So far I've had a really wonderful experience with Family Credit Management. Everyone I've spoken with has been kind and understanding, which has been so nice considering how much I guilt trip myself... See more
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Debt is stressful. We understand. Family Credit Management is a nonprofit organization that has been helping individuals and families get out of debt and regain financial stability for over 30 years. Our NFCC-certified credit counselors provide personalized, one-on-one guidance to help clients understand their financial situation and take control of their future. We offer a range of solutions tailored to each individual’s needs, including traditional Debt Management Plans (DMPs), debt settlement options for those who may benefit, and our exclusive DualTrack Repayment Plan, which combines structured repayment with strategic settlement when appropriate. For clients who are unable to repay all debts at once, we also offer our Priority Pay Plan, designed to help manage limited resources while addressing the most urgent financial obligations. Our approach focuses not only on resolving debt, but also on long-term financial health through budgeting, education, and behavior-based strategies. As a nonprofit credit counseling agency, our mission is to provide honest, practical solutions that work in the real world. We work directly with creditors to help reduce interest rates and fees when possible, while supporting our clients every step of the way. At Family Credit Management, our goal is simple: help people reduce stress, regain control, and build a more stable financial future.
111 N. Wabash Avenue, Suite 1408, 60602, Chicago, United States
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Very easy to apply for, and great communication by my preferred method of contact, i.e., email. I wish I had done this much sooner,

Reply from Family Credit Management

Reply from Family Credit Management
Have had a great experience. Everyone has been kind and understanding of my situation. I am glad to be able to communicate through email instead of having to find time for a phone call to customer service. The whole process has helped me regain control of my finances and my creditors have all worked with FCM, including payday loan companies.

Reply from Family Credit Management
Quick response quickly got me to where I could start breathing easier never knew anything could be done this soon and this easy or I would’ve done this a long time ago.

Reply from Family Credit Management
Choosing Family Credit Management (FCM) was one of the best financial decisions I have ever made, and I can confidently say that working with them has completely changed my path toward debt relief. After being on their Debt Management Program (DMP) for over two years, the results have been nothing short of exceptional.
From the very start, the team at Family Credit Management provided incredible support. Certified Credit Counselor Erica Reyes-Smith helped me establish a possible course of action, assuring me that the Debt Management Plan was a great fit for my financial future. She provided invaluable resources, including budgeting tips and the "100 Ways to Save Big" brochure, setting me up for success from day one. Erica was responsive and helpful, even when addressing my specific questions about removing accounts that already had preferential agreements, which she quickly confirmed was fine to do.
The financial relief provided by FCM is substantial and immediate. The program is designed to save hundreds in interest and allow me to get out of debt in under five years. I was promised "exceptional" anticipated interest rates, and the program delivered, with the lower rates and elimination of late fees shaving significant time off my repayment period. As the Client Services team noted, I survived the challenging first few months and was quickly seeing the benefits begin.
FCM made debt consolidation an affordable and safe path to finally becoming debt-free once and for all. They have provided a clear, manageable plan and continuous support, making the goal of permanent financial success feel truly achievable. I enthusiastically recommend Family Credit Management to anyone looking for a reliable and effective solution to take control of their financial health.

Reply from Family Credit Management
Answered all of my questions honestly and in depth.

Reply from Family Credit Management
They were the one company that was able to take care of me when no other company wanted to help me!!

Reply from Family Credit Management
Kim is an exceptional professional who goes “above and beyond!”
I would highly recommend Kim and Family Credit for their expertise!

Reply from Family Credit Management
Jennie was patient and caring. She answered all my questions and made me feel comfortable. She gave me the confidence that I made the right decision.

Reply from Family Credit Management
This company is the best. I will be debt free in 20 months. Working with them went so smoothly and quickly. I am so glad I took this route. I have put all my trust into Family Credit Management

Reply from Family Credit Management
They were fast, efficient, and understood exactly what I needed. They more than exceeded my expectations and I am relieved to feel that I'm on the right track to becoming debt free.

Reply from Family Credit Management
I had used this company before. I lost my job and left the program with two accounts still open three years later in a panic I called these people, and they help me patiently, kindly and professionally help me with these acc. And a few more . The counselor I talked to on the phone Chris was a godsend. I was having a panic attack when I called him and he was such a professional.🩵🙏

Reply from Family Credit Management
We are so relieved to have Family Credit Management in our corner. For the first time in years we feel some hope that we can get out of debt for good. We are very grateful for this organization and the great work they do.

Reply from Family Credit Management
Great customer service. Process was quick and worked out for my benefit

Reply from Family Credit Management
Representatives are all very helpful and thorough in answering any and all questions!

Reply from Family Credit Management
Ericka was great to work with, I felt like she was giving me honest answers. Hopeful that with the help of family credit management, I will soon be out out of debt.

Reply from Family Credit Management
I am so thankful I stumbled across Family Credit Management. It has been hands down the best decision to go with them. Before I came across them, I was getting so many phone calls, texts, emails to the point that it was annoying and felt defeated. The difference with FCM is that I was able to communicate with them by text and email. Which worked best for me so that I could respond when I could during work. The process was throughly explained and was such an easy process. FCM has lifted this heavy burden off my shoulders. I’m looking forward to being debt free! Thank you FCM, you guys are fantastic and wonderful!!

Reply from Family Credit Management
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