AXA Health Reviews 

21,683
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 5,938 reviews, reviewers had a great experience with this company. Customers frequently mention that the staff are exceptionally caring, polite, and professional, making stressful medical procedures much easier to handle successfully. Consumers also deeply appreciate the prompt and efficient response times when submitting claims, ensuring that all necessary medical treatments are quickly approved without any stress. Some reviewers were not happy with the claims process, noting that certain medical treatments, tests, or specific health conditions were unexpectedly refused or restricted. People additionally mentioned significant difficulties when navigating automated phone systems, dealing with virtual bots, and experiencing long waiting times while trying to get timely help.

What people talk about most

Service

Clients share positive opinions on service, highlighting fast, prompt, and reliable support from... See more

Staff

Customers report positive experiences with staff, highlighting helpful, polite, and professional... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being helpful,... See more

Response time

Users describe ambiguous interactions with response_time, reflecting a high level of disagreement regarding... See more

Claim

People report ambiguous experiences with claim processing, reflecting a high level of disagreement among... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I really find it difficult to navigate around the website. Don't know whether to go into Inbox or Notifications and even when things are read - it still shows the number as unread???? The little numb... See more

Company replied

Rated 4 out of 5 stars

I love the virtual lucy access and use it frequently because trying to get appointments at my own doctors is almost impossible. Recently used Axa for help with a knee issue. Scan was quickly booked,... See more

Company replied

Rated 4 out of 5 stars

I've been pleased with the service and support from Axa - they provide enough people on the phone line that there is little waiting time. There are the usual messages about "you can do this on the web... See more

Company replied

Rated 4 out of 5 stars

Customer Service and replies to emails and claims is really quick and I have had no issues. Just my medical journey has been long and ongoing and because the private consultants are busy you do have... See more

Company replied


Company details

  1. #26 of 28 best companies in Health insurance agency

About AXA Health

Written by the company

Father teaching his daughter how to stake We are AXA’s health and wellbeing specialists

We all love to feel cared for. From steady acts of support to that feeling of being truly listened to.

We help our members access the support and healthcare they need quickly. From diagnosis and treatment, to guidance and tools that can help you manage your health every day - not just when there's a problem.

We were founded by doctors and hospitals working together to give more people better access to healthcare. In the 86 years since, we’ve grown to become part of one of the biggest insurance groups in the world.

With that comes expertise and experience in how best to support our members - and a commitment to putting their health first. Care goes beyond fast access to appointments and treatment. It's about being heard, understood and supported.

Find out more about the care that goes into our cover.

Woman sitting in a chair drinking a cup of coffee

Contact info

4.1

Great

TrustScore 4 out of 5

22k reviews

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4.1

All reviews

(21,683)

5,817 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

They trained to reject claims!

AXA wrongly assumed that my foot condition relates to a podiatrist/they just took it literally: Podiatry is a specialized branch of medicine focused on the evaluation, diagnosis, and treatment of disorders affecting the foot, ankle, and lower limb.
So they refused authentication...
I have an orthopedic condition, it is in the foot, but not all foot conditions are podiatry related. My condition is more complex...
AXA just have no understanding of different health specialists. They see the body via parts rather than conditions! Just like a four years old child, foot is foot!
I am really surprised how they train their employees how to reject claims based on body parts, not conditions...

11 August 2026
Unprompted review
AXA Health logo

Reply from AXA Health

Hi, Aleksandra

We are sorry to hear you have been left feeling this way. If you would like us to look into anything further for you, please contact us directly at onlineresponseteam@axahealth.co.uk

Kind regards, Jess

Rated 5 out of 5 stars

Incredible support, kindness and everything was paid for immediately

I was utterly blown away with the support and kindness during my cancer treatment. I didn't know that I had full cancer cover in my small private insurance policy, the team explained everything with warmth and every appointment, scan and treatment was paid for - your cancer support team would call and check that I was doing well. You saved me from chemotherapy by approving an expensive US-based test which proved that radiotherapy was as effective as chemo would be in my treatment. I felt your entire team around me went beyond the call of duty - it was actually very important for my state of mind! Thank you.

