BILL Reviews 1,580

TrustScore 2 out of 5

2.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it difficult to reach a real person and often receiving unhelpful, scripted responses. Customers frequently reported issues with payments, including funds being held, unexpected charges, and difficulties with transfers. Reviewers also encountered problems with the website, such as login issues and blank pages, making it impossible to access their accounts or contact support. Some people were satisfied with the customer service, noting that some agents were helpful and resolved their issues quickly, even during holidays. A few other people also felt that the service was smooth for years, and they did not encounter any issues.

What people talk about most

Payment

Customers had negative experiences with payment. Many reviewers report unauthorized account upgrades, hidden... See more

Customer service

Reviewers express significant dissatisfaction with customer service, highlighting a lack of accountability... See more

Service

Customers consistently note negative experiences with service. Many reviewers report long hold times,... See more

Customer communications

Users describe negative interactions with contact. Many reviewers report extreme difficulty reaching a live... See more

Website

People report negative experiences with the website. Many customers express frustration with login issues,... See more

Based on these reviews

Rated 2 out of 5 stars

Awful set-up experience. BILL will call you back but will transfer you to many customer service reps, migration people if you have complex questions. Spent 2 hours on hold with chat they kept disconne... See more

Company replied

Rated 2 out of 5 stars

REVISED TO TWO STARS FOR KEVIN'S DEDICATED HELP IN EXECUTIVE ESCALATIONS. DO NOT USE BILL. EVER. This is not hyperbolic. This is not an exaggeration. Since laying off employees in 2025... See more

Rated 2 out of 5 stars

Bill.com is a core platform for our business, and in my role as COO, we route all vendor payments through it. Until this experience, I was a strong advocate for the product. Separately... See more

Rated 2 out of 5 stars

I have multiple business accounts that use Bill.com. My employee had to leave on medical leave and was unavailable. Me, being the owner of the Company, requested access to my very own company's acco... See more

Company replied


Company details

  1. Software company
  2. Business administration service
  3. Business-to-Business service
  4. Payment service

Written by the company

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. As a leading provider of cloud-based software, BILL simplifies, digitizes, and automates back-office financial processes for small and mid-sized businesses. BILL Financial Operations Platform helps businesses efficiently control their payables, receivables and spend and expense management. Our customers come from all industries, ranging from startups to established brands and nonprofits to franchises. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.


Contact info

  • 6220 America Center Drive Suite 100, 95002, San Jose, United States

  • bill.com

2.0

Poor

TrustScore 2 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Awful set-up experience

Awful set-up experience. BILL will call you back but will transfer you to many customer service reps, migration people if you have complex questions. Spent 2 hours on hold with chat they kept disconnecting me. We are stuck with BILL for now but will eventually switch to RAMP or some better software for better customer service

14 October 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you sharing this, Holly. We're sorry the setup was difficult, that you experienced long wait times, and did not get the help you needed. We would like to offer our assistance if it's still required. We are unable to identify the best way to contact you through this site, which makes it difficult for us to assist you effectively. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 1 out of 5 stars

Customer service is rude and condescending

This company has a customer service that id have to say is one of the worst. They failed to put thru a deposit on time, blamed the payee using the system, turns out it wasnt the payee at fault. Told to wait another day when payment hadn't arrived they'd "trace" it. When asked what happens when it doesn't arrive and that the possible timetable is to get it resolved was told by rep named Cedric that they dont deal in "what ifs" and will hand it over to an investigation team. He followed up by saying it'll take a while, when asked if that meant days or weeks, he said "who knows?" Payment had to be made by direct wire transfer circumventing Bill.com and now the payee is left getting the funds returned from this company. Mistakes happen but this company and its frivolous approach to an error 100% on thier part is nothing short of unprofessional.

5 October 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you bringing this to our attention. We are sorry to hear about the trouble you experienced with the delayed deposit and the interaction with our team. We take your concerns seriously, and we were able to locate your account. We were able to have someone contact you to offer assistance if still needed and answer any other questions you may have had.

Rated 1 out of 5 stars

Basically impossible to get any support…

Basically impossible to get any support on this platform. I have spent weeks just trying to get access to my account, and you are locked behind chat that is useless and told me three times they had removed a block on my account. They refused to escalate multiple times, and when they finally did, the next person would randomly call me from a number that my phone automatically blocked as spam. When I tried to setup a time with them, they called an hour after the time. Maybe the worst customer service and support I have ever had with an enterprise solution in my 20 year career.

