capitaloneshopping.com Reviews 

454
•
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Looking at 164 reviews, most reviewers were let down by their experience overall. Customers frequently complain that customer service is completely unresponsive, unhelpful, and extremely difficult to reach when urgent problems arise. Consumers also experience major frustrating issues with payments and rewards, noting that their hard-earned cash back is repeatedly denied, adjusted, or canceled entirely without any clear explanations from the company. However, some reviewers mentioned that support staff could sometimes be polite and issue small courtesy credits to resolve minor issues. A few people also experienced successful transactions with working discount codes and eventually received their promised rewards without any major complications.

What people talk about most

Customer service

Customers consistently note negative experiences with customer service, pointing out that support is largely... See more

Website

Reviewers highlight ambiguous aspects of website performance, noting that while the platform occasionally... See more

Payment

Reviewers express deep dissatisfaction regarding payment, noting that promised cash-back and shopping credits... See more

Product

Clients share profound dissatisfaction with the product, expressing deep frustration over unfulfilled... See more

Discount

Customers had ambiguous experiences with discount offers, frequently noting that companies attract shoppers... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I got so many offers they stalk your browser history and send fantastic offers and never follow though. I missed out on multiple "Get $dollaramount$" rewards if you purchase something NOTHING!!!! or... See more

Rated 1 out of 5 stars

Like so many other posters - Capital One Shopping offers incentives of cash back with huge amounts - and then fails to ever pay them. I did a Google search for storage totes and Capital One Shopping... See more

Rated 1 out of 5 stars

Here’s a more polished and clear version of your message: --- This is extremely disappointing. I carefully reviewed all the terms, conditions, and listed exceptions for the cashback offer b... See more

Rated 1 out of 5 stars

Amazing how they say they'll pay out rewards, but then the rewards suddenly get reversed for no reason. Then Customer Service, if you can reach them, tells you that the terms allow them to take away r... See more


1.1

Bad

TrustScore 1 out of 5

454 reviews

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1.1

All reviews

(454)

166 reviews in the last 12 months

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Rated 1 out of 5 stars

My Capital One Shopping rewards are Gone

If there was a negative rating option I would have used it!!! I had,$193 in rewards and they disappeared, fell off my account 😡

I contacted Capital One Shopping and they are telling me that there is nothing they can do to reinstate them. I have contacted Capital One and they escalated my complaint however nothing has been done.

6 August 2026
Unprompted review
Rated 1 out of 5 stars

Use ANY other rewards program

I don't have a problem with waiting for rewards to be credited, although they certainly take longer than Honey or Rakuten. What I take issue with is their wildly unpopular selection of gift cards as rewards. Ebay dropped gift cards on their end so I can understand that, but unless there's a large, diverse retailer in the mix they're virtually useless. Home Depot is the only retailer right now that is not an extremely specialized rewards option. Imagine if they had the pull to carry Amazon or Walmart gift cards. Instead, they are content with DSW, Ulta Beauty, Kay Jewelers, Sunglass Hut.... you get my drift. The selection is pathetic.

15 August 2026
Unprompted review
Rated 1 out of 5 stars

Top scam

if there was a possibility of negative five star this one desrves it. Total sham. Never paid anything and novel ways to deny all rewards after the purchase. No legitimate customer service.

10 August 2026
Unprompted review
Rated 1 out of 5 stars

This company is a complete FRAUD

This company is a complete FRAUD! I used it for years accumulting enough points for a $200 Bed Bath and Beyond gift card. When trying to use the gift card at BED BATH & BEYOND, the balance is $0. I have contacted Capital One and Bed Bath and Beyond multiple times and they say it is not their issue and point fingers at each other! I have completely lost faith in either company.

10 August 2026
Unprompted review
Rated 1 out of 5 stars

Most of the offers turn out to be…

Most of the offers turn out to be fraudulent -- maybe there's some fine print I don't see, but most of the time the deals I follow through on are deemed 'ineligible.' I think the system is that if you've ever taken an offer on a specific merchant before, you can't have more, even if they keep sending you emails. Very frustrating! I suspected the positive reviews are planted.

