I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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Review summary
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Reviews shaping this summary
My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
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I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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I am very happy that I have found a…
I am very happy that I have found a reliable company to get a larger return for my money, without having to go through an intermediary source. My husband and I both have annuities and so far I have been very happy with any dealings I have had with Gainbridge!
11 February 2026
Reply from Gainbridge
Linda,
Thank you for being a valued Gainbridge® customer and for sharing your experience! Your satisfaction is what drives us to continuously improve and innovate our annuity products and services.
The Gainbridge℠ Team
Good option for higher yield and deferred income
For the most part it was an easy process. I had questions and spoke to a representative who was very helpful.The only thing that stopped me from giving 5 stars was that funding took a little too long.
26 January 2026
Reply from Gainbridge
Ben,
We apologize for the delays and difficulties with your transfer. Protecting your assets is crucial, but we aim to make these transactions efficient. We're glad to hear that our customer service agent was able to help answer any of your questions that you might have had.
The Gainbridge℠ Team
Reply from Gainbridge
Joel,
We appreciate you highlighting the simplicity of our process! Making annuity services more accessible is a core part of our mission, and we're pleased it showed in your experience.
The Gainbridge℠ Team
Try, Compare, make a conclusion !!!
People had told me about Gainbridge. I decided to give it a try. I bought an annuity from Gainbridge and another from Prudential (which some of my friends really liked). I will see how everything goes over the next 10 years as I compare everything about the 2 companies and I will let everyone know what I discover from owning both.
10 February 2026
Reply from Gainbridge
Linda,
We're grateful for customers like you who take the time to share their positive experiences. Your trust in Gainbridge℠ motivates us to maintain the highest standards in annuities and financial services. We look forward to checking back in with you in 10 years to hear how your experience went!
The Gainbridge℠ Team
It took 13 days for them to transfer…
It took 13 days for them to transfer money from my checking account to the product purchased
16 January 2026
Reply from Gainbridge
Joseph,
Thank you for your review. We're sorry to hear about your payment processing difficulties. This is a critical aspect of our service, and we apologize for any stress this has caused. Protecting your assets is crucial, but we strive to make these transactions efficient.
The Gainbridge℠ Team
Doing business online and over the phone
Doing business online and over the phone is putting a whole lot of trust in their hands. I am old school when it comes to that, I would rather walk into a building (brick and mortar) as they call it and do a banking transaction. However, I have several annuities with GB at this point and they have been outstanding from start to finish and made me feel comfortable and confident all will go well and it has in every aspect. Professional, kind and competent no matter what REP you happen to speak to by phone. They assist with patience and understanding and I am happy with the results.
2 February 2026
Reply from Gainbridge
Greg,
What a wonderful review to receive! We're passionate about helping our customers build secure financial futures with annuity products, and we're delighted to hear that this commitment shines through. We look forward to continue to serve your financial needs.
The Gainbridge℠ Team
Setup was a snap and rates unbeatable.
9 February 2026
Reply from Gainbridge
Mary,
Thank you for noting how easy it was to use our Gainbridge® platform! We understand that annuity services should be accessible, and we're glad we could provide you with a smooth experience.
The Gainbridge℠ Team
The transfer of my annuity from another…
The transfer of my annuity from another company went very well. The people at Gainbridge did a great job of keeping me up to date on the process.
2 February 2026
Reply from Gainbridge
Steven,
Thank you for being a valued Gainbridge℠ customer and for sharing your experience! Your satisfaction is what drives us to continuously improve and innovate our annuity products and services.
The Gainbridge℠ Team
So far so good everything went smooth…
So far so good everything went smooth fast and efficient. Now the outcome will lie on the end benefit in 5 years of course.
26 January 2026
Reply from Gainbridge
Richard,
We appreciate you highlighting the simplicity of our process! Making annuity services more accessible is a core part of our mission, and we're pleased it showed in your experience.
