Forces Mutual Reviews 

335
•
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 160 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff for taking the necessary time to explain insurance policies thoroughly, ensuring that individuals find the exact coverage they need without feeling rushed during consultations. Reviewers consistently note that customer support representatives are always polite, attentive, and extremely professional. People also note the exceptional value for money, stating that setting up various protection plans is completely straightforward, transparent, and remarkably affordable. Though some customers were dissatisfied with the service, a few individuals experienced frustrating communication gaps, extended delays, or a complete lack of proper documentation after purchasing their policies.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting advisors who are exceptionally... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting agents who take the time... See more

Service

People report positive experiences with service, frequently highlighting professional, knowledgeable advisors... See more

User experience

Customers expressed absolute satisfaction with the overall user experience, describing the process as... See more

Price

Consumers experience great satisfaction with the affordable rates, noting that they were able to secure the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Lynne Dickaty was fantastic. My car renewal quote was given with outdated information held on account (my fault) she quickly updated the system which cut my final payment in half next month. The renew... See more

Company replied

Rated 5 out of 5 stars

Jennie Lewis from Forces Mutual was exceptional. She went above and beyond to help me find the right policy, explaining everything clearly and making sure it suited my needs. She even took calls outsi... See more

Company replied

Rated 5 out of 5 stars

Dianne (Cyprus office) is fantastically helpful. She’s helped us with so much this year: cover notes for two cars, insurance renewal, quotes and any driver cover. At all times her responses have been... See more

Company replied

Rated 5 out of 5 stars

I have been very impressed with the process of taking out this policy. On ringing the customer care line, to make initial enquiries, a young man named Luke, was extremely helpful. The following proc... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Committed to offering a competitive range of insurance, money and health products to meet the needs of the Army, RAF, Royal Navy and Royal Marines, we exist only to improves the lives of the military and their families.


Contact info

4.9

Excellent

TrustScore 5 out of 5

335 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(335)

150 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Helpful

Brilliant so far needed to use my cover it was quick and easy.

20 April 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Stephen,
Thank you for taking the time to leave a positive review, we will ensure its shared with the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Cherie is amazing and very helpful…

Cherie is amazing and very helpful couldn’t have asked for more from her. Always listens properly and wants the best for you.

2 April 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Snowdon,
Thank you for taking the time to leave a positive review for Cherie. Its great to hear that she has been helpful and takes time to listen. We will make sure your feedback shared with Cherie and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Excellent help from Jennie

Jennie has been excellent in outlining and recommending a bespoke life insurance policy. She has been professional, flexible and made the whole process as simple as possible. I wouldn't hesitate to recommend her to anyone seeking advice on relevant policies.

28 May 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Jack,
Thank you for taking the time to leave a positive review. We are delighted to hear that Jennie has made the process simple and you have the cover you need. We will ensure your feedback is shared with Jennie and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Very easy not confusing and good…

Very easy not confusing and good communicating

19 May 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Oliver,
Thank you for taking the time to leave a positive review, it great to hear that you are happy with our service.

Clare - Regional Manager

Rated 5 out of 5 stars

Easy and efficient experience

Had a great experience with forces mutual, Sophie was excellent at informing me what was available and relevant for me, super friendly and bright too. Will be using more in the future

24 March 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Evie,
Thank you for taking the time to leave a positive review Sophie. We are pleased to hear you had a good experience and will ensure your feedbacks shared with Sophie and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Forces Mutual in Faslane experience

Suzanne from Forces Mutual in Faslane was really helpful. She took the time to answer all of my questions and helped me to understand all of the key points with starting a life insurance policy. I was able to narrow down a policy that suited me and fit within my budget. Great experience overall, very professional. This is what you need when you are making longer term decisions such as getting life insurance.

30 April 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Jordan,

Thank you so much for taking the time to leave Suzanne a 5* review. We are thrilled she was able to assist you in understanding your insurance needs etc.

Kind Regards,
Sophie - Regional Manager

Rated 5 out of 5 stars

Great service

Great service

29 April 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Gorden,

Thank you so much for leaving us a 5* review. It is very much appreciated and we are glad you received great service.

Kind Regards,
Sophie - Regional Manager

Rated 5 out of 5 stars

I have used force mutual since last year

I have used force mutual since last year and it really helped me when I cancelled my flight for service reasons

12 May 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Karanja,

Thank you for taking the time to leave us a review, we are thrilled that you have had a positive experience with Forces Mutual and that we were able to assist you with your cancelled flights. I will ensure your review is shared with the wider team.

