Absolute scam of a company. I have spent so much on buying their accounts all for it to be taken away from me. They make so many excuses when requesting payout and are completely unjust. It’s prop fir... See more
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The internet connection went out while I was trading, and I executed the deal only once but it didn't go through. Then I repeated the orders until the internet came back, and I was surprised that mul... See more
The support team brilliant ,also after last updates the made every things clear in dashboard. However one problem left which is one side direction which is like wasting time to get for opposite direct... See more
Company replied
I had a fair experience with Finotive Funding, though didn't manage to get funded but I plan to get an account and keep trying. I also love their welcome bonus in launching the broker, I think it's ge... See more
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Company details
Written by the company
Finotive Funding is a next-generation proprietary trading firm built for serious traders who want real opportunity. We provide funded trading accounts where traders can prove their skills, access real capital, and keep up to 100% of their profits. Our mission is simple — to build the fairest, most transparent, and most flexible funding model in the industry. With static drawdown, on-demand payouts, no hidden rules, and weekly withdrawals, we’ve redefined what traders can expect from a prop firm. Since 2021, Finotive Funding has paid out millions of dollars to traders worldwide and continues to lead the way in technology, transparency, and trader support. Every account is supported by our in-house dashboard, advanced risk tools, and a dedicated global team that genuinely cares about trader success. Trade fairly. Trade freely. Trade Finotive.
Contact info
Innovation One Building, Level 2, DIFC, Dubai, UAE, Dubai, U.A.E.
- support@finotivefunding.com
- finotivefunding.com
Breach of guidelines
Go with Finotive only if you’re okay with a 10% profit split
I am writing this review to document my experience with Finotive Funding and to warn other traders about how “holistic” and subjective risk reviews can be used to reduce payouts even when you respect all published rules.
I traded an Instant Funding account with a profit split that should have been 70%, and my hard‑earned payout for this cycle should have been 1,678.30 USD. Finotive reduced this payout to just 10%, citing a “holistic” Risk Review and a pattern of “repeatedly established substantial same‑direction aggregate exposure”, even though they did not identify a single breach of the written dashboard limits (lot size, notional exposure, drawdown, etc.) that they advertise to traders as the objective risk metrics.
The positions their Risk Team highlighted (for example 9.05 lots USDJPY, 13.65 lots NZDUSD, 11.92 lots AUDUSD and 14.48 lots NZDUSD) were opened at roughly the same time as parts of planned trade setups, with predefined risk, stop‑losses and take‑profit levels. They were not martingale, recovery or “chasing losses” strategies, and I did not progressively add size as the market moved against me. I split one trade idea into two or more tickets to manage partial profit‑taking and scaling out more cleanly. The total risk for each setup was calculated and controlled from the outset, and I remained within the firm’s published maximum lot‑size and notional‑volume constraints.
Despite this, the Risk Team repeatedly insisted that the account had “repeated substantial same‑direction aggregate exposure”, but refused to provide any concrete thresholds or numbers. I asked multiple times for:
- The exact contractual clause used to justify cutting the payout.
- The account‑level risk or exposure threshold they believe I exceeded.
- The objective criteria that distinguish “acceptable” from “unacceptable” aggregate exposure.
- Clear prospective guidelines so I could avoid the same issue in future.
None of these questions received a substantive answer. Instead, the firm kept repeating the same phrases about “holistic review”, “sustainability of aggregate exposure” and “overall trading conduct”, while explicitly admitting that the decision “was not made on the basis of those individual provisions” (lot‑size limits, drawdown rules, etc.). In other words, even if you comply with all the published dashboard metrics, your payout can still be reduced based on a discretionary, undefined standard applied after the fact.
When I challenged this and asked for transparency, the tone of the responses shifted from “review in progress” to “decision is final” and then to warnings that further emails “may not receive another substantive response”. The final message from the Risk Team states that the matter is closed and that no further reconsideration will be undertaken unless I produce “materially new information”, even though they never provided the basic quantitative criteria needed for a trader to understand what they consider unacceptable exposure in the first place.
I accept that prop firms must manage risk and prevent abuse. However, doing so through vague, subjective standards that override published limits—without clear numbers, examples or advance guidance—creates a hidden layer of rules that traders cannot reasonably anticipate or comply with. It undermines trust in the firm’s dashboard metrics, profit‑split promises and payout process, because you can be told after the fact that your trading was “not sustainable” even when every visible rule was respected.
My view is simple:
If a specific aggregate‑exposure limit exists, it should be clearly written, quantified and shown in the dashboard, just like other limits.
If multiple tickets for one setup are considered “accumulation”, that should be explicitly prohibited and defined before trading, not retroactively used to justify payout reduction.
If the firm intends to rely on a purely discretionary “holistic” standard to approve or cut payouts, traders deserve to know this up front so they can make an informed decision about whether to trade there.
Until Finotive either restores my full payout or provides transparent, quantitative risk criteria that traders can actually follow, I cannot recommend them. I hope this review helps other traders understand the potential risk of discretionary payout reductions and encourages the firm to live up to the reputation it is trying to build on public review platforms.
ITS GOOD PROKER
Finotive for me is the best 👌 until now…
Finotive for me is the best 👌 until now everything with it it's good
SCAM ....B MODEL PLAYBOOK
SCAM company they spend multi millions on advertising and building there platform to look sleek and proffesional but there are so many hidden rules and even so many visible rules ...ie can't trade so many times one way with one instrument otherwise your profit will go down from 90% to 10% so many traders will get paid out when it's only a few hundred but anything above 1k and they will be reluctant to pay and make all sorts of excuses .Cnat have 40% of trades held for less than 2 mins so bad for scalpers!Payments delayed or withdrawn or reduced to only 10% and if paid ts not ontime ..ie having to wait weeks longer ! It's the B model playbook .Where they only payout from people buying challenges ! Risky strategy people will lose trust and they will go BUST

