BEAM from the AA Reviews 2,525

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 646 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent pricing, often finding it to be very competitive and significantly lower than renewal quotes from previous insurers. The overall user experience is consistently praised for being easy, quick, and straightforward, especially when setting up new policies. Many people appreciate the value for money, noting that the company offers good prices with additional benefits. However, some people were dissatisfied with aspects of the website, citing issues with ID verification and difficulties accessing documents due to password requirements. A few other people also felt that the process involved repetitive form filling or encountered delays that led to additional costs.

What people talk about most

Price

Users describe positive interactions with price, frequently highlighting competitive quotes and significant... See more

Website

Consumers find website to be ambiguous. Many reviewers praise the website for being easy to navigate,... See more

User experience

Reviewers highlight positive aspects of user experience. Many customers found the process very easy to follow... See more

Service

Customers consistently note positive experiences with service. Many reviewers found the process of getting... See more

Value for money

Customers express satisfaction with the value for money, often finding competitive prices and good coverage.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Unable to access verification ___________________________________________________________ When I couldn't access verification code as phone currently lost, the online assistant was excellent, gave... See more

Rated 5 out of 5 stars

The clarity of all the information was great. Documents arrived swiftly by post (I'm not brilliant online!) The price was not much different from everyone else? Love having good, clear information o... See more

Rated 5 out of 5 stars

From the very outset the customer services lady was very friendly and answered all queries, she was really nice and professional. It was lovely to speak to an actual person rather than everything onli... See more

Rated 5 out of 5 stars

They offered me a good price. I added on an extra driver & got full breakdown cover as well & it was still less than the renewal price of my previous insurer. Going through Go Compare also gives exces... See more


Company details

  1. #95 of 139 best companies in Insurance company

Written by the company

BEAM is a new name in car insurance from one of the UK’s leading brands. So you can feel confident you’ve got the right cover, and safe in the knowledge we’re powered by the AA.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

3k reviews

5-star
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Asks customers to review

This company invites their customers to review, whether positive or negative

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Rated 1 out of 5 stars

Absurdly slow to resolve claims.

My car was written off by someone insured by Beam insurance. Six months later they still haven't resolved the claim. My insurer keeps contacting them and getting nowhere. When I initially contacted my insurer with the details they said Beam were very slow to settle claims. This accident is straightforward and should be simple to resolve. Thanks to their delay I've had to be removed from a friends insurance due to the extra £80 cost as until resolved I'm considered at fault. I'm a named driver on another friends policy, presumably the same will happen. Can I claim these costs? I tried contacting Beam to find the delay but they refused to speak to me claiming "data protection". Its MY data. Who cares if they're nice on the phone when you ask for a quote, what matters is resolving claims properly. If everyone waiting for them to resolve claims is forced to overpay then reclaim any overpayment once resolved insurers are getting a free loan of customers money. Awful unresponsive insurer.

4 May 2026
Unprompted review
BEAM from the AA logo

Reply from BEAM from the AA

Hi Richard, we’re really sorry to hear about the delay in settling this claim and understand how frustrating and stressful this situation has been for you. Unfortunately, claims can sometimes take longer than expected due to the amount of back-and-forth required between insurers, underwriters, and the need to wait for updates or approvals. Please be assured that the claims team will be working to resolve this as quickly as possible. We’d encourage you to continue keeping in touch directly with the claims team for the latest updates, as they’ll be best placed to advise on progress and any next steps.

Rated 5 out of 5 stars

Really well signed process

Really well signed process! And have e me feel really welcome with quick responses and helpful emails!

3 May 2026
BEAM from the AA logo

Reply from BEAM from the AA

Just what we love to hear, Rory 💛.

Rated 5 out of 5 stars

They offered me a good price

They offered me a good price. I added on an extra driver & got full breakdown cover as well & it was still less than the renewal price of my previous insurer. Going through Go Compare also gives excess help if needed.

3 May 2026
Rated 1 out of 5 stars

Best company for my car renewal for me

I went with this company for my car renewal because it was the best for me I am not saying it was cheap as I was shocked at the price because I have only a group one car+ it is only 15 plate have held a clean license forever ( 38 YRS) all the add ons bump up the price even more. But what I did like was when I phoned Beam they answered practically straight away which is very important for customers also their website is easy to understand

1 May 2026
BEAM from the AA logo

Reply from BEAM from the AA

We appreciate your feedback and are glad our accessibility met your needs. We're sorry the renewal cost was higher than expected, despite your driving history. We hope you're okay.

Rated 1 out of 5 stars

Wanted me to pay over £20 to cancel my…

Wanted me to pay over £20 to cancel my direct debit after an initial payment and 1 payment via direct debit to settle my outstanding credit insurance premium!
£20 charge for cancelling direct debit. Ths equates to half of the interest i would have paid over 1 year.
I find this exorbitant, extortionate and exploitive in my opinion.
Not happy chappy and told customer services advisor on telephone I was not prepared to pay that. Also sent / email message to customer services via email!...no response yet.
Was initially happy with service and quote...but now I am thinking did i make a mistake by not using a more known insurance company?
Time will tell.

29 April 2026
Unprompted review
BEAM from the AA logo

Reply from BEAM from the AA

We appreciate your feedback and are sorry to hear you're unhappy with the direct debit cancellation charge. We're sorry for the lack of response to your email. We hope you're okay.

Rated 5 out of 5 stars

Easy set up

Easy set up, you know what youre buying. Clear language used too

29 April 2026
BEAM from the AA logo

Reply from BEAM from the AA

Thanks for your feedback, Mag. Pleased to hear the set up process was easy 😊.

Rated 5 out of 5 stars

It was great because I had a few…

It was great because I had a few problems with my phone after I brought the cover and I had to phone a few times to make sure that it had gone through and the agents were so patient and helpful that they put my mind at ease.
Thank you so much

29 April 2026
BEAM from the AA logo

Reply from BEAM from the AA

Hi Phil, we’re really pleased to hear about the service from our team to help make sure everything was sorted. Thanks for leaving 5 stars.

Rated 5 out of 5 stars

I’m new to this company and I have had…

I’m new to this company and I have had the best treatment so far and can only imagine it will continue. Thank you so much for your help. I look forward to hearing back from you in the near future as I haven’t had any experience yet with your company. Your insurance sounds great and I look forward to driving with you as my insurance company. Thank you again.

29 April 2026

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