Chase Reviews 

16,114
•
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Looking at 2,031 reviews, most reviewers were somewhat happy with their experience overall. Active consumers regularly find the mobile banking application exceptionally easy to navigate and truly appreciate the smooth digital features available anytime. Many people also very much enjoy receiving instant transaction notifications along with straightforward account management tools that significantly simplify daily personal finances. However, some reviewers were not happy with customer service responsiveness, noting very significant communication gaps and persistent difficulties reaching proper professional support. Some customers additionally experienced quite frustrating account freezes and unhelpful responses when attempting to resolve important transaction issues or related queries.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, with some consumers praising excellent and... See more

User experience

Customers had positive experiences with user experience, finding the platform easy to navigate, opening... See more

Service

Reviewers highlight ambiguous aspects of service, with many customers expressing satisfaction regarding the... See more

Application

Consumers find application to be positive, highlighting an exceptionally easy-to-use platform that makes... See more

Payment

Users describe ambiguous interactions with payment services, noting that while it is easy to pay money in and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very happy with the Chase account I opened. Easy to open and go through all the necessary checks. It offers competitive rates and enables me to use the debit card abroad without conversion fees. I ope... See more

Company replied

Rated 4 out of 5 stars

I like having a Chase account but not all features are seamless. It is annoying how often you have to enter your pin number on transactions on a Contactless payments. As an OAP it is frustrating... See more

Company replied

Rated 4 out of 5 stars

Been with Chase for over 4 years and very happy with them It a bonus that they allow you to set up VDDs and SOs on a savings a/c rather than insisting they be set up on a current a/c as... See more

Company replied

Rated 4 out of 5 stars

I have been with Chase for around three years. The app and facial recognition are easy to use. Great notification whenever the current account is used, very reassuring. The interest rate of its s... See more

Company replied


Company details

  1. Bank

About Chase

Written by the company

Welcome to Chase: the award-winning bank designed to help you make the most of your money. We're a digital bank that's part of the JPMorganChase family – and we're proud to support millions of customers in the UK.

We're here to help all our customers reach their goals, both big and small. That's why our app's packed with useful tools, insights, resources and support – so you can manage your finances all in one place.

When you spend, save and invest through the Chase app, it's all in one place – and intuitive and easy to use¹. And we have layers of security and fraud monitoring to help you keep your money, account, and personal information secure.

Ready to see what your money can do?
Open a free Chase account today.

1 As with all investing, capital at risk. Investments are provided by J.P. Morgan Personal Investing through the Chase app and not guaranteed by Chase. 18+, UK residents. Chase current account required.

Contact info

3.5

Average

TrustScore 3.5 out of 5

16k reviews

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3.5

All reviews

(16,114)

1,912 reviews in the last 12 months

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Rated 3 out of 5 stars

Chase Bank UK Needs Computer Access not just phone

Chase Bank UK has what appears to be good offerings, but the only access to do anything is via an app on phone. This can be error prone compared to doing the same task on a computer. Both options should be offered.

For things like tax potentially need records, have to download onto phone then transfer to computer to put into a spreadsheet for instance. The US Chase does have the computer access so they could do it also.

30 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for taking the time to leave a review. The Chase UK app is currently only compatible with a smartphone or tablet for security. However, we will pass this feedback onto our development team for review.

Rated 1 out of 5 stars

Chase credit card

Chase credit card
took out the card and used it just before and during a holiday. Chase said no charges if you pay the minimum,
not true. I paid off both my statement dates in full and still had a balance of just over £16 as my October balance. Takes that long to discuss with AI and then eventually an agent, still texting I decided to just cut my losses and pay it. WILL NOT BE USING IT AGAIN !!

30 October 2026
Unprompted review
Chase logo

Reply from Chase

We’re sorry for the negative experience you have had with Chase. Can you please give us a call on 0800 376 3333 and a member of our team can look into this for you.

Rated 1 out of 5 stars

Pathetic excuse for a bank.

I haven't been with chase very long but the high interest rate attracted me. I applied for a credit car and was approved. I made two payments with it one for a deposit on a holiday, the second one at Apple shop was declined as suspicious activity. Now I am deaf and could not take their phone calls and they would not deal with my wife as an interpreter. Now my accounts have been frozen and I am locked out of the app. I cannot get to my savings.
The customer service desk is totally useless saying I need to speak to the back room office, but they can not put me through. They cannot understand I am DEAF.
This seems to be a common theme with this bank and they need taking to task. AVOID like the plague.
The latest saga, my wife was speaking to them to try and sort my issue out. She told them I was deaf and I confirmed over the phone it was ok to speak with her. It was a foreign operator who badly spoke English and certainly didn't understand what was being said. No joy on the phone call but my wife has received a letter sent with condolences upon my death. WTF. She told them I ws deaf not DEAD. Was a useless organisation this is. Can't wait to leave them

25 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for bringing this to our attention, we’re sorry for the negative experience you have had with Chase. Could you please email ChasesupportUK@chase.com so our complaints team can look into this further and resolve this situation? Thank you.

