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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered issues with the service, including long delays in authorization requests. Customers frequently reported problems with response times, experiencing extended waits on the phone and through online chat, often without resolution. The staff was often perceived as unhelpful, providing incomplete information or transferring calls without solving the issue.

What people talk about most

Service

Users describe negative interactions with service. Many reviewers report extremely slow response times, with... See more

Customer service

Customers consistently express extreme dissatisfaction with customer service. Many reviewers describe it as... See more

Response time

Reviewers highlight negative aspects of response time, consistently expressing frustration with excessive... See more

Customer communications

People report significant frustration and dissatisfaction when trying to contact the company. Many reviewers... See more

Staff

Reviewers express widespread dissatisfaction with staff, citing issues such as long wait times, unhelpful and... See more

Based on these reviews

Rated 1 out of 5 stars

The boy at the receptionist is good for nothing. I am wondering if he is the relative of the senior boss of that visa medical centre. We went there four times. Each time he couldn't give us full infor... See more

Rated 1 out of 5 stars

I don’t rate Bupa at all. Seriously lacking customer service, long delays in authorisation requests for both my child and myself. They lost our whole families private data and medical history... See more

Rated 1 out of 5 stars

Very disappointed with Bupa. My husband and I paid for a couple overseas health cover for two years, but later Bupa told us his name was never included—despite us paying full fees. They also failed to... See more

Rated 1 out of 5 stars

Awful company, they don't reply to emails and each time it takes 20minutes on hold to connect to an operator on phone. Then they say I don't have any notes unfortunately let me connect you to another... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Bupa /bjuːpə/ is an international healthcare group, with its origins and headquarters in the United Kingdom but now serving 32 million customers in 190 countries.


Contact info

  • Bloomsbury Street, WC1B 3LB, London, Australia

  • bupa.com.au

1.2

Bad

TrustScore 1 out of 5

255 reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Absolutely useless do not subscribe

Absolutely useless. So they let you pay a few hundred a month and you think you get to see a doctor when you need it. But they will tell you that in the first few years everytime you need a doctor you will have to provide your medical history of years to prove it wasn’t pre existing. So basically everytime I need to see adoptive they make me chase the nhs go for weeks and weeks to fill in the form to prove it wasn’t pre-existing.Now even with urgent cancer suspicion I am told I can’t see a doctor with without the form. My nhs gp takes weeks. The Tumor keeps growing whilst I pay for private health care who refuses to help me even with cancer suspicion. Absolutely useless. Do not sign up bc you will pay for literally nothing than stress and arguments.

25 March 2025
Unprompted review
Rated 1 out of 5 stars

Don't care about customers no customer service

Tried doing an online claim multiple times. No response to help. Went instore to be told we don't do claims in store. Can't do online can't do instore given forms to send in the post. Where is the good old fashioned customer service gone absolutely no care factor for customers. What a disgrace this company is when you cannot do anything face to face.
No help provided to do online yet again. Go home download an app and hope to god it works cause we Bupa don't help anyone.

24 March 2025
Unprompted review
Rated 1 out of 5 stars

WORST CUSTOMER CARE, PREDATORS

WORST CUSTOMER SERVICE among all health funds in Australia. Probably worst customer service across all over Australia. STAY AWAY FROM BUPA.

I recently signed up to BUPA through a Corporate offer which was offering 8 weeks free and some discount. When I approached my previous fund to cancel my policy they offered 12 weeks off and better premium price than Bupa. I called Bupa again to discuss the matter and guy ok call matched the premium with better discount but sneakingly removed the 8 weeks free from my policy WITHOUT TELLING ME. Plus, I was eligible for 2/6 months waiting time waiver for extras and that was removed as well WITHOUT INFORMING ME.

Then I lodged my extras claim and it was rejected, I contacted the customer service and they told me that 2/6 months waiting periods are removed as per your signup offer. I lodged my claim again and it stayed under assessment for 3 weeks. I contacted customer service again and again and again. You have to wait for HOURS AND HOURS TO TALK TO SOMEONE. And then they don’t even explain what happened, no apologies, my issue is still unresolved after waiting many days or frustrating customer service experience.

BUPA IS A PREDATOR IN THE MARKET.

I encourage other people to report them to Private Health Insurance Ombudsman.

Pay $10 extra with any other fund to save your sanity and loss of hours and hours dealing with WORST CUSTOMER SERVICE AND PREDATORY PRACTICES.

