Hi im Mrs Brenda Velasquez I have full application for Shauna lee so she can receive your clearloans she also a honest person to pay a fortnight payment I be the guarantor to make sure she pays the pa... See more
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Everything was great, until I spoke to my mum (guarantor) who advised that the person she had spoken to over the phone was incredibly rude. Also seems to be a lot pf back and forth and over the phone... See more
Company replied
There was so much to do and my guarantor was not happy she had to make an online because yous refuse to take fax or email. Alit of people dont use online banking which makes it hard yous needed so muc... See more
Company replied
This is the second time in 2 years I’ve used clearloans. This time I had to submit the same personal details several times due to computer issues on their end. Mind you it is Xmas and everyone would b... See more
Company details
About ClearLoans
Information provided by various external sources
ClearLoans - Comparison Rate 43%
Decisions made by real people
ClearLoans doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan.
No Fees or Charges
ClearLoans doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out.
A cheaper way to borrow
Our guarantor loans are around 30th of the interest rate of a payday loan and are regularly featured by price comparison sites as one of the cheapest options for anyone borrowing $3,000 - $15,000 with a low credit score.
Paying off your guarantor loan
We've thought of as many ways as possible for you to repay your guarantor loan. Regular payments are made by Direct Debit, but you can also pay by card over the phone during office hours. Interest is calculated daily so you only pay for the time you have the loan. If you pay the loan off early, you pay less than the agreed amount, even if you pay just $1 off early, you stop paying interest on that money immediately.
About ClearLoans
ClearLoans is an Australian guarantor loan company that offers old-fashioned loans based on trust.
Contact info
Melbourne, Australia
- 1300 430 935
- clearloans.com.au
Very helpful
20 November 2019
Unprompted review
Will give them a 10 out of 10 for fast…
Will give them a 10 out of 10 for fast and sufficient service
17 November 2019
Unprompted review
Reply from ClearLoans
Hi Kylie,
Thanks for your review, we're glad that you had an excellent experience!
Kind regards,
James@ClearLoans
A lot of the same information was asked…
A lot of the same information was asked for repeatedly even after if was provided the first time it was asked for, apart from that most of the customer service personnel were helpful & polite to deal with.
13 November 2019
Unprompted review
The team was so quick and excellent…
The team was so quick and excellent service. Thank you
13 November 2019
Unprompted review
Do not apply for a loan with Clear…
Do not apply for a loan with Clear Loans
During the check with my Guarantor, they revealed data from my bank statement to them, which I feel is a breach of my privacy.
ClearLoans verified data on my bank statement with several phone calls, and have been waiting for an email confirmation from another company to send to ClearLoans to assist with the final verification process. During this time, I received a text message indicating that my Guarantor had not been accepted. 24 hours prior, the Guarantor WAS approved, and that the loan was due to be paid out the following day. They sent text messages asking to contact them so that the loan can be paid out. Phone calls back and forth, text messages going back and forth. I decided not to do business with ClearLoans and asked them to terminate my loan application. I understand that there is a process and data needs to be verified. ClearLoans had access to my bank statements and were verifying data, but to divulge information from my bank statement to another party without my permission is a breach of my privacy. I am confused as to why they changed their mind with my Guarantor's application, and that my loan application was still accepted and I have to find ANOTHER Guarantor. The loan application process is exhausting and frustrating. ClearLoans are very quick in sending out the Credit Guide and EZIDEBIT documentation confirming your payment arrangement on the loan and it wasn't even accepted/approved yet.
I am frustrated and exhausted from my experience in applying for a loan with ClearLoans. My advice is to avoid ClearLoans. I can't enter my Agreement Number because I cancelled the loan application. I don't want to do business with a company like this.
13 November 2019
Unprompted review
Easy and fast
12 November 2019
Unprompted review
Great Service
Thanks ClearLoans for your quick and easy approval process and keeping me update through out the approval process.
8 November 2019
Unprompted review
Reply from ClearLoans
Hi Tangata,
Thanks for your review, we appreciate all feedback as we're passionate about offering the best experience possible to our customers.
We understand that our interest rate may be higher than the main banks or major lenders, but we also understand that many Australians have been unfairly prevented from obtaining credit responsibly because of computerised credit scores. This is why we NEVER judge a borrower solely on their credit score, and we instead lend based on trust by asking that you have a guarantor who also backs you up on the loan.
We never charge any fees for applying for a loan, paying your loan early or for any late payments. We want our product to be as simple and clear as possible so that our customers have complete confidence in how their loan works. The great news is that you can make as many extra payments as you'd like over your loan term, or even settle your loan early with no penalties, meaning you can make as much of a saving on interest as you'd like!
Kind regards,
James@ClearLoans
Excellent
Nothing I had 2 applications and luckily Marco called me and made sure which application I was implying for and also made sure both me and my guarantor were aware on both sides. So thank you Marco for that. Keep up the great work.
7 November 2019
Unprompted review
Excellent service
Very easy process and great communication in what was needed to get the loan approved .
6 November 2019
Unprompted review
Really good and easy experience
5 November 2019
Unprompted review
Reply from ClearLoans
Hi Andrew,
Thanks for your great review, I'm glad to hear that you had an excellent experience and we're happy to have you on board!
James@ClearLoans
So quick and easy and the most pleasant…
So quick and easy and the most pleasant professional people I have had the pleasure to deal with in a loan company 😉😁😉
Thankyou all so much for a hassle free loan
31 October 2019
Unprompted review
Fast, Efficient and Friendly
Fast, efficient and friendly service that made the whole experience stress free
25 October 2019
Unprompted review
Thank you for such excellent assistance…
Thank you for such excellent assistance during this time of needing a bit of help.
Marco was truly understanding and patient.
24 October 2019
Unprompted review
Hi I want to receive a clear loan im a…
Hi im Mrs Brenda Velasquez I have full application for Shauna lee so she can receive your clearloans she also a honest person to pay a fortnight payment I be the guarantor to make sure she pays the payment straight away. Thanks kind regards Brenda Velasquez Salgado
24 October 2019
Unprompted review
Reply from ClearLoans
Hi Brenda,
Thanks for getting in touch, we'll be more than happy to consider your loan application! The great news is that because we believe in lending based on trust, we don't judge you solely on your credit score, and instead we ask you to have a guarantor who also trusts you to pay and who agrees to make any payments immediately if you don't, for any reason.
When you're ready to apply just head over to our website using the link below and you'll be able to get your application started in no time!
https://clearloans.com.au/borrower/apply
If you have any questions, feel free to give our Applications Team a call on 0385667773 (9am-9pm Mon-Fri) and they'll be happy to help.
Kind regards,
James@ClearLoans
Great fast service
24 October 2019
Unprompted review
Reply from ClearLoans
Hi Scott,
Thanks for your great review, we're glad to have been able to help you out!
James@ClearLoans
Personal loan
Very thorough, friendly, fast and efficient. Everyone’s been really helps thanks
24 October 2019
Unprompted review
Quick, easy and simple
ClearLoans made my application quick, easy and simple.
Everything was explained in detail and my application was accepted on the same day - great experience.
21 October 2019
Unprompted review
By all means.. AVOID
The most difficult people I've ever dealt with.. they don't listen to your situation.
11 October 2019
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