Forces Mutual Reviews 

335
•
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 160 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff for taking the necessary time to explain insurance policies thoroughly, ensuring that individuals find the exact coverage they need without feeling rushed during consultations. Reviewers consistently note that customer support representatives are always polite, attentive, and extremely professional. People also note the exceptional value for money, stating that setting up various protection plans is completely straightforward, transparent, and remarkably affordable. Though some customers were dissatisfied with the service, a few individuals experienced frustrating communication gaps, extended delays, or a complete lack of proper documentation after purchasing their policies.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting advisors who are exceptionally... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting agents who take the time... See more

Service

People report positive experiences with service, frequently highlighting professional, knowledgeable advisors... See more

User experience

Customers expressed absolute satisfaction with the overall user experience, describing the process as... See more

Price

Consumers experience great satisfaction with the affordable rates, noting that they were able to secure the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Lynne Dickaty was fantastic. My car renewal quote was given with outdated information held on account (my fault) she quickly updated the system which cut my final payment in half next month. The renew... See more

Company replied

Rated 5 out of 5 stars

Jennie Lewis from Forces Mutual was exceptional. She went above and beyond to help me find the right policy, explaining everything clearly and making sure it suited my needs. She even took calls outsi... See more

Company replied

Rated 5 out of 5 stars

Dianne (Cyprus office) is fantastically helpful. She’s helped us with so much this year: cover notes for two cars, insurance renewal, quotes and any driver cover. At all times her responses have been... See more

Company replied

Rated 5 out of 5 stars

I have been very impressed with the process of taking out this policy. On ringing the customer care line, to make initial enquiries, a young man named Luke, was extremely helpful. The following proc... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Committed to offering a competitive range of insurance, money and health products to meet the needs of the Army, RAF, Royal Navy and Royal Marines, we exist only to improves the lives of the military and their families.


Contact info

4.9

Excellent

TrustScore 5 out of 5

335 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(335)

150 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

explained everything well

explained everything in depth making sure i knew what i was/wasn’t signing up for.

17 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Lucas,

Many thanks for leaving us positive feedback. We really appreciate you taking the time to leave a review and are happy to hear everything was explained in depth ensuring you knew what you were signing up for.

Heidi
Regional Manager

Rated 5 out of 5 stars

5 star for Jennie

5 star for Jennie ,

She has just been very honest and brilliant with everything.

Will recommend her to anyone.

25 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Rubin,

We appreciate you taking the time to leave a positive review for Jennie- Thank you! Its fantastic to hear you would recommend her to anyone.
We will ensure we pass this feedback onto Jennie.

Heidi
Regional Manager

Rated 5 out of 5 stars

Jennie Lewis from Forces Mutual

Jennie Lewis from Forces Mutual was exceptional. She went above and beyond to help me find the right policy, explaining everything clearly and making sure it suited my needs. She even took calls outside normal working hours, showing real dedication. I’m extremely grateful for her support and highly recommend her!

15 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Dominic,
Thank you for leaving a positive review for Jennie. We are delighted to hear the process was clear, you understood everything and now have a policy that meets your needs.

We will ensure your feedback is shared with Jennie and the wider team,

Clare
Regional Manager

Rated 5 out of 5 stars

THE BEST INSURANCE COMPANY

Absolutely amazing company to be with. It feels like you are finally dealing with an insurance company that is run with humans and emotions! No hidden fees, no admin fees... just exactly how it should be!

24 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Stu,
Thank you for leaving such a positive review, its lovely to hear how pleased you are with the service you received from Forces Mutual. We will ensure your feedback is shared with the team,

Clare
Regional Manager

Rated 5 out of 5 stars

The service I have received from Dianne…

The service I have received from Dianne Robertson at Episkopi Garrison FM, is always on point. She keeps me up to date with my insurance policy and is always helpful and informative.

3 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Colin,

Many thanks for taking the time to leave a positive review for Dianne. We will ensure this gets fedback to Dianne and shared with the rest of the team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Was the best quote I could get and…

Was the best quote I could get and everyone was very helpful

13 November 2025
Forces Mutual logo

Reply from Forces Mutual

Hi Joe,

Thanks for leaving us a positive review. It's great to hear you found the best quote and that you found everyone very helpful.

Heidi
Regional Manager

Rated 5 out of 5 stars

Jennie was truly fantastic

Jennie was truly fantastic, not only incredibly professional but personable and patient with all the questions I had to answer. Highly recommend!

