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Company details

  1. Non-bank financial service
  2. Alternative Financial Services
  3. Car finance and loan company
  4. Finance broker
  5. Financial advisor
  6. Loan agency

Information provided by various external sources

Bajaj Finserv is India’s most diversified NBFC. Get instant approval on loans and funds in account within 24 hours. Avail loans online conveniently at attractive interest rates with minimal documentation.


Contact info

2.2

Poor

TrustScore 2 out of 5

15 reviews

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No history of asking for reviews

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Rated 1 out of 5 stars

My husband passed away 18 may 2021

My husband passed away 18 may 2021. he opened OD account on 15 april 2021. i went and process the same. they gave insurance company after manipulated amount. then take insurance amount after that insurance amount take EMI with me and inform me that your insurance has been rejected. i inquiry and then complaint the RBi also. even take the Pre closure loan charge. is this pre closure or shut the loan

16 April 2025
Unprompted review
Rated 1 out of 5 stars

Fraud....Fraud...Fraud

Fraud....Fraud...Fraud

Bajaj Housing Finance runs on manipulative and misleading practices. I was committed an ROI of 7.5%, but after wasting my time with repeated document collection, CIBIL check, and endless follow-ups, the approval suddenly changed to 8.15% (Home Loan) and 9% (BT).

On top of that, they charged me ₹1499 ₹1,500 for MOF, which are non-refundable, even though the loan was never processed as per the promised terms. My CIBIL score was unnecessarily impacted because of their mismanagement.

This looks like a business model built to mislead customers – lure with false ROI, push CIBIL checks, collect non-refundable fees, and then impose higher interest rates.

Extremely disappointed and feel cheated. I strongly warn others to stay cautious before dealing with Bajaj Housing Finance.

4 September 2025
Unprompted review
Rated 1 out of 5 stars

Be very careful and avoid using Bajaj Allianz Life Insurance Co. Ltd

Be very careful and avoid using the services of these scammers. I requested a refund for my travel insurance after my visa was rejected, but even after two years, I have yet to receive it. They have shown no consideration for my situation as a student.

When I applied to travel to another country previously, I chose a different insurance company. When my visa was rejected, they processed my refund the very same day I emailed them. This time, I opted for Bajaj because I believed that choosing a company from our own country would ensure better service. Unfortunately, the experience has been disappointing

17 December 2023
Unprompted review
Rated 1 out of 5 stars

I applied for a personal loan at Bajaj…

I applied for a personal loan at Bajaj Finance. The amount I wanted was FAR less than what I was allocated and I was told it would be an "OD". It would just rest there in my BAjaj Finserv account and I could withdraw it anytime in the future. I'm paying a VERY hefty fee just for the amount to REST as an "Annual Maintenance". The amount I didn't even ask for. Something that I was just slapped with by the sales team. They call THRICE a day to push the OD limit from different numbers.

6 September 2024
Unprompted review
Rated 1 out of 5 stars

BAJAJ FINANCE SPAM

They spam you left-right-center over Robot and Marketing Calls, SMS and Whatsapp. You block one number and then you receive from another. Wonder where they get our personal numbers from, undoubtably STEALING! I’ve never registered or used their service and NEVER WILL given the annoying spamming they do!

I’m not sure if this flooding of such marketing offers over people’s mobiles really helps them as for myself, I blacklist such spammers and make sure I do not use their services even if they are the last ones left on earth!

24 October 2023
Unprompted review
Rated 1 out of 5 stars

I got fraud from this company

I puchase a mobile phone from this company by loan. I had paid all 10 instalment so my loan shuld be complet but company has charge one extra instalment till now. I am not sure about next charge they will charge something else. I trid to contact so many time no one responding of my call. They people are doing fraud like that. I advising all the people plese don't use it.
Pradeep kumar mob no. 9412519029

13 December 2020
Unprompted review
Rated 1 out of 5 stars

Bajaj Finance is Worst and Dangerous…

Bajaj Finance is Worst and Dangerous than Cancer. This Providing No cost of
EMI Poor People in India Generally they are providing 10000 to 50000 Loan on Product Goods, Poor People Are not Educated and their terms and condition is very though and hidden, They are charging cheque bounce Charge in one month 16 to 20 Time means total charges 300 by Bajaj Finance and bank 295 Per day mensa 16*595=9520, Many People Not have Knowledge They are providing money to the government for making fool to people.

SCAM and Fastrack worldwide.

This is an worst, ridiculous

20 August 2020
Unprompted review
Rated 1 out of 5 stars

In India Bajaj Finance more Dangerous…

In India Bajaj Finance more Dangerous then Cancer, This Providing No cost of
EMI Poor People in India Generally they are providing 10000 to 50000 Loan on Product Goods, Poor People Are not Educated and their terms and condition is very though and hidden, They are charging cheque bounce Charge in one month 16 to 20 Time means total charges 300 by Bajaj Finance and bank 295 Per day mensa 16*595=9520, Many People Not have Knowledge They are providing money to the government for making fool to people.

15 June 2020
Unprompted review

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