Credibility Capital Reviews 242

Very professional, great service.
If you provide the paperwork work in order, you actually get funded faster than any other company I know of . Hands down to Michael Van Nieuwenhoven, this guy made the process so smooth . Thank you Michael.

Melina Harris is an advocate for small business and dedicated to her craft. Melina shows a sincere interest in small business and solutions to their problems. She affectively communicates, building strong relationships with her borrowers and displays a harmonious and cooperative spirit. This has been my experience in working with her since 2016'.

AMAZING FOLKS THANK YOU SO MUCH For making business loans a breeze!!!

Overall, a very good and fast experience. If you can get conventional bank financing that should obviously be your first stop... HOWEVER, like so many small businesses, we have a combination of factors like high personal debt and related complications from starting a medical clinic from scratch, that made that impossible. Most of these cash flow loan places screw you SO hard (Crazy interest rates and your on the hook for all the interest, even if you pay off early.) This was not the case here. Credibility Capital got us a fully amortized loan (Meaning I only pay for the interest accrued on the outstanding balance) and while the APR was higher that I would fall in love with, it was not out of line with a sub prime lender in this market. Finally, we had $100k of cash in our bank in about 5 or 6 days start to finish with minimal paperwork or hoops to jump through. Maybe 5 hours total time invested.

Over the past 5 years, I've gotten loans from several different funding companies, and by far, without a doubt, Credibility is the best to work with. They are proffessional, with more of a genuine, personal touch. They have helped me twice now, and both times were quick, and easy. Melina is great to work with!

I contacted Credibility Capital on a Monday. Gabriel called me back that same day and told me which documents he would need to get started. I turned those in and was told I would need a few more documents. I turned those in the next day. I received funding on Thursday. They are thorough and quick.

Consumers beware! They sell your info if you don't take their loan. Absolutely awful.

5 stars for Credibility Capital. They took the time to learn our business and put together the right program for us. The interactions were always professional but also very human.

Credibility Capital played a very important role and is an essential resource.

JD, CEO, Small Business Owner

My experience was straight forward and quick. The list of documents required was basic and readily available.

Easy to deal with. Good communication and fast funding.

Overall a good experience. Loan app was simple and quick and the rep that helped me was very easy to work with. Total APR was a bit higher than I would've liked for someone with my credit, but not terrible for an unsecured loan. Would do business with again

Very professional and thorough, the process could not have been any smoother!

Great company!!
Melina Harris was just perfect!

Credibility's people worked quickly to get everything completed, even during a holiday week, and were thorough in vetting our qualifications. They were responsive, friendly and helpful throughout the process. Melina was always available to help with our questions.

Seamless transaction. Communication with rep fantastic.

Great to work with! Sam and Mya were very efficient and friendly!

Great people to deal with. Good rates. Very satisfied!

They have been fantastic to work with so far. Document requested to support the loan request made sense. The phone conversation with the underwriter was professional. The questions asked by the underwriter fit with what is expected. The timelines they gave to come back with answers were exactly as specified. Once loan was approved and I signed the documents, they transferred fund into my account the next day. I have been very impressed with my experience. I would not hesitate to go through Credibility Capital in the future.