8 August 2026
Unprompted review
Rated 1 out of 5 stars

WOW- a total ripoff

WOW. So disappointed in the capital one shopping rewards program. At first, it was great. Then I started noticing amounts I was supposed to be earning were constantly being 'adjusted' down even though I wasn't returning anything. The final straw was going from having over $30 available to spend to that changing to a NEGATIVE $17 balance. They literally took back a $50 reward I had earned AND used to purchase a gift card. Then, or course, I received a vague canned answer as to why. I uninstalled the extension and deleted my account.

30 July 2026
Unprompted review
Rated 1 out of 5 stars

Refuse to payout

They have paid out some small offers but when I put my renovation cost (homedepot) for thousands of dollars, they just refuse to pay out, customer service keeps blame for it even though they have no concrete reason to offer me.

1 February 2026
Unprompted review
Rated 1 out of 5 stars

I wish I could give zero stars you get…

I wish I could give zero stars you get an email or go on their website to buy something to be able to get the rewards and every time there's a problem that they didn't see the shopping trip or something you send them all the receipts screenshots and they still say oh it must've disconnected or I navigated away from the screen. It's all a bunch of bs and they should need to close this website down. 15 out of 15 trips they had to give me a manual adjustment after submitting everything I had for proof but yet now they said I'm out of manual adjustments, even though I showed them and all the documentation and was owed adjustments from the beginning now that it's been past my 90 days that I can't return something lucky enough for them. It's too late in the companies win because it's too late to return anything and they won't give you your rebate.

6 August 2026
Unprompted review
Rated 1 out of 5 stars

So frustrating

So frustrating! I click the link FROM THEIR email, make the purchase while never leaving the site, use their credit card but only rarely get the reward promised. There is absolutely no help to be had for this apparently common problem. Worse, after you've already purchased, they'll send an even more enticing offer. It feels like a scam.

28 July 2026
Unprompted review
Rated 1 out of 5 stars

This website is doing fradulent things

This website is doing fradulent things. They'd attract you with exclusive deals but after you placed the order, completely complying with their terms, they'd deny you rewards and fabricate a bunch of disclaimers that were never communicated with you. Their customer service is not helpful, would not look into the details, and would only reply with automatic messages.
Stay away from them.

31 July 2026
Unprompted review
Rated 1 out of 5 stars

The Help Center would not investigate a fraud on my record.

I used this service for years and liked it quite a bit. Recently, I spent quite a bit on a hotel, and had a large amount of credit due back to me. A day after it was posted I noticed that all but the cents had disappeared and someone had bought a Macy's Gift Card off my record. I changed both my email and Capital One Shopping passwords, but despite that, the next 2 credits that came due were quickly converted by someone else into Macy's gift cards. The help center stated that they could only provide a one-time courtesy replacement for the first card, but they showed no interest in investigating the issue. Although I went to the website within an hour of when they notified me that the credit was posted (as soon as I was able) it had already been converted into a Macy's gift card. I checked with Macy's that evening: all 4 cards had zero balances. They said they had no way of tracking who made the purchases. Capital One said they could do nothing more, and I should take it up with the merchant. Since I changed my passwords between fraudulent occurrences and no person I know has access to my email, I believe that it was either a bot, or an inside job.

28 July 2026
Unprompted review
Rated 1 out of 5 stars

It's like playing russian roulette

It's like playing russian roulette, you don't know if you are actually going to get the advertised deal until far after you buy it. You rarely get the deal. This should actually be illegal

