Amazingly old-school and useless
Amazingly old-school and useless. Being the "post"bank, they seem to love Post. Everything comes in the post, excessive use and waste of paper. It took 2 months and 3+ attempts to open an account because they kept lacking information even though I had all the forms and documents checked by the Postoffice and Postbank staff on all occasions. When I finally got an account, I got sent a lot of mail to log in, but then you cant actually log in without requesting a pin for the app - which will of course be sent to you in the mail in about a week. Finally I got that and logged in, now 3 months later. I wanted to set up some ETF saving plans, but that was also unsuccessful because they need some other sign in code (Meldeschlüssel gemäß MiFIR Art. 26). The message tells me to call the call centre - and wait indefinitely on hold.
In the meantime I set up a Depot Konto with Consors bank (much more efficient) so have given up on Postbank and will continue with Consors. But the whole experience with Postbank was so ridiculous and a huge waste of time (and very un-environmentally friendly) so I´d like to warn others against it.
N26 is a great bank for a regular account - super easy to set up, very digital and user friendly. Triodos and GLS are great green banks for sustainability (not investing your money in Fossil fuels) and for saving plans there are better options than Postbank too. Your time is worth money too so no point wasting it with Postbank.