FirstMortgage Reviews 

34,024
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Considering 4,736 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for being extremely helpful, friendly, and always available to answer any questions along the way. Many consumers note that the entire mortgage process is kept very straightforward, smooth, and remarkably stress-free from start to finish. Reviewers also highlight the exceptional communication and consistently quick response times provided throughout their house-buying journey. First-time buyers particularly appreciate the clear guidance, patient explanations, and expert advice that make complex procedures much easier to understand. People consistently recommend these reliable advisors for delivering wonderful service and successfully securing the best possible deals.

What people talk about most

Staff

Customers consistently note positive experiences with staff, describing them as extremely helpful,... See more

Service

Customers report overwhelmingly positive experiences with the mortgage advisory service. Reviewers frequently... See more

Customer service

Consumers find customer service to be positive and deeply supportive throughout the entire application... See more

User experience

People report positive experiences with user experience, finding the process straightforward, stress-free,... See more

Response time

Users describe positive interactions with response time, consistently noting that communication is prompt and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very positive experience again for our remortgage. Nothing too much trouble and always on hand to answer questions. Thanks to Lawrie and Megan for all their work in getting us the best deal and keepin... See more

Rated 5 out of 5 stars

Paul and David helped us with our new mortgage for our home move. Process was very straight forward and fuss free. Really handy to be able to upload documents online to save having to take physical co... See more

Rated 5 out of 5 stars

From the beginning First Mortgage were brilliant. As a first time buyer,I was extremely overwhlemed by everything until I spoke to Kayleigh and Jae. Both made everything super simple and really he... See more

Rated 5 out of 5 stars

Abby and Sharon at the Musselburgh branch went above and beyond getting my mortgage over the line, they were in contact with me the whole time and I really felt they were working to get me the best p... See more


Company details

  1. #1 of 88 best companies in Mortgage broker
  2. #1 of 22 best companies in Income Protection Insurance Company
  3. #1 of 55 best companies in Life Insurance Agency
  4. #1 of 13 best companies in Personal Insurance Company

About FirstMortgage

Written by the company

At First Mortgage, we believe mortgage advice should feel personal, not transactional.

For over 25 years, we've helped people make confident decisions about their homes with fee-free, impartial mortgage advice. Whether you're buying your first home, moving, remortgaging or exploring buy-to-let options, you'll have dedicated experts by your side every step of the way.

With access to over 10,000 mortgage products and smart technology that helps us search the market quickly and thoroughly, we focus on finding the option that's right for you and your circumstances. No jargon. No pressure. Just clear advice from people who take the time to understand your goals.

And because we're here for more than a single transaction, our support doesn't stop once the paperwork is complete. We're here with you through every move, milestone and moment of your homeownership journey.

Our advice is always free, and it's backed by our Mortgage Promise. If you receive a better mortgage offer elsewhere than the one issued by the lender we recommended and applied to on your behalf, we'll pay you £500.

First Mortgage. Here for you.

Free Mortgage Advice

Written by the company

First Mortgage are one of the UK’s longest established mortgage brokers and have been providing free impartial mortgage advice for over 25 years. To experience our award-winning service for yourself, please get in touch!

'Best in Market' Mortgage Promise

With over 10,000 mortgages available, we find the right one for you, guaranteed!

With over 10,000 mortgages available, we find the right one for you, guaranteed!
Our promise is simple: should you be offered a better like for like mortgage elsewhere, which is available to both intermediaries and direct customers, we’ll immediately match this, while at the same time paying a generous £500 towards your home buying legal fees. This offer is tangible proof of our commitment to complete customer care. Of course, we don’t intend making it easy for you to collect with our expert advisors committed to finding the very best deal for you from an unbeatable whole of market range of mortgages!

Contact info

5.0

Excellent

TrustScore 5 out of 5

34k reviews

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Asks customers to review

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Replied to 6% of negative reviews

Typically replies within 48 hours

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5.0

All reviews

(34,024)

4,485 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Flawless service

Megan and Jessica were brilliant, very efficient in the review of my mortgage and recommended a perfect solution for my renewal.