1 October 2025
Unprompted review
BILL logo

Reply from BILL

Elyse, it sounds like you encountered significant difficulties gaining access to your account and experienced issues with our support team. We appreciate you letting us know, and we're sorry for the frustration and inconvenience this caused. We have located your account and are elevating this to our Leadership Team to have them contact you directly.

Rated 1 out of 5 stars

Terrible company - privacy violations, lack of support

They added me, without my consent, to what they call "autoconnect" and it was an insane amount of difficulty and time to get them to help remove me. I am not their customer and have no account with them, but they keep sending messages about how they've now autoconnected me with various organizations. I never signed up for that and do not want that. They have no phone nor email support for this-- I had to waste time looking on their website searching for how to get removed but nothing on their website offers that option, and their autoconnect emails that I get do not allow one to unsubscribe from autoconnect. When I called in, I was told the only option is to use their chat. I spent over 45 minutes on that chat. Their representative on chat also gave misinformation (e.g., telling me there's not way to get removed from their marketing). I told him legally that is now allowed, and then he consulted with his team and corrected himself. The way this company operates is awful! Most people will not take over an hour to do this stuff.

26 September 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate your feedback and apologize for the difficulty removing AutoConnect and the chat support experience. We value your privacy and want to offer our assistance with your concern. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 1 out of 5 stars

This is the worst customer service…

This is the worst customer service experience I have ever had in my life. They are completely clueless and have no visibility into other support calls. I’ve spent 6+ hours this week on hold for them to have the same conversation with me about them not knowing where my funds are that I’m paying them to finance. Never again.

26 September 2025
Unprompted review
BILL logo

Reply from BILL

We apologize for the frustrating customer service experience you described. We appreciate you bringing this to our attention. We are looking into the issues you raised about the lack of coordination and the difficulty in locating your funds. We have located your ticket in our system, and it has been elevated to our Tier 2 team to assist with your concern. Please continue providing feedback, as we are always working hard to improve our software and our customers' experience.

Rated 1 out of 5 stars

Do NOT sign up with Bill.com

I used Bill.com years ago and it was fine. We tried to use them again and it was a disaster. Had to get set up to send ACH payments to our contractors and the verification document, and you provide it, then they ask for another document. It's an endless loop. Because I believed their hype I thought it would be a great fit for us. Meanwhile, they made me late getting payments to my team. It's not like I was signing up for a credit card processor. I literally added my business bank account and said take funds from here and send it here. They stopped communicating with me on Friday at noon and I heard NOTHING until Tuesday afternoon. That's ridiculous. I do feel bad for their account reps, they have to do damage control with upset customers.

22 September 2025
Unprompted review
BILL logo

Reply from BILL

Nancy, we completely understand your frustration regarding the delays in processing your account verification, as well as the inconvenience of not being able to send payments. Our identity verification process safeguards customers against financial fraud and potential cyber threats. We prioritize account security and conduct federally mandated due diligence to confirm identities and authorize transactions in accounts. Thank you for taking the time to share your experience with us. We truly value your feedback and are committed to continuously improving our customers' experiences.

Rated 1 out of 5 stars

They will hold your money for a long…

They will hold your money for a long time before you get paid. Indeed, I wasted one hour of my life dealing with their customer service to get paid. They will claim that there was a problem with your bank or the info you provided. Their business model seems to push for a debit card payment so that they can charge 1% in fees. The delay seems to be a strategy to annoy users trying to circumvent the fee or a method to hold money in their investments to profit before paying users. In my opinion, there is no advantage whatsoever for getting paid with Bill over other well established methods like ACH, Zelle, Paypal or Venmo.

19 September 2025
Unprompted review
BILL logo

Reply from BILL

We truly regret that your payment experience was not satisfactory. We apologize for the delay and any inconvenience caused by our payment options. It seems our team has successfully redirected your payment, and from now on, we hope there won't be any further delays or complications. We are always trying to enhance our customers' experience with our software and appreciate your feedback.

Rated 1 out of 5 stars

This company allows people to steal…

This company allows people to steal checks and can never speak to a real person it's always a chat bot.
This company is a scam and should be shut down and face charges
do NOT use them for anything!
They allowed a settlement check to go to someone else and did so without speaking to the rightful owner hell they didn't even ask for any kind of ID
This company was built by cons for cons
UPDATE
Yes they are contacting me with the same questions over and over
Basically they messed up and want to play games
Time to call an attorney on this scam company!!!

13 September 2025
Unprompted review
BILL logo

Reply from BILL

Thank you for supplying your information, Bernice. We have reached out to you via email to look into your concern further.

