Allica Bank Reviews 1,814

TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 427 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and proactive approach, often highlighting specific individuals who made their experience seamless and stress-free. Many people appreciate the personalized service, noting that the company takes the time to understand their business needs, which is a refreshing change from other banks. The overall service is described as excellent, with consumers frequently mentioning the efficiency and ease of the process, from account setup to ongoing support. Reviewers are particularly impressed with the quick response times and the smooth user experience, making banking straightforward and intuitive. However, some customers also noted issues with the onboarding process, describing it as slow and requiring an excessive amount of documentation. A few other people felt that the digital experience was subpar compared to other modern banks, and some encountered difficulties with account distinctions and opaque fees. There were also occasional reports of slow issue resolution and dissatisfaction with customer service after the initial setup, with some individuals experiencing ignored messages and a lack of follow-up.

What people talk about most

Staff

Users describe positive interactions with staff. Customers consistently praise the helpfulness, patience, and... See more

Service

Consumers find service to be positive, often describing it as personal, professional, and responsive. Many... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting the responsiveness and... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the intuitive and easy-to-use... See more

Response time

Clients share positive opinions on response times. Many customers highlight the quick and efficient responses... See more

Reviews shaping this summary

Rated 5 out of 5 stars

so easy to talk to no hidden agendas if fact i still cant believe how much they can save me on bank charges and now gaining more interest then ever before on my savings. i would recommend to all... See more

Rated 5 out of 5 stars

I've been incredibly impressed with Allica Bank, especially my account manager Dan. From the moment I started the switch from my old bank, Dan made everything seamless and stress-free. He's always pro... See more

Rated 5 out of 5 stars

Our partnership manager Liam Conroy was very helpful, he explained all about the switching service and the best way for us make the most of our money. The application service was very straight forward... See more

Rated 5 out of 5 stars

Only just opened the accounts, but the human-to-human interaction has been impressive! Louise and Boni have been so helpful and enjoyable to work with. Plus, the banking interface (both brower and mob... See more


Company details

  1. Bank

About Allica Bank

Written by the company

Allica is a bank built especially for established businesses with between 5 and 250 employees.

A third of the UK’s economy depends on these businesses, yet they’re overlooked by the big banks with a service that is increasingly impersonal, inconvenient, and poor value. We're here to change that.

Allica Bank is on a mission to give established businesses the banking they deserve. That means:

  • a business current account that rewards business owners for using it.
  • a relationship manager whose name and number they actually know.
  • powerful tools and technology that make life easier, not harder.

It’s proving to be a winning combination. Allica was named as Britain's fastest-growing private company in 2024’s The Sunday Times 100, and we’re also the fastest-growing fintech in the 26-year history of Deloitte’s UK Technology Fast 50 awards. Since we opened our doors in 2020, Allica has lent over £3 billion to established UK businesses and raised £4 billion in deposits.

From our offices in Milton Keynes, London and Manchester, we’re offering business banking how it used to be, just better.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

A fantastic experience so far

As a business customer, my experience with Allica Bank has been genuinely excellent.
Having previously dealt with more traditional banking providers, the difference in service has been immediately noticeable. Allica feels far more personal, responsive and commercially minded. The process of switching my account and overdraft was handled with minimal effort, and the support I have received throughout has given me real confidence in the bank.
What has stood out most is the quality of the people. My Relationship Manager, Danielle Messam, has been friendly, professional, knowledgeable and proactive from the outset. She has taken the time to understand my business properly, communicated clearly, and helped move matters forward efficiently. That level of direct, practical support is incredibly valuable for an SME, particularly when timely decisions and cash flow can make a real difference.
I have also been impressed by the wider team, including the support received around growth funding, especially from Natasha Howe. The experience has felt joined-up, responsive and refreshingly straightforward.
Allica Bank has restored my faith in what business banking should feel like: personal, proactive, commercially aware and genuinely supportive. I have already started recommending Allica to others, and that is probably the strongest endorsement I can give.

28 May 2026
Unprompted review
Rated 1 out of 5 stars

be aware!!

Company have written to tell me they are closing my account for no reason.
I have just spent very large ammounts with the company card ( which they encourage!! ) and it looks like they punish you for doing so.

edit-29/05- you havent requested any response from me.
Basically you are closing my account because i have earnt too much cash back from spending on my company card ( which is what you promote!!)

28 May 2026
Unprompted review
Allica Bank logo

Reply from Allica Bank

Hello Paul,

Thank you for sharing your feedback. We're sorry to hear you've had such a disappointing experience.

As a regulated bank, we must ensure compliance with our legal and regulatory obligations and in some cases this can result in decisions impacting account access or closure. Although these decisions are not taken lightly. We’d like to look into your concerns further.

If you’re open to it, please reply to our request for more information via Trustpilot so we can review your concerns directly.

Thanks,
The Allica Bank team

Rated 1 out of 5 stars

Be aware !