Reply from Finotive Funding
feel good
I really appreciate this company and I love my experience with them

Reply from Finotive Funding
Strike recorded in error — firm reviewed it and restored the account in full
Lost a $200,000 Challenge account closed for exceeding 5 strikes under the Notional Volume rule. One of the five strikes was recorded at exactly 1,000% against a 1,000% limit — equal to the limit, not above it.
UPDATE (18 August 2026): Resolved. After I raised the case again, Finotive's risk team reviewed it properly, confirmed the disputed strike had been applied incorrectly, removed all strikes and reset the account to its full $200,000 starting balance — more than I had asked for. Credit where it is due: they investigated honestly and fixed their own mistake without argument, and that says a lot about how a firm handles a dispute. Raising the rating accordingly. I will share my further experience with them as I continue trading this account.

Reply from Finotive Funding
would have recommended but avoid for now
would have recommended this company few month ago. but recently had difficulty withdrawing profits. my withdrawal had been processed for the past 3 weeks, sent 2 e-mails to finance with no reply. best avoid it for now 😅 saddens me to say this coz I was a big fan of Finotive.

Reply from Finotive Funding
passed the compliance call just…
passed the compliance call just recently. the interview are very great, they even have the intepreter to help me. great propfirm so far. already got my 5th payout so far. so worry about the not passing the compliance call because of the language barrier. thankyou finotive funding.

Reply from Finotive Funding
I really liked this firm and was very…
I really liked this firm and was very happy with some of the new product and the things I saw and experienced but some of the things am seeing now are really not what I expected. I really don't understand why my account was flagged and my payout reduced to 10% and the conditions for the no deposit stringent it would have been better not to give than to give with such conditions in 30 days i really don't think it's for our good this morning alone i can't access my trades from my mt5 on the 2 accounts when my trades are on even from the dashboard can't even close my trades even with the big spreads this is not good not happy with this as am expecting better service wont be happy to lose my trades

Reply from Finotive Funding
The spread is great and the market…
The spread is great and the market execution is great , even the pay out is great , i tryied several companies but i think i reached my destination 😊😊👍🏻