Rated 1 out of 5 stars

Please don't ever use bill.com to pay…

Please don't ever use bill.com to pay your employees. They are the worst company that gives you a 2-4 day processing window for paychecks! I have never worked for a company that uses a payroll company that has a 2-4 day processing time. When you have a payday that comes with the expectation of being paid. Being paid ontime, and so that I can pay my bills. It's like a gamble everytime paychecks come to find out if you will get paid on time. Also, their customer service does nothing to assist and they are awful. Save yourself the time and the headache and find a reputable payroll company.

19 September 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you sharing your concerns regarding the payment processing delays and customer service experience. Our goal is to provide timely payments, and we are sorry that the 2-4 business days does not work for you. Your feedback is valuable, and we will use it to improve our services.

Rated 1 out of 5 stars

Someone created a fake account using my…

Someone created a fake account using my companies name and sent emails to that company to use the bill.com account. Customers sent money to a fake account and bill.com takes zero responsibility. The best part is I do not use bill.com so how is this my fault. The lesson here is to stay away from fintech companies who have zero legal responsibility for anything. Also note that customer service is non existent.

5 August 2025
Unprompted review
BILL logo

Reply from BILL

John, we're sorry to hear about the difficulty you have had with someone creating an account using your information. When an account is created, we do require documentation to verify the account, which is used to protect our customers from financial fraud and potential cyber attacks. We would like to look into your concern further. We are having trouble figuring out the best way to get in touch with you through this site, which makes it challenging for us to assist you effectively. To safeguard your privacy, we won’t ask you to share your contact information here. Instead, keep an eye out for an email from Trustpilot shortly, which will request your preferred contact details. This will help us provide you with the support you need for your situation.

Rated 1 out of 5 stars

Bill holds funds for weeks! Avoid!

I have sent several customers invoices and Bill.com will hold the funds to earn interest. IT happens every time. These guys are snakes, batching money is what they say, but they are borrowing and earning interest using your hard earned cash. Avoid.. just send clients ACH details and avoid this dirty brand.

5 September 2025
Unprompted review
BILL logo

Reply from BILL

David, thank you for providing your information. We have created a ticket and sent you an email to assist further with your concern.

Rated 1 out of 5 stars

Instant Transfer is a misleading joke

Bill.com’s “Instant Transfer” is a joke. They advertise it like payments will hit your account right away, but what they don’t tell you is that it only works if the payer also has a Bill.com account. Most clients don’t, which makes the feature practically useless. You don’t find this out until after you’ve signed up and are waiting on funds.

The messaging is misleading, the fine print is buried, and the customer support just repeats scripted answers instead of solving the issue. Calling this service “instant” is deceptive and wastes valuable time for anyone relying on quick payment.

If you need reliability and speed, look elsewhere. This platform overpromises and underdelivers.

5 September 2025
Unprompted review
BILL logo

Reply from BILL

Our apologies, Chance, for the frustration you experienced when you attempted to use our Instant Transfer process. We understand your concerns about learning after signing up that your payer also needs a BILL account and must be connected to the network. We have a document that explains Instant Transfer. It outlines that you need to be connected through the network to use this feature, and we apologize if this was missed. We appreciate your feedback as we are always trying to improve our customers' experience with our software.

Rated 1 out of 5 stars

This company is dishonest

This company is dishonest. When I first contacted them to receive payment for a job I did through a third-party vendor, I was told I could either pay a percentage of the total and get the funds immediately, or I could get ALL of the money that was due by waiting 1-4 business days. I opted for the wait. It has been a week and a day and I STILL do not have the money. I will NEVER do business with these people again - even if it means missing out on work from the third-party vendor.

AND a quick text from the vendor informed me that the money was withdrawn from his company's account on 8/29, so clearly they are not delivering on their promises!

4 September 2025
Unprompted review
BILL logo

Reply from BILL

Claud, we appreciate you bringing this to our attention. We're sorry to hear about the payment delay and the frustration it has caused. We're truly concerned to hear that your funds did not arrive as expected. We do see there was a delay with the holiday last Monday, and we apologize for the difficulty you encountered. We located your ticket in our system and have added your concerns.