11 May 2026
AXA Health logo

Reply from AXA Health

Hi, Caryn

We are so pleased to hear you had a positive experience with our team and that we were able to assist at such a difficult time. Thank you for taking the time to provide such kind feedback.

Kind regards,
Jess

Rated 5 out of 5 stars

My daughter did of the dealings with…

My daughter did of the dealings with your office and staff and as far as I know everything was fine

11 August 2026
AXA Health logo

Reply from AXA Health

Good morning,

We are pleased to hear your daughter had a positive experience, thank you for your feedback.

Kind regards,
Jess

Rated 5 out of 5 stars

Quick decisions, pleasant staff

Quick decisions, very helpful and no quibling. Staff have been very pleasant to deal with

14 July 2026
AXA Health logo

Reply from AXA Health

Hi, Nick

We are pleased to hear you had a positive experience with our team and thank you for your feedback.

Kind regards,
Jess

Rated 5 out of 5 stars

Personal experience

Since I have been using AXA heath service it has been a great experience in terms of getting the right specialist and financials too.

5 March 2026
AXA Health logo

Reply from AXA Health

Hi, Steve

We are pleased to hear you had a positive experience and thank you for your feedback.

Kind regards,
Jess

Rated 5 out of 5 stars

Easy to organise appoints

Easy to organise appoints
Staff were caring and helpful and took the time to understand my issue

29 June 2026
AXA Health logo

Reply from AXA Health

Hi, Frances

We are pleased to hear you had a positive experience and thank you for your feedback.

Kind regards,
Jess

Rated 5 out of 5 stars

any question I asked there was somebody…

any question I asked there was somebody to help me.
I appreciate the understanding of Axa team to patient's demand and sudden change of circumstances which helped me in speeding procedures
many thanks for the team

11 August 2026
AXA Health logo

Reply from AXA Health

Hi, Ghalieh

We are pleased to hear you had a positive experience with our team and thank you for your feedback.

Kind regards,
Jess

Rated 3 out of 5 stars

I had to chase AXA.

Treatment agreed and paid for without a problem. Communicaton required me to chase them, rather than proactively sorting things out. When there was a "problem" with the Anaesthetist rather than AXA ringing me, they told the provider to tell me there was problem, I then had to call AXA. Not customer focussed! When I had the discussion about this topic AXA tried to tell me that I should discuss with the consultant about who he had selected as the Anaesthetist. I had done as they requested and approached one of the Consultants from their list and not been told there was anyting else for me to do. In the end AXA "accepted" responsibility, but I have no idea why they thought that I should get involved.

16 July 2026
AXA Health logo

Reply from AXA Health

Dear Martin,

We apologise for the error. We have taken steps to ensure the anaesthetist has been paid. Please let us know if there is anything else you would like us to look into.

Kind regards

Dan

Rated 4 out of 5 stars

Speedy attention

11 August 2026
AXA Health logo

Reply from AXA Health

Hi, Richard

We are pleased to hear you had a positive experience with our team and thank you for your feedback.

Kind regards,
Jess

Rated 5 out of 5 stars

All staff were professional and helpful from start to finish.

All phone calls to AXA Health answered promptly. All staff professional, informative, courteous and helpful.
Roderick, especially so.

6 July 2026
AXA Health logo

Reply from AXA Health

Hi, Mark

We are pleased to hear you had a positive experience with our team and will ensure your kind feedback is passed on.

Kind regards,
Jess

Rated 1 out of 5 stars

Rubbish

Rubbish - worst health insurer as commented by several medics.

11 August 2026
AXA Health logo

Reply from AXA Health

Hi

We are sorry to hear of the issues you have experienced. We have tried contacting you by phone but unfortunately were unable to reach you so we have sent a message to your online portal for further information.