They advertise spending money(10k a month) and when you do they close your account ! Will be showing all communication .

27 May 2026
Unprompted review
Allica Bank logo

Reply from Allica Bank

Hello Edward,

Thank you for taking the time to share your feedback. We understand this has been a frustrating experience, particularly after actively using your account.

As a regulated bank, we carry out reviews on accounts from time to time and, in some cases, this can result in decisions around account access or closure. Although these decisions are not taken lightly.

We’d like to look into your concerns further. Please reply to our request for more information via Trustpilot so the team can review this with you directly.

Thanks,
The Allica Bank team

Rated 5 out of 5 stars

I’ve justtransferred my business…

I’ve just transferred my business account to Allica. It couldn’t have been easier.. The team offer a very personal service and I was guided through the complete process of setting up and switching.
Interest rates are excellent and the website and app intuitive secure and easy to use
Ken and Boni were incredibly helpful and patient thank you
Emma

21 May 2026
Unprompted review
Rated 5 out of 5 stars

Amazing

Henok and Boni have been extremely helpful. They guided me through the process and have been very responsive to any questions I have had. As a result I have referred them to a charity I am a trustee of and they have also signed up. The set up was very easy and I love the fact we can control the trustee access and dual authority from within the Internet portal. Everyone loves it so far. The Internet banking app is so easy to use. A great bank and fantastic customer experience.

21 May 2026
Unprompted review
Rated 1 out of 5 stars

Added fees within 2 months and no relationship management

I transferred 5 business bank accounts across to Allica based on having free accounts, a releationship manager and ease of access online. That was December 2025. Since Feb 2026, they introduced £25 fees per month, per account, the relationship manager has been off since I was transferred across, and I am now in the process of transferring everything back to the previous bank. I also found that integrations are not as good as the other banks. Don't waste your time with these guys. They make you stand on the rug before they pull it from beneath you.

20 May 2026
Unprompted review
Allica Bank logo

Reply from Allica Bank

Hello,

We’re sorry to hear about your experience. It’s clear this has been frustrating, particularly after moving multiple business accounts across to us and the lack of contact with your relationship manager. This certainly isn't the experience we expect our customers to have.

We aim to make our Business Rewards Account straightforward and rewarding, so we appreciate you sharing your feedback around the recent fee changes. To help us continue offering the benefits included with the account, customers whose balance falls below an average of £10,000 in the previous month now incur a £25 monthly fee.

We’re also sorry to hear that the integrations and online experience haven’t met your expectations. We’d like to understand more about what’s happened here. If you’re open to it, please reply to our request for more information via Trustpilot so we can look into this properly.

Thanks,
The Allica Bank team

Rated 1 out of 5 stars

Are they for real?

Are they for real? They will need you to have at least 4 properties and you need to share all of those property details to discuss the mortgage for one property. Can you imagine such companies exists?

19 May 2026
Unprompted review
Rated 5 out of 5 stars

Excellent onboarding experience with…

Excellent onboarding experience with Allica Bank. Anna was incredibly responsive throughout the process and made setting up our business account smooth and straightforward. Any questions I had were answered quickly and clearly. Highly recommend for any business looking for a responsive, professional banking partner.

15 May 2026
Unprompted review
Rated 5 out of 5 stars

Customer service 100%

After trying to open an account for our small company for almost 12 months with a high street bank, Ben has been an absolute star and assisted us with successfully setting up an account Allica. Nothing was too much trouble for him - out of hours phone conversations, prompt responses to messaging and emails, even researching to understand our business so he could explain it to his colleagues. Thank you so, so much!

3 April 2026
Unprompted review
Rated 5 out of 5 stars

Excellent experience

Excellent experience. Allica stepped in to help with a fast refinance for us, after the liquidation of MFS.
John and Carmen were so so helpful and efficient in getting this through for us with in a matter of weeks
Highly recommend Allica

20 March 2026
Unprompted review
Rated 5 out of 5 stars

SATPAL MADE EVERYSTEP VERY EASY FROM…

SATPAL MADE EVERYSTEP VERY EASY FROM OPENING OUR ACCOUNT TO SETTING EVERYTHING UP FOR US IF YOU DONT UNDERSTAND ANYTHING HES ALWAYS THERE TO HELP SO HAPPY WITH HIS SERVICE HE PROVIDES AS OTHER BANKS DONT HELP YOU AS MUCH AS HE DID

8 May 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

I have been assisted by Simon Loft, the National Key Account Manager and Boni Chakanyuka a Partnership Associate during the set up of my Business Rewards account. Both have been excellent, very knowledgeable.
Would definitely recommend!

5 May 2026
Unprompted review
Rated 5 out of 5 stars

Henok has been great from the get go

Henok has been great from the get go. Our business accounts and general support has been on a 1 to 1 basis. Henoks continued support makes things easy for us as a business as we can just pick up the phone and discuss things directly. Clarity and understanding when banking is always a bonus!

1 May 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look