3 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Jack,

Many thanks for your positive feedback on your experience with Jennie.
It's fantastic to hear she provided you with a professional, patient and personable service. We will ensure your review is shared with Jennie and the team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Exceptional!

I ended up breaking down last Friday night. I contacted FM break down service and they were exceptional. From keeping me up to date with everything that had to be done to help me out, to the tracking systems for the rescue service, to the phone calls to make sure I was safe. I honestly could have asked for any more.
I have never had an issue with breaking down and didn’t know what to expect, FM made everything so simple and made me feel reassured and safe. I cannot thank the team enough. I have raved about the service I received and hopefully some more customers will be coming your way.

Exceptional- there’s nothing else I can say but thankyou

31 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Meg,
Thank for taking the time to leave a positive review. We are delighted to hear that in this situation, our service made you feel safe, reassured and it was simple.

We will make sure that your feedback is shared with the wider team.

Clare
Regional Manager

Rated 5 out of 5 stars

Amazing service.

The staff are lovely and are always happy to help! They have helped me with my insurance and I am very happy of the outcome. Super friendly and explained the whole process throughout . I can’t fault Forces Mutual.

23 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for leaving a positive review, we are delighted to hear that our team have been helpful and your happy with the outcome!

We will ensure your feedback it shared with the team,

Clare
Regional Manager

Rated 5 out of 5 stars

Dianne (Cyprus office) is fantastically helpful…

Dianne (Cyprus office) is fantastically helpful. She’s helped us with so much this year: cover notes for two cars, insurance renewal, quotes and any driver cover. At all times her responses have been prompt and clear. Thanks so much Dianne!

27 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave Dianne a review. It great to hear that her expertise with car insurance ensured your cars were covered.

We will ensure that your feedback is shared with Dianne and the wider team,

Clare
Regional Manager

Rated 5 out of 5 stars

Ideal

To have JQ come in and sort my situation out in one go was exactly what I needed.

Very personal very professional.

26 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi George,

Many thanks for leaving a positive review for JQ. We are delighted to hear how professional he was and that you've now got your situation sorted.

Thank you for taking the time to share your positive experience.

Heidi
Regional Manager

Rated 5 out of 5 stars

Dianne is just excellent.

I had my insurance reviews with Dianne, one last month for my car and one yesterday for my wife's car, she explained the impact of the changes I wished to make on one of the cars and was her usual lovely and chatty self. 👍👍

21 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Richard,

Thank you for sharing your positive experience with Dianne. We really appreciate the time you've taken to leave her a review and will ensure this gets fed back.

Heidi
Regional Manager

Rated 5 out of 5 stars

Highly recommend

Straight forward website. Competitive prices for serving personnel.
Would definitely recommend.

18 October 2025
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave a positive review. Its great to hear our website was easy to use and you were happy with your premium.

We will share your feedback with the wider team.

Clare
Regional Manager

Rated 5 out of 5 stars

Great help and knowledgeable.

Ross Buckingham was a great help with my life insurance. He gave me the time to make sure I was getting right cover, and helped with the fine detail. Even just before purchasing, we changed providers to get a better deal while still being informed about the risks. Thank you!

10 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Many thanks for leaving a positive review for Ross.

We are very happy to hear he provided you with a great service, and appreciate you taking the time to write a review for him.

Heidi
Regional Manager

Rated 5 out of 5 stars

Karoline was great

Karoline was great, organised a time to suit both of and travelled to get to me which was so lovely.
Had a good chat about everything and got the packages I needed.

15 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Alison,

Thank you for leaving a positive review for Karoline. Its great to hear you are happy with the service she provided and will ensure this gets fed back to her and the wider team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Great information and advice from…

Great information and advice from Sophie Travers. Was pleased with the deals and the coverage given

9 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Jake,

Many thanks for leaving positive feedback for Sophie. We're delighted to hear you are pleased with the results of your appointment and very much appreciate the review.

Heidi
Regional Manager

Rated 5 out of 5 stars

I had my insurance review with Paula…

I had my insurance review with Paula she was brilliant and really helpful, lovely to talk to. 👍👍

9 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for your positive feedback for Paula.

We very much appreciate you taking the time to write a review and we will ensure we share this feedback with Paula and the rest of the team.

Heidi
Regional Manager

Rated 4 out of 5 stars

Had a great brief in my work place by…

Had a great brief in my work place by Sophie Travers and followed up with a great one-one consultation walking away with a great life insurance plan.

7 October 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Andrew,

Many thanks for taking the time to write a review on your experience with Sophie.
We really appreciate your positive feedback.

Heidi
Regional Manager

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look