Kind regards

Dan

Rated 3 out of 5 stars

It's good, but administratively bad

Overall, I'm happy with AXA. Generally speaking, they have always covered what needed to be covered; however, the administration experience is a nightmare.

It really depends on who you get when you call them to ask for a referral. You can get someone, and they can refer you pretty quickly. For the same issue, it could take up to an hour. I've experienced this. Some of the representatives are great, and some are just terrible, so it's really hit and miss. I've had some unfortunate, very long wait times for essentially the same query.

The other thing is you have to call them up every single time to check if a doctor or hospital is covered. Now, these lists are available on doctor find websites like that, where the doctor states that they are covered or not, and on their own personal websites. You still have to call access. You can't even go online, and there's no database on their website to check. You have to call them, and that's another annoyance, I would say.

From an administration standpoint, it's not very good. For providing cover, it seems to be pretty good.

1 July 2026
AXA Health logo

Reply from AXA Health

Hi

We are sorry to hear of the issues you have experienced and we thank you for taking the time to speak with us today to resolve this. If you have any further questions, please get in touch.

Kind regards

Dan

Rated 1 out of 5 stars

AXA's system for customers to receive…

AXA's system for customers to receive medical help are too fragmented. You end up being put through so many BOT processes, with Virtual Lucy being the worst.
When I was with BUPA, it was more straight forward and quicker to speak to an operative instead of computer questions getting no where!
If Bupa are 10 ten AXA would be 3.
Hi Dan, You said you have tried to contact me by phone, but there are no missed calls from AXA!

22 June 2026
AXA Health logo

Reply from AXA Health

Hi John

We are sorry to hear of the issues you have experienced. We have tried contacting you by phone but unfortunately were unable to reach you so we have sent a message to your online portal for further information.

Kind regards

Dan

Rated 1 out of 5 stars

Continuous errors in dealing with a…

Continuous errors in dealing with a valid claim which they had authorized

11 August 2026
AXA Health logo

Reply from AXA Health

Hi Neil,
Thank you for taking the time to speak with us today, as discussed this has been raised to our customer relations team who will be in touch with you regarding next steps.
Kind regards,
Lily.

Rated 5 out of 5 stars

Absolutely happy with AXA I had a issue…

Absolutely happy with AXA. I had an issue with my hip, pain and I phone AXA and spoke to the operator they were very understanding and Advised me step by step of the process to take. I followed their process that they advise and was in to see a specialist and they got my problem with my hip sorted in a couple of week so happy and so great full. Thanks AXA.

26 June 2026
AXA Health logo

Reply from AXA Health

Hi, Steven

We are very happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Day procedure completed with ease and…

Day procedure completed with ease and simplicity. Staff polite and helpful.

3 August 2026
AXA Health logo

Reply from AXA Health

Hi, Donald

We are happy to hear that you had a positive experience and we appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 5 out of 5 stars

Great service

Great service. Everything from beginning to end was handled quickly and effectively. Staff dealt with all enquiries with professionalism and empathy.

16 April 2026
AXA Health logo

Reply from AXA Health

Hi, Jo

We are happy to hear that you had a positive experience with our team. We appreciate you taking the time to share your feedback.

Kind regards, Jess

Rated 1 out of 5 stars

I was treated aggressively and I felt…

I was treated aggressively and I felt Axa tried to do everyting in theor power to not support and pay for my claims. I fear having to call and speak with anyrbody who works for this insuirance company. Horribel experiences.

20 July 2026
AXA Health logo

Reply from AXA Health

Hi Claire,
Thank you for taking the time to speak with us today, as discussed i will update you later today. If you would like us to look into anything for you, please feel free to contact us directly at
onlineresponseteam@axahealth.co.uk
Kind regards,
Lily.

Rated 4 out of 5 stars

Easy to book appointments and regular…

Easy to book appointments and regular emails and texts when having / booking treatment

11 August 2026
AXA Health logo

Reply from AXA Health

Hi, Claire

We are happy to hear that you had a positive experience and appreciate you taking the time to share your feedback.

Kind regards, Jess

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