It was incredibly easy to apply and income verify. Took less than a minute to income verify through bank accounts. Top notch. The money came quickly. The whole process was simple, easy, and proble... See more

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About Figure
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Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.
You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure's HELOC apart?
- Apply with our 100% online application in minutes with funding in as few as 5 days.*
- Lines of credit available from $15k - $750k*
- Faster than a bank loan, cheaper than a personal loan.
- 5 minute approval. No impact to your credit score.*
- Get the funds you need now to start that home improvement project or consolidate your debt.
Contact info
650 S. Tryon Street, 8th Floor, 28202, Charlotte, United States
- 888-819-6388
- help@figure.com
- figure.com
Figure Lending
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Figure is the highly rated Heloc loan provider in all aspects including low interest rate, quick turnaround times and highly qualified customer service company.
The loan was closed in 3 days and funds were deposited on 4th day. The online loan submission process was very smooth and easy to apply. The interest rates were cheap compared to other banks. Many different products are available to choose. Loan officer Kiana Brown was very helpful and always answered questions on time. She is highly knowledgeable and dedicated to her job.
Professional and efficient 👍
Simple, easy and straightforward
The process was simple, straightforward and the e-notary made it all very easy. They were communicative and helpful!
Technology makes things easy thesegotit days…
Technology makes things easy these days to get loans and you can do it all online.
May use AI-assist with repliesRead more
I would be skeptical.
I can’t recommend Figure until they get some kinks worked out. Their verification system is lacking and they advertise a drive by- broker price opinion, but they don’t actually do a drive by appraisal. They use some automated system that can be very flawed and not to mention very misleading.

Reply from Figure
Don’t waste your time with these clowns 🤡
I applied a WEEK ago they literally advertise ease of use and get funded in as little as 5 days. I have a 780 credit score they still haven’t even pulled my credit 😅 I applied through credit karma what a joke the lady on the phone lied and send my credit was frozen which is a bold face lie I called them and confirmed it was not. I keep getting emails saying my app is about to expire. I’m shopping else where don’t waste your time with these clowns 🤡

Reply from Figure
It was fast and clear to understand…
It was fast and clear to understand also there was no delay.
The response and communication during…
The response and communication during the process
The entire process was a breeze
The entire process was a breeze. The notary was professional and courteous.
Great experience …
So quick and easy from start to finish they guide me through the whole process. I highly recommend them.
Your systems were fine
Your systems were fine. I had issues with mine. First time I failed. Second time went well.
The e-notary session that I had on 4/23/26, etc.
The e-notary session that I had on 4/23/26, as well as the one my husband had on 4/25/26, were easy, and we appreciated that (both of us are signers on the Figure HELOC I applied for) . The notaries for both our sessions were friendly and professional; everything moved along quickly. The only difficulty we had was on Friday evening, 4/24, when it was my husband's turn to have his e-notary session. There seemed to be a lag time between emails he received from Figure and updates to his Figure account online that resulted in our spending more time and effort than necessary, trying to determine what we thought we might be misunderstanding or doing incorrectly. But this morning (4/25), the emails and his Figure account were all working together as they should. Since technological problems/glitches just happen sometimes, we definitely don't hold that against Figure! Except for that relatively small period of frustration, everything went very well, and we're satisfied.
Quick and easy
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