Reply from Finotive Funding
Awful experience
This is one of those prop firms that look promising but when you begin to get involved with it, it turns into a literal NIGHTMARE!
I have been trading with FINOTIVE for some months and it was ok, especially for scalping.
Low spreads, low commissions and good conditions overall... Until you get funded...
Bro, out of nowhere, you begin to experience unbearable slippage on your entries. And worse, the orders take forever to execute making you lose on both entries and exits. Scalpers know why this is bad.
As if the crappy execution wasn't enough, they show a list of BIZARRE metrics on your dashboard, things that make literally no sense like:
- If more than 40% of your positions are not held for more than 120 seconds, you get a "strike", meaning they reduce your next payout to 10%, regardless of the outcome.
- If more than 20% of your profit comes from the first half of Asia session, you get another strike. Like what about people who can trade only this session? this is ridiculous, they call it "liquidity abuse", say what?
Wait wait... the worse is yet to come.
- They will strike you if you decide to trade one side of the market...Forcing you to take positions on the opposite side just so you can avoid triggering the "One-sided rule".
- They will also strike you if your volume is concentrated on one side. Making the same rule count as two strikes because they will close the account on your fifth strike.
- You cannot have more than 2% of the ORIGINAL starting balance in floating loss, regardless of your current day starting balance. Like if you have a 10K account, you will FOREVER be forced to have a stop loss below 200 bucks regardless of how much you grow the account.
I get it, they gotta make money somehow, but this is not fair at all. It's just predatory!
I do not recommend this firm. It will leave a bitter taste to your trading.
EDIT: Because I refused to waste time on providing more details about what they already know to be true (You can check all the other reviews they got, everyone is saying the same thing about them), they resorted to personal attack, trying to use my negative reviews of some other firms as a "moral lesson". How professional.
Fortunately, Trustpilot is independent and can be used to expose predatory firms like this one, they are growing like mushrooms.

Reply from Finotive Funding
Extremely disappointing experience
Extremely disappointing experience. My funded account has been frozen for over a month due to an alleged hedging violation. During this entire time, I have received no final decision, no meaningful updates, and no clear explanation despite repeatedly contacting the compliance team.
Blocking a trader's account and funds for such a long period without transparency or a reasonable timeframe is completely unacceptable. A professional company should communicate clearly and resolve compliance cases promptly, not leave customers waiting indefinitely.
At this point, I have lost confidence in Finotive Funding. I strongly advise anyone considering this firm to think carefully before depositing money or relying on them, as you may end up waiting for weeks or even months without any resolution or communication.

Reply from Finotive Funding
Think Twice Before Paying This Company
Think Twice Before Paying This Company
My experience with Finotive has been extremely disappointing, and honestly, I regret putting my money into this company.
The biggest problem was the restrictions placed on Gold (XAUUSD). I was unable to trade with the lot size I reasonably expected based on the account size and leverage presented when I purchased the account. These restrictions seriously affected my ability to execute my trading strategy. What is the point of purchasing an account under certain advertised conditions if significant restrictions can later prevent you from actually trading it properly?
But the payout rules are even more concerning.
According to their rules, if 70% of your trades are in one direction or concentrated on one instrument, this can be considered a violation and can affect your payout. In my case, this meant that after doing the work and generating profits, the amount I was actually entitled to receive could be reduced to only 10%.
This makes absolutely no sense to me as a trader.
The market does not move according to an artificial quota of buy trades versus sell trades. If the market spends an entire week in a strong bullish trend and my strategy produces valid buy setups, why should I be forced to take trades in the opposite direction just to satisfy an arbitrary percentage?
A trader should be judged on risk management, execution and profitability, not punished simply because their strategy correctly identifies the prevailing market direction.
The biggest lesson I learned is this:
You can follow your strategy, manage your risk, make profits — and still find yourself restricted by rules that have nothing to do with whether your trading is actually good or bad.
I would strongly advise anyone considering this company to read every single rule carefully and understand exactly what can happen to your profits before paying for an account.
There are plenty of other prop firms out there. Personally, I would rather take my money somewhere with rules that allow traders to actually trade their strategy instead of constantly worrying about whether profitability itself will trigger another restriction.
And yes, maybe the company will be happy to see a review like this.
Because if the rules make it difficult for traders to actually win and withdraw their profits, then apparently the business model is working exactly as intended.