1 September 2026
Unprompted review
Rated 5 out of 5 stars

I have been dealing with First Mortgage…

I have been dealing with First Mortgage for almost 10 years. They helped me with my mortgage for my first property, have helped during remortgaging and now with moving on to a family home. Really easy process from start to finish. Our mortgage advisor Max and our client manager, Sean have been excellent throughout. During face to face meetings, phone calls and emails, every question and query was answered. We would very much recommend anyone to First Mortgage

1 September 2026
Unprompted review
Rated 5 out of 5 stars

They helped me every step of the way

They helped me every step of the way. Whatever information I needed about my mortgage application, they were there to help me understand the processes. Highly recommend it to anybody who's a first-time buyer!

1 September 2026
Unprompted review
Rated 5 out of 5 stars

Great Servcie

Really pleased with the service from First Mortgage. They made the whole process of remortgaging my flat straightforward and easy, with clear communication throughout. Everything went smoothly and I’d definitely recommend them.

1 September 2026
Unprompted review
Rated 5 out of 5 stars

We honestly can't thank first montages…

We honestly can't thank first montages enough! They have been absolutely amazing and so helpful and thoughtful throughout the whole process! They really helped us understand everything and was very kind and easy to talk to. Especially both Anthony and Keiren, keeping us in the loop at all times and making us feel very comfortable. I can't recommend them enough, thank you so much again.

17 August 2026
Unprompted review
Rated 5 out of 5 stars

Chris Moore was handling my remortgage

Chris Moore was handling my remortgage. He made the process extremely smooth and offered online meetings to guide me through the process. Chris did an excellent job of securing a competitive mortgage deal for me. Would highly recommend.

1 September 2026
Unprompted review
Rated 5 out of 5 stars

First Mortgage - Great Service

First Mortgage were great from start to finish, supporting me across the whole journey of purchasing my first house. Any question I had was answered super quickly and things I hadn't even thought of, information/support was provided, allowing me to focus my attentions elsewhere. Thanks Vicky & Kev for your assistance.

17 August 2026
Unprompted review
Rated 5 out of 5 stars

Found first mortgage a few months ago …

Found first mortgage a few months ago from an online search, great to have an initial face to face with Geo to talk through our options and get a decision in principal to be able to start looking at properties within a set price range. Following up via zoom and email after that was helpful to fit around work.Geo found us a good mortgage well within budget and gave us clear email instructions as to what we needed to gather for the mortgage application, she was very accommodating to make amendments when requested. Yvonne has kept us up to date via email and phone and responds promptly to any questions we have had, she is also clear in her emails and cc's us in correspondence with other agencies. This has been a really useful service as a first time buyer as I was clueless about what we needed to do! It is great that this is a free service for the customer!

31 August 2026
Unprompted review
Rated 5 out of 5 stars

Great Service - Corstorphine Branch

John and Anna from the Corpstorphine branch have been excellent throughout our application, clarifying and simplifying key information, thoroughly considering our situation and needs and have been very communicative throughout the whole process, taking much of the stress away.

28 August 2026
Unprompted review
Rated 5 out of 5 stars

★★★★★

★★★★★

I had an excellent experience with First Mortgage and couldn’t recommend them enough. Sophie and Samantha were fantastic throughout the entire process of buying my first home.

As a first-time buyer, there were many things that were new to me, but they made everything much easier to understand and were always available to answer my questions. Communication was excellent, and I always felt well informed about what was happening and what the next steps were.

Samantha was incredibly helpful in finding and arranging the right mortgage for me, and Sophie was brilliant at keeping everything moving and supporting me all the way through to completion.

Buying your first home can be stressful, but having Sophie and Samantha supporting me made a huge difference. I’m now officially a homeowner and genuinely grateful for all their help. I would absolutely recommend First Mortgage, especially Sophie and Samantha, to anyone looking for mortgage advice.

26 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

Abby and Sharon were excellent! They replied really quickly to all our queries and took the stress out of what is often a difficult process. I have already recommended them to friends and will continue to do so.

Thanks Abby and Sharon!

4 August 2026
Unprompted review
Rated 5 out of 5 stars

Ive used First mortgage for years

Ive used First mortgage for years. They've done everything from new mortgages to remortgages and a number of insurance policies.

They take all of the hassle out of what can be a stressful process. They're readily available including weekends and evenings and are efficient with responses.

I'll be using them the rest of my days and would recommend them to everyone.

28 August 2026
Unprompted review
Rated 5 out of 5 stars

As a first time buyer I was new to all…

As a first time buyer I was new to all the mortgage options. David Frost was extremely helpful at explaining everything, and finding a mortgage that suit me and my own circumstances. Thank you!

