Gatehouse Bank Reviews 

674
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 113 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful advisors for providing clear explanations, guiding them through every single step, and making the entire application process remarkably smooth and simple. People note that the staff members are professional, friendly, and highly responsive, ensuring all questions are answered promptly without any unnecessary pressure or confusion. Some reviewers were not happy with the lengthy procedures, noting that waiting weeks for offers or approvals made the experience feel quite slow. Others also mentioned that continuously gathering and submitting extensive documentation could sometimes feel rather exhausting and demanding.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that advisors are consistently helpful, professional,... See more

Service

Clients share positive opinions on service, frequently praising advisors for making the home-buying process... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting advisors who are supportive and... See more

Response time

People report positive experiences with response time, frequently praising advisors for being quick to reply... See more

User experience

Customers consistently note positive experiences with user experience, highlighting smooth, efficient, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was pleasure using Gatehouse bank. Our finance adviser Shaz Essa was very helpful, kind and knowledgeable. She guided us through each step, explained everything clearly. She replied to email querie... See more

Company replied

Rated 5 out of 5 stars

We are in the process of purchasing our first home with Gatehouse. We've had great support from Shaz Essa as our advisor at the initial stages. She was very professional, friendly, quick to respond an... See more

Company replied

Rated 5 out of 5 stars

We really appreciate the help provided by Shaz Essa from Gatehouse bank. Her advice was clear, giving us step by step guidance which was simple to understand and personalised to our lifestyle. She als... See more

Company replied

Rated 5 out of 5 stars

We have had a very lovely and seemless experience with gatehouse bank, thanks to our mortgage advisor Suzette being very helpful, caring and responsive. Her responses were very quick, and s... See more

Company replied


Company details

  1. Bank

Written by the company

Gatehouse Bank plc is a Shariah-compliant challenger bank based in London and is part of the Gatehouse Financial Group of companies.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

674 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 60% of negative reviews

Typically replies within 24 hours

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4.5

All reviews

(674)

110 reviews in the last 12 months

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Rated 5 out of 5 stars

I’ve had a great experience working…

I’ve had a great experience working with Shaz Essa throughout my home purchase process. They were consistently clear, responsive, and patient in explaining the steps involved, especially as I was using a Sharia-compliant mortgage. Everything was handled smoothly and professionally. I wouldn’t hesitate to recommend her to anyone looking for trustworthy and knowledgeable financial advice.

16 July 2025
Unprompted review
Gatehouse Bank logo

Reply from Gatehouse Bank

Hello Muhammed, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

This is the 2nd time we are dealing…

This is the 2nd time we are dealing with Gatehouse bank. Big thanks to Fiaz, he made the process very easy for us, very professional guy.

10 July 2025
Unprompted review
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Reply from Gatehouse Bank

Hello, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

I was bit nervous as a first time…

I was bit nervous as a first time buyer, however, I am enjoying the process bit by bit. Thanks to Shaz Essa, who is supporting me step by step. I quite frankly thought the process would be utterly complicated and need professional help, however, so far my journey is well guided and supported by her excellent advice. Thanks gatehouse for making the process user friendly. Only one recommendation, please make the conveyance panel a bit wider, as experienced not all conveyance company is in your panel, but I think it’s a supply and demand issue. Hopefully you as a bank will do everything possible to reach out broader consumer. Many people are skeptic about Islamic finance, but I can tell them, you are less complicated and no nonsense.

9 July 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Jhuma, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

Gatehouse Bank has exceeded my…


Gatehouse Bank has exceeded my expectations in terms of the customer service provided and professionalism of their representatives . In particular , our adviser Suzette Brivett . Suzette has been responsive to our queries , very clear and efficient in her responses . Suzette has demonstrated a high level of attention to detail and has a very personable and friendly approach . I recommened those looking for a Shariah Compliant Mortgage to enquire with GHB and special thanks to Suzette for her support with our application !

22 June 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Jilal, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 5 out of 5 stars

Thank you Beth from completion's for…

Thank you Beth from completion's for your amazing service and pushing towards getting this completed.

Kind Regards,
Qasim Dad

16 June 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Qasim, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 5 out of 5 stars

Good experience so far

This is the first time to use GH bank and Shaz has been fantastic with us, explained everything and helping through out the process.