Kind Regards
Sophie - Regional Manager

Rated 5 out of 5 stars

Really helpful and allowed me to…

Really helpful and allowed me to understand what I was actually purchasing , and what I could gain from it. Didn’t push me into buying anything and just recommended the best one to suit me. Paula was amazing!

30 April 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Harry,

Thank you so much for taking the time to leave us a positive review. We are glad you found Paula to be amazing and that she was able to help you understand what we offer and how this could benefit you.

I will ensure this is shared with Paula and the wider Forces Mutual Team.

Kind Regards,
Sophie - Regional Manager

Rated 1 out of 5 stars

Avoid - They don't pay out

Terrible experience trying to make a claim.

A removals company destroyed our dining room table and the company refused to pay out because the table was disposed of. As we have a toddler and nowhere to store the table, it made most sense to get rid of it and was a hazard to our child in the house. Even providing photos and the removals company admitting blame and damage, Forces Mutual used the small print to avoid having to pay out. The whole process took nearly 6 weeks of continuous chasing for a deeply disappointing result.

We have been with Forces Mutual for 6 years now and it is telling to see how they treat loyal customers.

Avoid Forces Mutual as they will do anything to avoid supporting the customer.

11 May 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Charlie,

We are sorry to hear you have had a poor experience with our Claims Team. We would like the opportunity to look into this further for you and I have escalated this today on your behalf. We have your email address and will be in touch soon to try to resolve this matter to your satisfaction.

Kind Regards,
Sophie - Regional Manager

Rated 5 out of 5 stars

Extremely good discounts for the sivil…

Extremely good discounts for the sivil service,

30 April 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Andy,

Thank you for taking time to leave a positive review. I'm glad you are happy with our products and pricing.

Kind Regards,
Sophie - Regional Manager

Rated 5 out of 5 stars

very knowledgeable…

Advisor Karoline very knowledgeable understanding and always talks through all the options possible and lets you choose without any pressure on you or feeling cornered into buying a certain package or go with a specific company

22 April 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Rhys,

Thanks for leaving a positive review for Karoline. It's good to know she provided you with great service and options. I will ensure this review is shared with Karoline and the wider team.

Kind Regards,
Sophie - Regional Manager

Rated 5 out of 5 stars

Diane was amazing very helpful and…

Diane was amazing very helpful and knowledgeable

27 April 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Maria,
Thank you for taking the time to leave a positive review for Dianne, we will make sure its shared with her and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Sue was helpful and thorough

Sue was helpful and thorough. She navigated the systems and helped find solutions. I could not have asked for more.

Thank you Forces Mutual

6 May 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Sophia,
Thank you for leaving a positive review for Sue, will will make sure this is shared with her and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Great service

Easy to arrange insurance and very competitive prices

26 April 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Martin,
Thank you for taking the time to leave a positive review, will ensure its shared with the team,

Clare - Regional Manager

Rated 5 out of 5 stars

Simple process

Simple process, competitive prices.

Really easy to find the right policy and set it up. Exactly what I was after, and in a rush!

23 March 2026
Forces Mutual logo

Reply from Forces Mutual

Hi Matt,
Thank you for taking the time to leave a positive review, we will ensure its shared with the team,

Clare - Regional Manager

Rated 5 out of 5 stars

Really professional and helpful

Really professional and helpful. I found the experience and absolute education, and will definitely recommend to others.

16 April 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Chris,
Thank you for taking the time to leave a positive review, we are delighted to hear that you would recommend Forces Mutual to others. We will ensure your feedback is shared with the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Worth it - Don’t Delay!

Karoline helped me understand the policies, process and implication in a simplest way that eventually enabled me in making an informed decision. My heartfelt thank you to Karoline and team for being genuinely helpful to us!

24 March 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Khim,
Thank you for taking the time to leave a positive review. We are very happy to hear that Karoline made the process simple and helped you make an informed choice. We will share your feedback with Karoline and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Good customer service and policy cover

Jennie was really helpful and dedicated, agreeing to meet me out of normal office hours to accommodate my own circumstances, and spending more time to discuss everything than I expected to need. I'm satisfied that I got the right Critical Illness cover for my needs.

24 March 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Rob,

Thank you for taking the time to leave positive feedback for Jennie, we're delighted to hear she was helpful and dedicated and appreciate you leaving a review

Heidi
Regional Manager

Rated 5 out of 5 stars

Jennie was a fantastic advisor

Jennie was a fantastic advisor. She was really great at explaining all the options available to us and answering all of our questions.

9 March 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Many Thanks for leaving a positive review for Jennie! we will ensure this gets fed back to her and the rest of the team.

Heidi
Regional Manager

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look