The Gainbridge℠ Team
Reply from Gainbridge
Tamara,
Your feedback about our user-friendly interface is greatly appreciated! We believe that managing your financial future through annuities should be straightforward, and we're glad we could deliver on that promise.
The Gainbridge℠ Team
I found Gainbridge on the internet when…
I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real people that spoke with great clarity. Overall online process was so simple and user friendly. So far, so good.
29 January 2026
Reply from Gainbridge
Ryan,
What a wonderful review to receive! We're passionate about helping our customers build secure financial futures with annuity products, and we're delighted to hear that this commitment shines through.
The Gainbridge℠ Team
COUSTOMER ORIENTED
I WAS SASIFIED BY THE SIMPLICATION OF THE APPLICATION PROCESS AND THE RATE AT THE TIME.
7 January 2026
Reply from Gainbridge
Thomas,
Thank you for recognizing our user-friendly approach! We believe that buying annuities and managing your financial future shouldn't be complicated, and we're glad you agree.
The Gainbridge℠ Team
All my interactions with Gainbridge…
All my interactions with Gainbridge have been smooth.
5 February 2026
Reply from Gainbridge
Basim,
Thank you for highlighting our team's dedication to service! We'll be sure to recognize the representatives who assisted you and continue maintaining these high standards.
The Gainbridge℠ Team
Great product but flawed online portal
Gainbridge offers great products, but as an on-line only company the process to purchase an annuity is unnecessarily complex and prone to error. It took months to update my address which cannot be done on-line and prevented me from purchasing another contract, It took many calls and emails to their outstanding support team to remedy the situation and complete the new contract.
14 January 2026
Reply from Gainbridge
Rainer,
We're sorry for any frustration caused by our account modification process. Protecting your account is crucial, but we aim to balance this with user convenience. That being said, we are so happy that you found value in our products and had an excellent experience with our customer service team.
Thank you for your review and we look forward to continuing to serve your financial needs!
The Gainbridge℠ Team
simple direct convenient
2 February 2026
Reply from Gainbridge
David,
Thank you for being a valued Gainbridge ℠ customer and for sharing your experience! Your satisfaction is what drives us to continuously improve and innovate our annuity products and services.
The Gainbridge℠ Team
I am new to this and it was made easy…
I am new to this and it was made easy to understand and complete my purchase.
3 February 2026
Reply from Gainbridge
We're pleased to hear that you found our Gainbridge℠ platform easy to navigate! Our goal is to make annuities accessible and user-friendly. Thank you for choosing Gainbridge℠ for your financial needs.
The Gainbridge℠ Team
Reply from Gainbridge
Thank you for your review! We are glad you had a relatively good experience with Gainbridge℠. We apologize for any delays or difficulties with your transfer request. Protecting your assets is crucial, but we aim to make these transactions efficient!
The Gainbridge℠ Team
No Mobile App
The interest rate is above average but it’s frustrating you don’t have a mobile app. Get in the 21st century, please!
26 January 2026
Reply from Gainbridge
Kay,
We hear you! A mobile app is something that we are working on diligently and are excited to have more information out to you and other Gainbridge℠ members. Keep an eye out for more information soon!
The Gainbridge℠ Team
Simple Site to Get and Monitor Annuities
My experience on the Gainbridge site was a good one. Everything went well. The site was easy to use and navigate. I was able to get an annuity without having to make a trip to see a broker.
18 January 2026
Reply from Gainbridge
Gary,
We're honored by your positive feedback! At Gainbridge®, every customer's financial journey matters to us, and we're thrilled to be part of yours. Thank you for choosing us as your financial partner.
The Gainbridge℠ Team
Gainbridge offers attractive Multi-Year Guaranteed Annuities in an easy to apply for way!
Gainbridge made it very easy to obtain my Fixed Annuity at a significantly higher rate of return than a CD.
1 February 2026
Reply from Gainbridge
Howard,
We appreciate you noticing our attractive rates! At Gainbridge®, we strive to provide competitive products while maintaining transparency and reliability in all our annuity offerings.
The Gainbridge℠ Team
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