Rated 2 out of 5 stars

Chase offers only good rates of…

Chase offers only good rates of interest to new customers, but not to existing customers who actually bank with them.
So moved monies out after interest rate dropped to a poor rate to a platform that allows you to choose better rates.

29 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for reaching out and sharing your thoughts with us. We value your loyalty and are always looking for ways to offer rewarding experiences to our long-standing customers. We’re working on bringing more exciting promotions to you in the future. Please keep an eye on our social channels for future updates and offers. If you have any questions or need support, kindly contact us, we’re here to help!

Rated 5 out of 5 stars

Great bank

Great bank - excellent customer service and support. Their debit card is great especially if you are travelling. They offer excellent rates for savings and a 2% cashback. I’m very happy with Chase.

29 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you so much for the kind words! We’re glad you’re enjoying Chase and taking us travelling!

Rated 4 out of 5 stars

A fine bank

A nice bank, much more easy to use then others, the only problem is that if you need something done on the phone you need like 3 hours getting back and forth with agents.

16 July 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for your review, we’re glad you’re enjoying Chase! We aim to resolve queries over the phone as quickly as possible and we apologise for your long wait.

Rated 5 out of 5 stars

Great service

Great service .
Easy to use App, kept informed, I would definitely recommend

28 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for recommending Chase!

Rated 2 out of 5 stars

Not competitive anymore

Not competitive anymore, savings rate 2.25%???
Classic "bait and switch" - attract new customers with decent interest rate offers (years ago), then gradually erode them well below what is currently available elsewhere.

28 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for taking the time to leave a review. We hope to offer more promotions for existing customers in the future, please keep an eye on our social channels for any updates!

Rated 4 out of 5 stars

Chase was a good company to deal with…

Chase was a good company to deal with and app was good.
But they didn’t look after loyal customers with good interest rates compared to other providers.

28 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for taking the time to leave a review and provide feedback. Please keep an eye on our social media channels for any other offers you may be eligible for.

Rated 5 out of 5 stars

Very pleased with my Chase account

Very pleased with my Chase account. I was caught out by a scam a few years ago and the problem was sorted within hours and I got my money back. I have nothing negative to say about my Chase account.

28 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for sharing your experience. We are so glad we could support you and resolve that difficult situation so quickly.

Rated 4 out of 5 stars

Competitive rates

Competitive rates, booster rate on savings, 2%cashback, only downside is you can't pay cash into your account, you have to transfer from another account.

28 October 2026
Unprompted review
Chase logo

Reply from Chase

We are glad you enjoyed your experience with our rates and cashback. We appreciate your feedback regarding the cash deposit limitation.

Rated 1 out of 5 stars

The worst bank in the UK !!

The worst bank in the UK !!!
I had really bad experience with this bank, i couldnt send £100 to my relative even though i approved that over the phone, also the instruction given to use the card abroad was not clear. Anyway i closed my account today.

27 October 2026
Unprompted review
Chase logo

Reply from Chase

We are very sorry to hear about the difficulties you experienced with sending funds and using your card abroad and we appreciate you taking the time to share your feedback with us.

Rated 5 out of 5 stars

The best card I have!

Very happy with my account and my debit card.

27 October 2026
Unprompted review
Chase logo

Reply from Chase

We are so glad that our numberless debit card are meeting all your expectations. Thanks for sharing!

Rated 1 out of 5 stars

Chase bank's service has deterioted

Chase bank's service has deterioted, I am really considering to get out, this bank has become incompetent!X

27 October 2026
Unprompted review
Chase logo

Reply from Chase

We’re sorry to hear our service didn’t meet your expectations. We’d appreciate the chance to understand what happened and make things right. Please call us on 0800 376 3333, and one of our specialists will be happy to help.

Rated 4 out of 5 stars

Clear and easy to use app

Clear and easy to use app. Reasonable benefits. Would give a fifth star if app was available on multiple devices.

27 October 2026
Unprompted review
Chase logo

Reply from Chase

We're glad you enjoyed your experience.

Rated 1 out of 5 stars

Very poor way to treat existing…

Very poor way to treat existing customers. Unhappy with changes to cashback. Poor interest rates again for loyal customers.

27 October 2026
Unprompted review
Chase logo

Reply from Chase

We are very sorry to hear that you are unhappy with the recent updates to our cashback program and the current interest rates available to our loyal customers. We always aim to support our existing members and will share your feedback with our team to help us improve our future offerings.

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