16 June 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Ahmed, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 5 out of 5 stars

Great experience with Shaz Essa

I am using Gatehouse Bank for the purchase of my first home and am incredibly pleased with the process thus far. Undoubtedly, this is due to the excellent service provided by Shaz. I did feel like this would be a daunting experience, but her efficiency and clarity have made this an enjoyably smooth experience to date and I look forward to the next steps!

12 June 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Aalia, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 5 out of 5 stars

I initially did not have that much of a…

I initially did not have that much of a good experience with my first adviser which I don't want to mention her name as a lot of people have said enough about the bad experience they had with her as well, I felt belittled and disrespected after my interaction with her.
I requested to change my adviser and Susan has been superb, she listens and explain things in detail and encourages questions to make sure I understand what am getting myself into.
I feel much better after speaking to her and am happy about this crucial decision am making to commit myself to buying a place I will call home.
Thanks Susan, wish you a happy holiday

10 June 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Yaakubu, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 5 out of 5 stars

Thank you Suzette for all your help

Thank you Suzette for all your help as our direct advisor. The application process was quick and we got our offer letter within a few days of application being accepted. Suzette helped us from beginning to the end of the process! We will definitely recommend Gatehouse and their direct advisor team.

2 April 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Inaaya, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 5 out of 5 stars

Shaz has been an exceptional adviser

Shaz has been an exceptional adviser, who has been able to assist me with all my concerns. The whole experience was made really easy by her, she was able to provide me all the relevant information concisely.

Would highly recommend going through Shaz, if you get the chance to use Gatehouse Bank

22 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Rahel, thank you for your kind feedback. We're glad to hear you've had a good experience. Thank you, Gatehouse Bank

Rated 4 out of 5 stars

Second mortgage application-advisor Rana Faza

This is our second time applying for a mortgage with GH bank (mortgage offer received first time on a different property which was a long process mainly from administrative perspective). We are now in the second week following application awaiting an offer. Both times our advisor has been Rana Faza who has been supportive and helpful in liasing with her colleagues to facilitate next steps. Agreed with other reviews, process is long and detailed but is a means to a worthwhile (interest free) end inshaAllah. Thanks Rana.

27 May 2025
Unprompted review
Rated 5 out of 5 stars

Advisor - Shaz Essa

Great experience through the whole process with all my queries responded to quickly and with great detail. Shaz was my advisor and she provided useful information and recommendations to my application. Would highly recommend to anybody looking for Shariah compliant home finance options.

Ali

13 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

I am really impressed with Gatehouse…

I am really impressed with Gatehouse Bank . The process was really smooth and was explained really well by our Home finance adviser Susan Brown .She is really helpful and guided us all the way .I will definitely recommend Gatehouse bank

8 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

Mortgage application

Great experience making a mortgage application with Suzette Brivet. She squeezed us in last minute so we could make the application as soon as possible. This is our second mortgage with gatehouse and third mortgage application.

9 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Hannah, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

Alternative Finance from Gatehouse 05 May 2025

Review as at 05 May 2025: To a customer, a bank is as good as the employees that deals with the customer. I have been fortunate enough to be dealing with bank colleague Shazia Essa as my primary contact. She understood the urgency of my application and while the bank process, annual leaves and holidays, can’t be avoided, in high and sight, my application took 3 working days to be processed. That means, apply, send to underwriter, receive queries from underwriter, answer them satisfactorily with follow-ups and instruct valuation. These all were done from Wednesday morning of previous week and Monday morning next week.

I was fortunate to get a valuation date quickly, but from the date the valuation took place, it took another 2 days to issue the offer. So, 5 working days from application to Mortgage Offer. Once the offer is signed, then the solicitors are instructed.

I did not have the most straight forward circumstances so I was totally wowed by the speed. Specially, when I didn’t get such a turn-around even when employing a Mortgage Broker in the past for conventional mortgage. Tell you what, you really don’t need a Mortgage Adviser if Shazia is fortunately assigned to deal with your application. Save yourself a grand or 2 avoiding a Mortgage Broker for Gatehouse.