31 August 2026
Unprompted review
Rated 5 out of 5 stars

Supportive and Helpful

We had a great service and experience with first mortgage. We cant thank Nico and Molly enough from the Dundee branch for their help throughout the process of purchasing our first home. They made the process straight forward and supported us through every step. We would definitely recommend this company.

31 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

I can’t thank Keith and Jay enough for their help with my remortgage. They were both so patient, professional and approachable, explaining everything clearly from start to finish. They made the whole process feel simple and stress-free. I would highly recommend them to anyone needing help with a mortgage or remortgage. Fantastic service!

25 August 2026
Unprompted review
Rated 5 out of 5 stars

First Time Buyer

From the beginning First Mortgage were brilliant. As a first time buyer,I was extremely overwhlemed by everything until I spoke to Kayleigh and Jae. Both made everything super simple and really helped me feel at ease and helped me find the best deal.

They always kept in contact, answered any emails and really made the process smooth.

10/10 and really can't thank them enough for helping us with our first mortgage.

27 July 2026
Unprompted review
Rated 5 out of 5 stars

Fuss free

Paul and David helped us with our new mortgage for our home move. Process was very straight forward and fuss free. Really handy to be able to upload documents online to save having to take physical copies.

2 March 2026
Unprompted review
Rated 1 out of 5 stars

Terrible experience - Uninterested and unprofessional

Terrible experience. I am a young person and was hoping to find out about buyers schemes and mortgage rates, I was called first by a man whose name I can't remember to make a video call appointment - he was very helpful and understanding and didn't seem phased when I said I hadn't found a house yet and wasn't planning on getting a mortgage set up on the meeting. Then come to the video call where I first spoke to Neale. He told me something wasn't working on his end so we could only do a normal phone call, fine, then proceeded to be condescending and uninterested in the whole ordeal. Especially when I emphasised the fact that I wasn't 100% ready to buy there and then and wanted a few more months to get a bigger deposit. He clearly thought I was a waste of his time and any questions I has about schemes or new builds, he brushed off as "you don't need to worry about that yet" and all he cared about was finding out how much I could borrow. Yes, I do need to know that but I wanted to speak to an advisor for ADVICE and he has absolutely none to give. Oh, he was also incredibly unprofessional about personal details that had absolutely nothing to do with a house buying process (he doesn't need to know why a family member is in hospital??????). Finally, he said he would be in touch once he had a figure that I could potentially borrow, so off he went, meanwhile I had gotten absolutely nothing useful out of that 15 minute phone call. A day later he rang me back to tell me how much I could potentially borrow, again, absolutely no interest in the conversation whatsoever, his tone with me was awful, it was like he wanted me know he didn't give a f***. Anyway, he told me, then asked more questions about my company vehicle and how that works, I had to go to work so ended up messaging him the answers to his questions. That was 2 weeks ago and I haven't heard anything more from him. I am quite grateful for that to be fair though as this was the first place I had gone to for a conversation bout buying a first house and it completely put me off. If you didn't want to speak to me because you thought it wasn't worth your time, I would have rather you told me that instead of wasting mine. I think someone needs to have a word with Neale about the way he treats young inexperienced people in the market, and about personal matters do and don't matter when getting information. I wouldn't recommend him to my worst enemy.

30 August 2026
Unprompted review
FirstMortgage logo

Reply from FirstMortgage

We’re genuinely very sorry to read this review. This is certainly not the experience we want anyone to have with First Mortgage, particularly someone taking their first steps towards buying their first home.

Speaking to a mortgage advisor for the first time can feel daunting, and our job is to make that process welcoming, informative and helpful, regardless of whether someone is ready to buy immediately or simply wants advice to help them prepare for the future.

We’re therefore very disappointed to hear that you were left feeling that your questions and circumstances weren’t given the time and attention they deserved.

We also take your comments regarding the nature of some of the questions asked, the tone of the conversations and the lack of subsequent communication very seriously. We will be reviewing your feedback internally.

We have tried to contact you by both telephone and email as we would really appreciate the opportunity to speak with you personally, better understand what happened and, most importantly, see if there is anything we can do to put this right. We would be delighted if we could get the opportunity to do so and potentially place you with an alternative advisor. If you are willing, please respond to penny@firstmortgagene.co.uk and we will do our utmost to support you through your journey.

We’re very sorry that your first experience of seeking mortgage advice has left you feeling this way. Buying your first home is a huge milestone, and we would never want this experience to discourage you from taking that step when the time is right.

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