Rated 1 out of 5 stars

Worse company ever for getting business…

Worse company ever for getting business credit. I was approved for the line of credit. Not even 10 minutes later after trying to use the credit to purchase on Amazon. Our account was close. Then we never got a phone call, email, or text about closure. We found out by trying to login again

25 August 2025
Unprompted review
BILL logo

Reply from BILL

We regret to hear about the trouble you experienced with your credit line and the account closure, Charles. We apologize for the lack of communication regarding this. We would like to review your experience and investigate the circumstances surrounding the matter. We are unable to identify the best way to contact you through this site, which makes it difficult for us to assist you effectively. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 1 out of 5 stars

This is my first time interacting with…

This is my first time interacting with this company I have yet to get my paycheck The stupid company that I go through uses them They are very unorganized and they do not help you and it's like going in a circle

20 August 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you sharing your experience Tee. It sounds like you've had some challenges receiving your paycheck. We are sorry for that and would be happy to look into your concern. We are unable to identify the best way to contact you through this site, which makes it difficult for us to assist you effectively. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 2 out of 5 stars

More frustrated than one could describe in a short review

I have multiple business accounts that use Bill.com. My employee had to leave on medical leave and was unavailable. Me, being the owner of the Company, requested access to my very own company's accounts. I needed to pay bills including mortgage payments, vendors, reimbursements to employees, etc. - they would NOT let me speak to a customer service representative. They would only route me to the online chat window. For a period of 6 days, I kept trying and trying and trying to get someone to understand that I was the owner and had an account and that I needed access to said account. I guess along time ago I signed up for a trial account and it was inactive for a while, even though my company has a full fledge working account since 2022. That said, I just wanted to access my working account and they could not do it. Literally 6 days before I could get back access to my account - and NO ONE WOULD SPEAK TO ME - only a chat window. I was lucky to find Margie, the only sensible and capable support agent at the company. I told Bill.com they should make her the CEO based on her capabilities. It was such a bad experience that I am going to move on to another company now.

19 August 2025
Unprompted review
BILL logo

Reply from BILL

We're sorry you had difficulty accessing your company's account and that our support interactions were not helpful. We're glad one of our agents was able to assist. We regret to learn that you have chosen to discontinue your use of BILL. We hope you’ll reconsider and allow us the opportunity to enhance your experience. Your feedback is important to us, and we’ll utilize it to refine our processes moving forward.

Rated 1 out of 5 stars

Forced to pay fraud charges

My account was immediately closed and Bill.com later billed me 700$ because I apprently used my business cards on a few payments. Wouldn’t let me dispute since my account was closed. Never saw proof of any charges etc.

22 August 2025
Unprompted review
BILL logo

Reply from BILL

Thank you for supplying your contact information. We have created a ticket and will get this elevated to our Leadership Team so that they can investigate your concern thoroughly. Someone from this team will contact you directly to assist.

Rated 1 out of 5 stars

Imagine a red-hot needle inserted into…

Imagine a red-hot needle inserted into one of your nerve endings. Now imagine red-hot needles inserted into every single one of your nerve endings. Now imagine those red-hot needles being inserted into every single one of your nerve endings for every single second for an eternity. You never get used to the pain, it never dulls. Just red-hot needles directly on every single one of your nerves for eternity. That is what it feels like to use Bill.com.

22 August 2025
Unprompted review
BILL logo

Reply from BILL

Jon, we're very sorry to hear about the difficulties you've encountered and the frustration it has caused. We would like to assist with any concerns you may have. We are unable to identify the best way to contact you through this site, which makes it difficult for us to assist you effectively. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 1 out of 5 stars

Login page is broken half the time

22 August 2025
Unprompted review
BILL logo

Reply from BILL

We apologize for the trouble you're having logging in, Michael. We have located your account and have sent you an email to assist with your concern. Thank you for your understanding.

Rated 1 out of 5 stars

BILL Spend & Expense (Divvy) is hands…

BILL Spend & Expense (Divvy) is hands down the most useless ‘business card’ provider I’ve ever dealt with. They shut down my entire account over a $10 test transaction — not fraud, not abuse, just me confirming my new card actually worked. Instead of helping, they hid behind their rigid ‘terms of service’ and treated me like a criminal.

Imagine running a legitimate business and having your corporate card pulled overnight for something this petty. That’s BILL/Divvy. Zero flexibility, zero understanding of how real businesses operate, and absolutely no respect for their customers.

If you’re a serious business owner, don’t waste your time here. There are plenty of real banks and providers who actually support businesses — not shut them down over nonsense. BILL proves with their actions that they don’t value clients, and they certainly don’t deserve your trust.

21 August 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you sharing your experience, Araz. We regret to hear about the difficulties you encountered with the account closure following a test transaction. Our team has reached out to work with you regarding your account. We have updated the ticket to let them know about your concerns. We are making every effort to address your issue as promptly as possible.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look