My main contention to go with Gatehouse Bank was the speed of the process as per reviews. I was almost in 2 minds and considered Stride-up for the speed as their speed was really good when I contacted them. However, the cost difference didn’t justify the change in mind so I stuck to Gatehouse and it was a good decision. The Bank must have significantly updated their systems, put more resources and equipped competent colleagues like Shazia to do their job efficiently as my application was a quick responded one.

Yes, the bank does ask for a lot of information and it has frustrated me. This is not to be confused with that these questions are coming from the Bank colleagues (in my case Shazia). Shazia explained me well that she is asking all these indepth questions because a) the application form requires and b) the underwriter otherwise will raise queries on these matters and this will delay the process.

While it may feel waste of time, I really found the pre-application process of submitting documents for vetting, very useful. This bit takes place after Decision in Principle but before paying for application. There was no charge for this pre-assessment that but the sheer amount of work Shaz and her colleagues did at this stage before the application without me having to pay yet, was truly helpful. It is almost as if they were setting me up for success. Nevertheless, I did voice my frustration to the colleagues during the process about the amount of info requested and it was being requested in drip by drip.

I truly understand why customers like me choose Gatehouse or Stride-up. I am impressed with the motivation of such customers who left competitive mortgage interest rates of high-street due to riba and opted for Gatehouse and Stride-up for alternative finance. One must have such courage to spend almost 20 – 30% more for buying a property with alternative finance. There is an application fee, valuation fee, product fee, Early Redemption Charge plus a fee of £400 at the point of redemption. This is coupled with high solicitor’s fee as you have to instruct a solicitor that has Gatehouse in their panel. Alternative finance whether with Gatehouse or Stride-up is no where near competitive.

Gatehouse is an option in market and it is a choice you are unlikely to regret. Certainly, I know I didn’t regret. If avoiding interest based mortgage is essential, certainly give Gatehouse a try. I certainly found very speedy response for my application.

30 April 2025
Unprompted review
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Reply from Gatehouse Bank

Hello, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

We applied our BTL mortgage from…

We applied our BTL mortgage from Gatehouse and Suzette Brivett did an amazing job through out the process. Recommended Gatehouse to all from the 5 star experience we had. Thanks Suzette for all of your support.

1 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Mohammed, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

Shaz the Advisor was extremely supportive all through…

Shaz the Advisor was extremely supportive and demonstrated commitment to ensure our goal was achieved despite some challenging delays. She went the extra mile to get us there finally. Thank you Shaz. Thank you GH. Just because of Shaz, I’ll do GH again and recommend GH copiously!

1 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

Recommendation

I am writing to wholeheartedly recommend Suzette Brivett of Gatehouse Bank for her exceptional support and guidance during my recent UK mortgage application, as a non-UK resident.

From our very first conversation, Suzette demonstrated in-depth knowledge of the mortgage process and the UK property market. She took the time to understand my individual financial circumstances and offered tailored advice that was both clear and actionable. Her professionalism, attention to detail, and calm, reassuring manner made the entire experience far less stressful than I had anticipated.

Suzette was consistently responsive and proactive, ensuring that all documentation was accurate and submitted promptly, and that I was kept informed at every step. Her efforts were instrumental in helping me secure a mortgage product that was both competitive and aligned with my goals.

I am extremely grateful for Suzette’s assistance and would not hesitate to work with her again in the future. I highly recommend her services to anyone seeking reliable and insightful mortgage or financial advice through Gatehouse Bank.

1 May 2025
Unprompted review
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Reply from Gatehouse Bank

Hello Adem, thank you for your kind feedback. We’re glad to hear you’ve had a good experience. Thank you, Gatehouse Bank plc

Rated 5 out of 5 stars

We are extremely satisfied with the…

We are extremely satisfied with the service provided by Shaz Essa, our direct adviser at Gatehouse Bank. Shaz is incredibly reactive, always available, and fully committed to ensuring everything moves forward quickly as we work on securing the financing for our new home. Her professionalism, efficiency, and dedication are making the process much smoother and less stressful. We feel very lucky to be advised by her and would highly recommend her services to anyone looking for excellent support during the home-buying journey.

25 April 2025
Unprompted review
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Reply from Gatehouse Bank

Hello
Thank you for your kind feedback. We’re glad to hear you’ve had a good experience.
Thank you, Gatehouse Bank plc

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