I’ve now used Capify for business lending for the fifth times (5th), and once again the experience has been excellent. The whole process was , professional, and straightforward from start to finish.... See more
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Capify was founded in 2008 during the height of the global financial crisis, as an avenue to assist financially struggling UK SME’s that did not qualify for traditional lending options. Understanding how difficult it can be to attain business funding, Capify is here to make this process as simple and quick as possible getting funding in your hands in under 24 hours.
Get funding from £5,000 to £1,000,000 for any business purpose - from working capital or purchasing new equipment. Capify loans are repaid in small, manageable fixed payments, to help you manage cash flow. With our simple application process, loan calculators, and a great team ready to guide you through the process, you can check your eligibility online in 30 seconds.
If you've been trading for over 12 months and have a monthly turnover of £10,000 apply online today and you could have the funds in your account the same day.
Capify is not a bank and may be able to help you when a traditional lender might not. We look at different lending criteria and will consider all credit profiles, with every loan application decided by a human, not an algorithm. We’re proud to have a team of dedicated professionals who can help guide business owners through the process and find the best solutions for them. For this reason, we’ve built a strong community of customers who come back to us time and time again. We place a lot of emphasis on human communication over tech. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, you’ll also have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question. We also have a team of real people who look over every single deal.
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Capify, 1st floor, 249 Church Street, WA14 4DR, Altrincham, United Kingdom

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I’ve been dealing with capify were kids are trying to get loans my advice keep away typical ccs business crap don’t even bother

Reply from Capify
Would like to say this was quick and easy sam thompson was amazeing through the process!

Reply from Capify
I would like to thank the capify team but more specifically Joshua Walker for making the process easier. I’m really happy with his service. 🙏👍

Reply from Capify
Craig and the other staff members I spoke with on the phone very helpful. Craig was very patient and helped navigate through some of my challenges during the process.
I was also kept up to date at very stage. I received an excellent service.

Reply from Capify
Great company to do business with, my advisor was Toni excellent customer service. Quick decision and fast payment

Reply from Capify
Hassle free service, everything explained and straight forward. Received the funds the same day as promised. Highly recommended. Thank you

Reply from Capify
We recently made an application and could not fault the experience. From enquiry to completion was very quick, and painless considering how long some applications for funding can be. Sam was especially helpful, very friendly and made the process enjoyable!

Reply from Capify
Callen was great throughout the whole process, she even stayed late to help me out, much appreciated!
It’s complete rip off an time waste, they don’t show interest rates on their website just to attract customers and rip them off
Here is example £17k they offered for just 5 months and payback amount is £23k
It’s a joke!!!!!
Don’t waste your time with them
As a growing business, we have had cashflow hiccups a few times and have used Capify's services more than once and every time been assisted by Lydia Burns. I cannot recommended her enough. She has been so helpful and efficient. Each time from the time i first speak to her till the funds come through its been over a period of just 2-3 days. She will work with you and see how best she can help even when it hasn't always been a straightforward application. We are very happy customers and will always refer any small business that needs that financial help!

Reply from Capify
Great if you want a short term, expensive bridging loan
Quick and easy informed all the way along with the process
Daniel was truly helpful and always professional. Very good with customer care!
Clare was very amazing, she was very helpful and patient with the loan application.
She went above and beyond and she is very professional and understanding.
She patient and explained the loan application process clear and made the process straightforward. She was very compassionate and handled every request and back and forth emails very professionally.
Very helpful experience with Clare. Talk me though every stage.
Sam made the whole process easy and efficient!! He was a pleasure to deal with
Amazing experience
Lydia is always very quick and helpful and would recommend to anyone ! Thank you
Working with Capify and Rosie was seamless and stress-free. I highly recommend Capify to anyone seeking reliable lending services, and Rosie, in particular, for her outstanding support and effectiveness. Thank you, Capify, and thank you, Rosie, for a job exceptionally well done!
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