Reply from Finotive Funding
The rules are overly restrictive and…
The rules are overly restrictive and make the trading conditions unnecessarily difficult. In addition to the Liquidity Abuse rule, traders face restrictions on trading in only one direction, trading the same instrument/currency repeatedly, and opening consecutive trades. These rules can interfere with normal trading strategies and risk management, especially when market conditions clearly favor one direction.
The combination of these restrictions, low thresholds, and severe payout penalties creates an environment where traders can be penalized for normal trading behavior rather than genuine abuse. I believe the rules should be simplified, more transparent, and focused on preventing actual exploitation rather than restricting legitimate trading str

Reply from Finotive Funding
Very helpfull
After some techincal issues IT didnt leave me alone, helped me and for free reset my account. Very helpfull customers service. Good company to start your journey with.

Reply from Finotive Funding
I had a fair experience with Finotive…
I had a fair experience with Finotive Funding, though didn't manage to get funded but I plan to get an account and keep trying. I also love their welcome bonus in launching the broker, I think it's generous but the lot size requirement is too high - 4 lots max is acceptable. Support is responsive on emails. Otherwise, good job for revitalising your whole system.

Reply from Finotive Funding
Do not wast your time
I would strongly advise prospective traders to exercise caution before investing significant time and money with this firm. Based on my experience, they appear willing to process smaller payouts, but when accounts reach higher payout levels, various reasons may be given to deny or reduce payments.
The reality of proprietary trading is that only a very small percentage of traders successfully reach the payout stage. After investing substantial amounts in challenge fees and funded accounts, traders who eventually achieve profitability should reasonably expect the company to honour its commitments.
In my case, after several unsuccessful attempts, I finally reached a payout stage. However, my payout was rejected on the grounds of alleged over-leveraging and a claim that I was not trading independently. I found these accusations both disappointing and unfounded. Throughout my trading activity, I monitored and complied with the firm's stated notional value and leverage limits. These concerns were only raised once I became eligible for a payout.
The experience left me questioning the company's intentions and business practices. From my perspective, the reasons provided appeared inconsistent with the rules I had followed during the evaluation process.
I encourage anyone considering this firm to conduct thorough due diligence and carefully review the experiences of other traders before committing funds. My personal experience has led me to lose confidence in the company's ability to fairly and consistently honour trader payouts.
----added after Finotive responded to my original review:
It is interesting that you were able to take the time to respond publicly to this review, yet my email regarding the incorrect strikes on my account, which I believe may have resulted from a coding or system error, remains unanswered.
Anyone familiar with the proprietary trading industry understands that traders are not investing capital with prop firms in the traditional sense. Therefore, your response misses the point entirely. More concerning is the fact that you state you cannot identify me. That raises the question of how many other traders have experienced similar issues.
Before writing this review, I deliberately avoided reading the experiences of other traders because I wanted my comments to be based solely on my own dealings with your company. Unfortunately, my experience has been disappointing.
I would be interested to hear your explanation for why an £80 payout was processed without any concerns being raised, yet when larger amounts became involved, issues suddenly appeared. Likewise, why was my complaint regarding erroneous strikes on a £100,000 account left unanswered until it had already affected my trading performance?
From what I have seen, a common reason given for denying payouts is the allegation that a trader is "not trading independently." If I were to review the list of traders who have been refused payouts on those grounds, I would not be surprised to find myself among them.
Traders deserve clear communication, transparency, and consistent application of the rules. Based on my experience, I did not receive those standards, and I believe prospective traders should take that into account before deciding to do business with your firm.

Reply from Finotive Funding
This company is dishonest and aims to steal your money.
I deposited money and it hasn't arrived for days. I contacted the company but no one is responding. Bad service and a bad company.

Reply from Finotive Funding
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