26 July 2026
Unprompted review
Rated 1 out of 5 stars

EXPECT THE CAPITALONESHOPPING APP TO FAIL YOU

For the most part the site works as it should. you activate your reward and make your purchase and the app picks up the transaction and lists your expected reward. But, since December I have had at least 6 occasions where the app never picked up my transaction/credited my reward. Customer service wants you to PROVE everything when their app fails. Trying to get help for what you expected and deserved when you made your purchase is like having to be a defense attorney in a court case where YOU are on trial. They will deny, deny deny and refuse to give you what you rightly deserve when using their site. My advice: TAKE SCREENSHOTS OF YOUR ACTIVATED REWARD OFFER WHEN IT POPS UP ON YOUR SCREEN AT THE TIME OF PURCHASE!!! treat each purchase as if you EXPECT THEIR APP TO FAIL and not pay out what they say they will. They will give you the run around and make you feel like you are the one who did something wrong when it is not your fault. PROTECT YOURSELF AND YOUR EXPECTED REWARDS. Their app sucks. And their customer service is worse. If you do dispute their failure to offer you the advertised reward expect at least a 30 day wait period to contact them and a 10 email exchange back and forth before you feel you are getting anywhere. Also, should you go online to search out what reward was offered by capitaloneshopping for a particular vendor on the date, you will find that it is nowhere to be found and no public listing of this information is available, so with out your PROOF/SCREENSHOT OF THE ACTIVATED REWARD they will treat you like you are lying.

7 June 2026
Unprompted review
Rated 1 out of 5 stars

Immediately got Banned for No Reason

I tried to use the account activation bonus for eBay (spend $100 get $50) but my account got terminated the day after I spent the $100. So now I have no rewards and no account!

Update: I emailed customer service and got a canned response saying that inbox is no longer monitored. There was a link for a supposed online help form. Followed it to a page that would briefly show some info and then would change to a loading error code. Found a different help page on my own which provided a customer service email… you guessed it, the one that’s no longer monitored.

23 July 2026
Unprompted review
Rated 1 out of 5 stars

Capital One Shopping Needs To Be Shut Down

I just had a terrible experience with this scam company. I had been saving my points for a very long time, enough to have $235 in credit coming. I decided to cash in so linked one of my credit cards with them so they could put the cash into my card company. They said they had to verify my account. A week later, I got an email from my credit card company saying that Capital One Shopping would not receive any information from them. I checked my Capital One Shopping account and it showed I only had 25¢ credit in my account, a far cry from $235.25 that was in there a week before. I started checking and saw that there was a gift card from Macy's in the amount of $235 that I could claim. I emailed them and said I didn't shop at Macy's and if I had to get a gift card to let me choose which one I wanted. Next thing I know I get another email saying "sorry, your account has been deleted, and once you delete your account, we have no way of checking on anything." I was furious. I went to my Capital One Shopping folder in my email as I always saved the credits I got from them as well as having a quick link to the site. I don't know how they did it, but my folder was empty! Not a single email in it that I could use as proof that I had earned all those credits. I wish to God I had never started with them and stayed with the tried & true like MyPoints, Swagbucks, and InBox Dollars, anyone but Capital One Shopping, they are a very fraudulent site and needs to be shut down!

8 July 2026
Unprompted review
Rated 1 out of 5 stars

The worse experienced yet. Closing my account.

Consumers note that tracking disappears from their account purchase history, leaving them with no official record or statement to prove they earned a discount. When users try to dispute missing statement credits, they report being ignored by help teams or getting stuck in endless verification loops. Users frequently report that the platform tracks their activation but fails to pay out the promised cash-back or shopping credits.

20 July 2026
Unprompted review
Rated 1 out of 5 stars

3 phones and years later this malware…

3 phones and years later this malware of a extension keeps making its way back. Received an email yesterday 🤯. Thought I finally scrubbed all of it a long time ago. It is a scam. I do not believe it is part of capital one.

20 July 2026
Unprompted review
Rated 1 out of 5 stars

where is my cashback

when i bought a hobbs dress several months ago i was offered a 25% cashback with Capital One. i was told how much this was and it was confirmed. however since then i have heard nothing even though i should have received it back in June at the latest. it was due 30-90 days after purchase. There is no information i can find on how i get this. i have used Quidco cashback site very successfully for several years and they are always fair and pay the cashback. this just seems like scam. i could be wrong but if so would expect they will contact me

14 March 2026
Unprompted review

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