…

Opened a zing account to use abroad (south america) and it's been nothing short of amazing. One free withdrawal a month and free use of contact less facilities. Well worth having

16 January 2025
Unprompted review
Zing logo

Reply from Zing

Hello Louise,

We really appreciate your time invested in giving us such an awesome review.

Hope you enjoy all the trips abroad!

Thank you for choosing Zing 💚️.

Rated 1 out of 5 stars

I am currently on vacation in Cuba

I am currently on vacation in Cuba, and have been unable to use my Zing card in all the time I have been here.

As well as this, I cannot move the money I do have on my Zing card to another debit card because the app does not work here in Cuba.

I have emailed several times and despite Zing informing me that the card can work here I still cannot use it.

7 January 2025
Zing logo

Reply from Zing

Hello Richard

Thank you for your review.

We sincerely apologise for the unpleasant experiences that you have encountered. 

Please be advised that access to your Zing app and making transactions using your Zing card may be prohibited or restricted within certain countries, or with some organisations and individuals. This is in accordance with international or local legal requirements and regulations.

You may refer to these below links for more information on using Zing abroad: 

https://support.zing.me/hc/en-gb/articles/9203818064797-How-do-I-use-my-Zing-account-abroad.

https://support.zing.me/hc/en-gb/articles/9191083042077-What-currencies-do-you-support.

Thank you and have a good day 😊️.

Rated 5 out of 5 stars

Great exchange rate

Great exchange rate

2 November 2024
Zing logo

Reply from Zing

Hello Brenda

We really value your time invested in giving us such an amazing review.

Enjoy your day 💚️.

Rated 1 out of 5 stars

I don’t even want to give one star

I don’t even want to give one star
Worst service provider
I just received 100£ from my friend for the first time and they freeze my acc and don’t let that money go.

I provided my pay slips and other documents but they still can’t satisfy and they are reviewing the account and it takes for weeks… and last, they even don’t answer my question in their “in-app Zing care 24/7 service”. How ridiculous. Seems like they like to stole my money. How useless. Never Use it

14 January 2025
Unprompted review
Zing logo

Reply from Zing

Hi Yadanar, 

We appreciate you providing the feedback and apologise for the experience you encountered. I've asked the team to investigate and they will get back in touch with you once this review is complete. 

Thanks for your patience,
ZingCare

Rated 1 out of 5 stars

Zing don’t pay their promised referral fees

I referred other people successfully to them to earn £30 per referral. They then cancelled my account for no reason and I didn’t get the referral money that I earned.
They are an awful company to deal. They were promoted by Martin Lewis on his money show. He should not put his name to this company as it would destroy his reputation

23 October 2024
Rated 5 out of 5 stars

Great so far!

Only used the app one - great so far. I have received my referral bonus as promised.
They have great marketing materials (i.e. I love how the physical bank card arrived in the post).

16 November 2024
Zing logo

Reply from Zing

Hi there, thanks for your feedback. Really glad to hear you're enjoying the app.

Rated 1 out of 5 stars

I’m not sure what’s going on with Zing

I’m not sure what’s going on with Zing. Opened an account 24th October. Deposited £10 to start the account off. Shortly after I received a message to say my account is under review. Fast forward to today 9th January I’ve messaged them twice heard nothing. Very strange, I’m a women in my seventies on a state pension. I’m hardly into money laundering. I have an exceptional credit rating.
I’ve asked them to cancel my account and return my £10. It may not be very much but at the end of the day it’s my money and I want it back!

24 October 2024
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look