BUT STAY AWAY FROM BUPA

17 February 2025
Unprompted review
Rated 1 out of 5 stars

Bupa has the worst customer care…

Bupa has the worst customer care possible in any industry . Constant ghosting, incomplete chats, repeatedly asking for the same information again and again. They will suck the soul out of you if you try to get a claim addressed. It has been a year and I am providing them with the same information every day. I dont know how other insurances are but please dont buy Bupa.

20 March 2025
Unprompted review
Rated 1 out of 5 stars

If I could give Bupa 0 I would

If I could give Bupa 0 I would. Contact them to cancel my health insurance. Contact them several times online. No response. Called several times. On hold for 20min. each time. No answer. They eventually sent me a number to call. Called and no answer after 20min. Really hopeless service. See ya Bupa. Your bottom line is all you care about.

18 March 2025
Unprompted review
Rated 1 out of 5 stars

Frustrating that the only communication…

Frustrating that the only communication is through WhatsApp, they are slow to respond, rely mostly on automated messages and the whole experience feels like it is being run as cheaply as possible with no allowance for good customer care or attentive service - not good enough given what they charge

12 March 2025
Unprompted review
Rated 1 out of 5 stars

I had Bupa overseas health insurance…

I had Bupa overseas health insurance for my parents. Now they have returned home. I have filled out the authority form, cancellation form, and flight tickets on hand. On a call, I was informed that it had to be from a chat. After a long wait in a chat, I finally had an agent named Elena. I submitted all the documents and the authority form. Then she asked me to log out from my parents' account and start a new chat. I am the account holder. I have bought a policy for my parents through my account. I find that these agents want to transfer from one to another without resolving the issue. Very much frustrating dealing with these agents.

11 March 2025
Unprompted review
Rated 1 out of 5 stars

Bupa deserves to go out of business vol 2

- The representative who I eventually was able to get in touch with said she cannot help me while I was overseas and asked me to let her know when I'm back in Australia because we need to call. We had been exchanging emails back and forth for a while, some of them quite lengthy.

I did let her know when I was back, but I requested permission to record the phone call as they had provided so much misinformation to me that I had no trust and confidence in them at all and wanted to have everything written down. I also questioned what it is that needs to be done on the phone and cannot be done via email, considering our previous lengthy email correspondence.

She then responded that she cannot speak on the phone if it's being recorded, so we continued via email. That means a phone call wasn't necessary and she could have helped via email, but didn't want to for whatever reason.

- So now I'm in a situation where the Bupa account I use on the app has the new cover and member number, plus I have the new member card and I've paid a year in advance for that cover. At the same time, they reverted me back to the old cover that has ongoing payments. I don't even know what would happen if I tried to go to a GP in this situation. My card probably wouldn't work since it has the new cover and new member number.

- I have not received the refunds from my claims. I have not received the refund for the fully paid new cover that they sold me then said I can't have after I had been on it for months (and they didn't even transfer me correctly). And I paid for a brand new cover at a different company.
It is such a mess and it is entirely their fault. They deserve to get sued.

One more time if you bothered to read this far. I can't stress this enough: STAY FAR AWAY FROM BUPA!

10 March 2025
Unprompted review
Rated 1 out of 5 stars

Hidden Costs

I’ve had an extremely disappointing experience with Bupa insurance. I opted for the Essential Lite Visitors Cover, paying around 200 AUD per month for a couple (2400 AUD per year), only to find out that the coverage limit is just 300 AUD per person per year. This is outrageous considering a simple blood test alone costs between 200-350 AUD! Essentially, if you need to see a GP, specialist, or require other outpatient services (like an ultrasound), you’re stuck with the full cost.
I eventually cancelled my policy, but not before I ended up paying over 500 AUD out of pocket for a blood test and ultrasound, because I had already used my 300 AUD limit on just one GP visit and one specialist consultation. As someone dealing with significant pain, I was left to suffer without adequate coverage.

20 February 2025
Unprompted review
Rated 1 out of 5 stars

Worst customer service and efficiency

Worst customer service and efficiency I have seen from a health company. I was with Bupa about 3 years through my employer. Long wait times on phones etc to get issues sorted. When I tried to leave it took Bupa nearly 3 months to provide a clearance certificate which is about 7 times longer that the statutory time of around 14 days. I wasted hours of time being ping ponged around the organisation. It turned out my old company needed to pay past premiums but did not find this out for weeks. My new health fund emailed and called about 5 times and had no response. After all this bupa had the audacity to try and offer me retention packages and wouldn't send me my certificate I eventually had one bupa employee take ownership for helping get my certificate despite it not being his job which I'm grateful for. I do not recommend Bupa.

1 February 2025
Unprompted review

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