It was incredibly easy to apply and income verify. Took less than a minute to income verify through bank accounts. Top notch. The money came quickly. The whole process was simple, easy, and proble... See more

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About Figure
Written by the company

Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.
You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure's HELOC apart?
- Apply with our 100% online application in minutes with funding in as few as 5 days.*
- Lines of credit available from $15k - $750k*
- Faster than a bank loan, cheaper than a personal loan.
- 5 minute approval. No impact to your credit score.*
- Get the funds you need now to start that home improvement project or consolidate your debt.
Contact info
650 S. Tryon Street, 8th Floor, 28202, Charlotte, United States
- 888-819-6388
- help@figure.com
- figure.com
Figure Lending
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The e-notary session that I had on 4/23/26, etc.
The e-notary session that I had on 4/23/26, as well as the one my husband had on 4/25/26, were easy, and we appreciated that (both of us are signers on the Figure HELOC I applied for) . The notaries for both our sessions were friendly and professional; everything moved along quickly. The only difficulty we had was on Friday evening, 4/24, when it was my husband's turn to have his e-notary session. There seemed to be a lag time between emails he received from Figure and updates to his Figure account online that resulted in our spending more time and effort than necessary, trying to determine what we thought we might be misunderstanding or doing incorrectly. But this morning (4/25), the emails and his Figure account were all working together as they should. Since technological problems/glitches just happen sometimes, we definitely don't hold that against Figure! Except for that relatively small period of frustration, everything went very well, and we're satisfied.
Quick and easy
Absolutely wonderful
Absolutely wonderful. It was very professionally conducted. Very respectful and brilliant.
Very prompt and seamless service
Very prompt and seamless service. And the notary was knowledgeable and professional.
I appreciate that Dominic was very…
I appreciate that Dominic was very patient with me during our video call.
It was easy and fast.
This was an extremely simple process!
Notary was articulate
Notary was articulate, clear in what they were going to do and what I needed to do. Better than a live notary session frankly, and more expeditious!
Mr Corey West one of the very best Rep’s at Figure
Upon calling into Figure to check the status of my application when Mr. Corey West answered the phone call.
Mr West is an amazing rep for this company - answered every question professionally and fully on top of his job - completely walking me thru the application to the finish line in a timely manner - completely thru to closing in a timely manner - literally within 2 days.
Such an amazing job well done by Mr. West
Once again Mr West clearly knows his job and know it very well ..
Thanks again Mr West continue doing the very best ability in your role with Figure - it shows well and is very much appreciated by the people you help daily as I’m one of them
Great job well done !!!!
Sincerely,
Tammie Green
Process was seamless.
Process was seamless.
Notary was extremely fast and easy. All documents quickly available. Great experience.
Matthew Johnson made the experience…
Matthew Johnson made the experience easy, was helpful throughout and the application process couldn't have been easier. Thanks Figure for making the process a positive experience.
The notary was quick and efficient
The notary was quick and efficient. It only took a few minutes!
Professional and fast
notary session
Incredibly simple (even for some one not so tech savvy) and pleasant. My notary person was friendly, informative and efficient.
Krishanta was absolutely amazing!!
Krishanta was absolutely amazing! Now, if I'm being honest, there was one rep I spoke to initially who wasn't helpful with any questions and was a bit rude (I wish I could remember his name), but Kris - my loan officer - completely changed the game. She was absolutely amazing, patient, and a pleasure to work with. My situation wasn't straightforward, especially being self-employed, and Figure works best for those straightforward cases, but despite the difficulties, Kris and her team made my situation work. Super happy with the product/rate, service, speed, and the flexibility (which I didn't expect from a techy lender). Thank you Kris and team for an amazing experience!
Awesome Customer Service
Experience was just as advertised. The agent that was assigned to me was very helpful and willing to hold my hand every step of the way to ensure I understood the whole process. From start to finish was about 1 week. Received my funds very quickly. Appreciate all the help. I would recommend Figure Loan to anyone looking for a HELOC.
The application was easy to fill out
The application was easy to fill out. The process was outlined clearly and was easy to follow up with any questions.
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