I just want to say a massive thank you to David Pendry, Ruth Escobar Munoz and also Mercedes Ryan throughout our mortgage application process. There has been some highs and lows of the whole process b... See more
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Censeo makes people’s property-owning aspirations a reality by offering affordable loans for affordable homes.
United Kingdom
Replied to 50% of negative reviews
Typically replies within 1 month
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I found Censeo Financial to be extremely thorough and very patient while I gathered all the required paperwork. I couldn’t have asked for a better team to handle my case. A special thank you to Dave B (his depth of experience really showed in the sensitive and thoughtful way he managed everything) and to Jay for consistently following up with me throughout the process.

Reply from Censeo Financial
Matthew and Ruth at Censeo have been brilliant. They've helped me navigate tricky aspects of my staircasing and decipher jargon where I was having a hard time with the banks and housing association. They were able to find me a mortgage where banks directly weren't helpful. Thank you for all your help. We are almost there finally. There were some delays from unexpected staffing issues at a point, that I would have liked to have avoided, but Ruth went over and above to put things back up to the high standards I expected of Censeo, as per previous experience. I am a returning customer.

Reply from Censeo Financial
So far everything going well with them but I’m waiting to finish my procedure

Reply from Censeo Financial
The team at Censeo have been great, always willing to help and make things so much more simpler for everyone involved. Jonathan H has been an absolute gent, he worked tirelessly to make things simple and easy for me to understand as this was my first application for a mortgage. It's been a long process due to constraints outside our control but thus never seemed to effect Jonathan's effort to help resolve the issue.
Ruth came on how to help with the Final transition and has been very prompt and efficient with communication, she has been very professional in all interactions. Very welcoming also.
I've felt with my time with Censeo, that I was more than just another customer and someone they generally wanted the best for.
Would highly recommend them to help out with your mortgage applications.

Reply from Censeo Financial
All queries responded to quickly by Dwayne or Ruth, service was very efficient.

Reply from Censeo Financial
We recently completed the purchase of our first new home and couldn’t be happier with the service we received. From start to finish, the process was handled professionally and efficiently, which made what could have been a stressful experience feel smooth and reassuring.
A special thank you to David Pendry, our financial advisor, who took the time to explain everything clearly and guided us through each step with expert advice and patience. We would also like to thank Mercedes Ryan, our case manager, who was outstanding throughout — always approachable, responsive, and on top of every detail.😊☺️
We felt fully supported the entire way and would highly recommend this team to anyone purchasing a home, especially first-time buyers.

Reply from Censeo Financial
A great experience was provided by the team members Dwayne Simpson and Jay Anderson. They were super helpful with answering all my queries as a first time buyer, making the whole process run smoothly and accordingly. I would definitely recommend Censeo.

Reply from Censeo Financial
Ruth Munoz and David Pendry were incredible. Very clear and helpful along the way from start to finish, as a first time buyer this process was completely new to me. Both were incredibly supportive in answering any questions I had or explained anything I was unsure about. Nothing was to much trouble and clearly they work very hard and long hours to get people over the line. A real pleasure to have them help me get my first mortgage I would highly recommend them to anyone.

Reply from Censeo Financial
Really good service and very sufficient. I got a really good mortgage product and rate. All thanks to my mortgage broker, Suki Gill. Everything was very smooth.

Reply from Censeo Financial

Reply from Censeo Financial
Dave and Mercedes were very helpful, friendly and professional in assisting me to get my first mortgage.

Reply from Censeo Financial
Reena and Mercedes Thank you 😀😀😀…
Reena and Mercedes were
absolutely wonderful .
Super professional , good communication with us
We are indeed thankful for all Your work and commitment .
I strongly advise everyone to choose Censeo Finalcial !

Reply from Censeo Financial
Jack Stanton and Jodie Hooper are both fantastic representatives of Censeo demonstrating clear communication and explanations at each stage. Jack was very friendly, patient and really wanted to help get the best and most efficient outcomes for my case. This made the process less stressful and less overwhelming. Thank you very much!

Reply from Censeo Financial
Highly recommend Jack Stanton & Jodie Hooper. As a first-home buyer, I really appreciated how clear, patient, and responsive he was throughout the process. He made everything easy to understand and secured a great outcome. Excellent service from start to finish.
Thank you so much!

Reply from Censeo Financial
The financial advisors and managers Reena and Jodie made all efforts to help with my eligibility and secure my first mortgage. They are very responsive to queries and providing feedback to information even if they have previously given responses.

Reply from Censeo Financial
David Pendry and Jodie Hooper have been amazing. The entire process took a matter of weeks, they assisted me through the different steps and guided me with advice throughout. Could not recommend more

Reply from Censeo Financial
Superb support at every stage. I am trying to purchase a share-to-(re)buy property and Censeo is the best part of it. They are approachable, supported me every step, listened to my frustration, gave me clear and easy-to-understand guidance and are super fast and effective on the phone and by email. Something nearly all other parties could benefit from. Special thanks to Abbie, Chris and Jodie... amazing team!!

Reply from Censeo Financial
I had a poor experience with Censeo Financial during the required financial assessment process.
I was questioned about my credit score in a way that suggested a lack of understanding of how credit scoring works, which didn’t inspire confidence.
They pushed me to buy a larger share of a Shared Ownership property than I was comfortable with, presenting it as “affordability”, even though it would have meant higher monthly payments and greater long-term cost. They also implied that the estate agents might reject my application if I didn’t buy the maximum share deemed affordable, which felt like unnecessary pressure rather than balanced advice.
There was also a strong attempt to upsell additional paid services, including fees to handle the mortgage and to join their service so they could contact me about remortgaging in the future.
Overall, the experience felt more focused on upselling and pushing maximum affordability rather than providing impartial, client-focused guidance.
Ended up using someone else instead once the financial assessment was successful.

Reply from Censeo Financial
I would definitely recommend Censeo as a first time buyer. Both David and Ruth have been friendly and patient with me. They have always explained things very clearly and have kept me up to date throughout.

Reply from Censeo Financial
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