Acorns Early Reviews 

4,038
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 606 reviews, reviewers had a great experience with this company. Consumers frequently share that the mobile application is exceptionally intuitive, making it remarkably easy to teach children valuable lessons about budgeting, saving, and overall financial responsibility. Users truly love the simple navigation, noting that managing chores, viewing account balances, and monitoring daily spending habits create a wonderful everyday experience. However, some people mentioned that transferring funds or adding money to accounts can sometimes take significantly longer than expected and feel quite inconvenient. A few other people also felt that handling transaction disputes, payment alerts, or missing deposits presented genuinely frustrating challenges during their usage.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting that the application is very simple and easy to... See more

Application

Reviewers highlight positive aspects of application, noting that it is reliable, easy to use, and a great... See more

Payment

Customers consistently note ambiguous experiences with payment, with many reviewers praising the convenient... See more

Product

Reviewers mention positive feedback about product, noting that it is very useful for teaching children... See more

Value for money

Users describe strong satisfaction with the value for money, noting that the product is worth the monthly fee... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This makes allowance and spending on my child so easy to manage and keep track of. It's helped both me and my child become more aware and responsible with money. I had an issue with Acorns but with Ac... See more

Company replied

Rated 4 out of 5 stars

Everything is great! Only critique I have is being able to add funds quickly is difficult. The auto fund is great for maintenance but if I want to add funds to be available immediately it’s not a user... See more

Company replied

Rated 5 out of 5 stars

Opened accounts for my granddaughters. They love have an ATM card (although the eldest teen can't seem to help but spend it all 😁) to feel independent. So easy to add money to their accounts and thei... See more

Company replied

Rated 5 out of 5 stars

We have used this app for about 10 years. My children have learned to save, budget, assess their spending through the reports and have gained an overall appreciation of money. Our next step is to real... See more

Company replied


Company details

  1. Alternative Financial Services
  2. also in
  3. Investment Banking
  4. Savings Bank

Written by the company

Acorns Early (formerly GoHenry US) is the smart debit card and learning app for kids that teaches them financial wellness and the value of money. Young people aged 6-18 can learn about earning, saving, and smart spending with features like automated allowance, task lists, and gamified educational quizzes and videos. Then they can practice their skills in the real world with their own debit card. All while parents watch and guide with flexible parental controls.


Contact info

4.1

Great

TrustScore 4 out of 5

4k reviews

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4.1

All reviews

(4,038)

584 reviews in the last 12 months

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Rated 2 out of 5 stars

I'm extremely disappointed with Acorns…

I'm extremely disappointed with Acorns Early , When your money is involved, You shouldn't have to make multiple calls or wait for days just to get a basic issue like card activation and slow transfers resolved . Teaming up with #AIM HUB# has been the best pivot option for my emergencies . Good and steady payments.

31 August 2026
Unprompted review
Rated 1 out of 5 stars

Don't bother - like any other US bank but worse

I wanted simple accounts for my 4 year old son and 10 year old daughter that they can view on their iPads, so that I can start teaching them financial literacy and rewarding them for chores with small monetary rewards.

Setup process is long and tedious and it's not clear that Acorns and Acorns Early are detached services with separate parental accounts; except when you register Acorns Early through Acorns for $10 / month? I ended up with separate Acorns and Acorns Early Parental accounts trying to get this set up because Acorns Early kept rejecting my application.

My application got rejected with no reason at all given. After escalating to support you STILL get given no clear reason for rejection, and instead flippant and patronizing responses:
"If you would like to try onboarding again, we warmly encourage you to attempt creating a new account application. When doing so, please take an extra moment to ensure that your legal name, date of birth, Social Security Number, and residential address are entered exactly as they appear on your official government documents, without any typos or abbreviations."

My addresses and details are verified and correct, of course.

Usual complicated and poor quality of service from US banking institutions, there is nothing special here.

28 August 2026
Unprompted review
Rated 3 out of 5 stars

I have never had a transition not go…

I have never had a transition not go through I have always had the money, some times can take days. Frustrating!

20 August 2026
Unprompted review
Acorns Early logo

Reply from Acorns Early

We are sorry to hear about your experience and would like to look into this for you. Please contact our support team at (855) 739-2859.

Rated 5 out of 5 stars

Easy and informative

Easy and informative. Well thought out rules and guardrails. It’s great for growing kids to get more and more responsibility over their money management skills and chores.

22 August 2026
Unprompted review
Rated 3 out of 5 stars

Great card for Children very awesome but there's always room for improvement

Allowing my son to have his own debt card shows him how to make and spend money plus much more .

I added my 9 year old niece then she came to live with us temporarily... Pending her parents successful reunification she has gone home at this time. And with that said, I need to be able to remove my niece from the app . I also would like the app to reflect or have to a reflect that not all children aren't necessarily a biological child of a parent. Some were adopted. Others may be in the so-grandchild so the app needs to improve on these aspects .This is where the app needs to change. There also needs to be a little bit more individual control.

21 August 2026
Unprompted review
Rated 5 out of 5 stars

This app is so great! Great way to make my daughter responsible with her money!

This app is so great! It teaches my 8 year old daughter how to be responsible with money. She gets her allowance added onto the account and then I transfer her money to her card for her to have. She is just too excited to have her own debit card! This app allows me to see all the account activity she has been doing on her card and allows me to set up automatic weekly payments to pay my daughter her $10 a week allowance that way I don't forget to add it. This app is going to help my daughter learn about keeping money and how to use her card the correct way and just be all around responsible with money so she can take all that she learned from this into adulthood with her.

5 July 2026
Rated 1 out of 5 stars

Horrible experience

Not good, they couldn’t help me activate my grandson’s new card after he lost his first card. I was on calls for 3 days without success. Go Henry was great, never had any issues for several years. I closed my account and will seek another company for my kiddos banking experience. Miss you Go Henry, I told everyone about them. Early Acorn charged the monthly fee with no problem 2 days prior to my horrible interactions but couldn’t assist successfully to activate my babies account , the children enjoyed having their own cards.

8 August 2026
Unprompted review
Rated 1 out of 5 stars

Missing funds debited from bank

I have funds ($1,500) that were debited from my bank account immediately and never showed up in the acorn app. Called customer service 3 times and waited 12 days for this to be resolved and now have to work with my bank to recover funds that were never deposited. The customer service told me each time this was taken care of and now it is starting to feel like a scam. UPDATE sept 1. I received 1 credit and came through as go Henry rather than acorns. The transactions have been coming through as different names so the bank is working on trying to recover my funds (now $1,000) and this can take up to 90 days. What a mess!

7 August 2026
Unprompted review

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