GoCardless Reviews 2,423

TrustScore 2.5 out of 5

2.4

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Review summary

Created with AI, based on recent reviews

Evaluating 200 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered issues with payments, including delays in receiving funds, unexpected account deactivations, and difficulties with the payment process itself. Some people were satisfied with the service, describing it as easy to use for tracking regular payments and appreciating the clear reports. A few other people also felt that the customer support team was responsive and helpful in resolving issues.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. Many customers report significant issues, including... See more

Service

Customers had ambiguous experiences with service. Many reviewers expressed extreme frustration and... See more

Customer service

Customers consistently note negative experiences with customer service. Many reviewers report unhelpful and... See more

Response time

People report negative experiences with response times, often describing them as painfully slow and... See more

User experience

Consumers find the user experience to be ambiguous. While many praise the ease of use, simple setup, and... See more

Reviews shaping this summary

Rated 3 out of 5 stars

it would be good if we could change the direct debit dates on custom 4 weekly template manually when we want. Each year I have to cancel all the payments and add all the clients back on the templat... See more

Company replied

Rated 1 out of 5 stars

GoCardless wasted weeks of my time. They demanded excessive documents, cited UK and Canadian laws instead of U.S. rules, then forced me to get an attorney letter just to approve my account. Two we... See more

Company replied

Rated 1 out of 5 stars

GoCardless made things WORSE after my complaint - second complaint now filed After my first complaint, GoCardless: • Took £380 from my client AGAIN via a cancelled mandate - admitted this was... See more

Rated 1 out of 5 stars

Really good company that grew big and arrogant. They think it is clever to hold on to YOUR money for as long as possible and indeed start threatening to retain YOUR money if you don't do their bidding... See more

Company replied


Company details

  1. #59 of 59 best companies in Payment service
  2. #46 of 46 best companies in Money transfer service
  3. #164 of 165 best companies in Non-bank financial service

About GoCardless

Written by the company

🇬🇧🇺🇸🇨🇦🇦🇺🇳🇿

GoCardless makes it easy for businesses to collect payments. Whether these payments are one-off, recurring, domestic or international; GoCardless makes it easy to collect these in advance or instantly. 

🇫🇷
GoCardless est un leader mondial des solutions de paiement bancaire facilitant la collecte des paiements ponctuels et récurrents directement depuis le compte en banque des clients, via le prélèvement bancaire et l’open banking.

🇩🇪

GoCardless macht es für Unternehmen einfach, Zahlungen einzuziehen. Egal, ob es sich um einmalige oder wiederkehrende, inländische oder internationale Zahlungen handelt; GoCardless macht es einfach, diese im Voraus oder sofort einzuziehen.

🇪🇸

GoCardless facilita a las empresas el cobro de los pagos. Tanto si se trata de pagos únicos como recurrentes, nacionales o internacionales, GoCardless facilita el cobro por adelantado o al instante.

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GoCardless | Merchants | Payers | Support


Contact info

2.4

Poor

TrustScore 2.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 97% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

The service works well most of the time…

The service works well most of the time apart from the occasional IT glitch, but you need to get an App control panel, rather than a website login

7 November 2025
GoCardless logo

Reply from GoCardless

Dear Andrew,

Thank you for your review. We're pleased to hear that the service is working well for you.

We appreciate the feedback regarding an app, which we've passed on internally.

Thank you,
GoCardless Online Review Team

Rated 1 out of 5 stars

New users - beware - complex - support awful

We are a small society of 200 members - moving to a DD system - initial positive reaction to adding a few members as a trial - but when we tried to add a bulk list its a different process, sequencing as to members changes - making the advice already sent out redundant - I spoke with support on 3 occasions, and in the end had to give up and revert to adding members a few at a time, which is hugely time consuming.

The system isn't logically thought through. Had I known we wouldn't go here.

Message - Gocardless isn't easy, and it will take more time than you realise

EDIT: additional info - in our collection account items stared to appear on our statement all as GC-C1, which is hopeless if needed to apply to our sub accounts. I searched their help items - it showed 125 articles!! hopeless.

I have now sent 3 support tickets with no replies yet.

I would suggest that when they sign up new users with no previous experience, that they should consider appointing one individual who helps through the teething issues.

6 November 2025
Unprompted review
GoCardless logo

Reply from GoCardless

Dear Giles0se,

Thank you for your review. We're sorry to hear that the bulk change process has been difficult for you.

As we're unable to locate a profile linked to your alias, we've requested more information through Trustpilot to locate your details and look into your concerns.

Thank you,
GoCardless Online Review Team

Rated 1 out of 5 stars

Unreliable

We almost finished our implementation for AIS and wanted to go live with our app, only to find out that they cancelled AIS as a standalone service, limiting us to only 50 connections. So we will have to find another provider and start from scratch. A lot of work down the drain. They make the rules as they go and change them without notice. Too bad because it looked promising

1 November 2025
Unprompted review
GoCardless logo

Reply from GoCardless

Dear Niels,

Thank you for your review, we're sorry to hear you're unhappy with the service you've received from GoCardless.

We're sorry to hear we were not able to help you in the desired way on this occasion and we apologise for any inconvenience caused.

We note that we emailed you regarding this matter yesterday thus if you have any further questions or would like any further information, please respond to said email.

Thank you,
GoCardless Online Review Team

Rated 1 out of 5 stars

Useless

Useless. When the payment appears on your bank statement, there is no way of telling what it was for! The biggest issue with it is that it exposes the customer to incorrect payments, fraud and various other risks, including simply having lots of old direct debits which you're unaware of. Really horrible experience for the consumer. I would hope businesses see the poor reviews which Go Cardless get and stop using them

3 November 2025
Unprompted review
GoCardless logo

Reply from GoCardless

Dear AdamB,

Thank you for taking the time to leave a review.

At GoCardless , we collect payments on behalf of thousands of businesses. As such, often, GoCardless' name will appear on your bank statement when we process a payment on behalf of a business.

You were informed of this when you initially set up the payment, but we understand that it is difficult to keep track of different payments and do feel we understand your concern.

You can use our payment lookup tool https://gocardless.com/payment-lookup/ to find out which company we collected the payment on behalf of.

However, if you have any questions or need additional assistance, please contact help@gocardless.com and a member of staff will gladly assist you accordingly.

Thanks,
GoCardless Online Review Team

Rated 1 out of 5 stars

Terrible customer service

Terrible customer service. they make everything incredibly complicated and just send you to articles, rather than answering simple questions. Switching to Revolut as soon as I can handle the admin!

27 October 2025
Unprompted review
GoCardless logo

Reply from GoCardless

Dear Mark,

We're sorry to hear that you haven't been provided with the level of service that we strive for.

Through Trustpilot, we've requested more information from you so that we can locate your interaction with our team.

Thank you,
GoCardless Online Review Team

Rated 5 out of 5 stars

This made getting paid a lot easier for…

This made getting paid a lot easier for us and the clients, well recommend. Be a customer since 2017

20 October 2025
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Reply from GoCardless

Dear Jason,

Thank you for your positive review! We're happy to hear you're enjoying using GoCardless and that you've been with us since 2017!

Please feel free to reach out to us should you need anything in the future.

Thanks
GoCardless Online Review Team

Rated 5 out of 5 stars

Great company

Great company. Highly recommens

19 October 2025
GoCardless logo

Reply from GoCardless

Dear Chris,

Thank you for your positive review! We're happy to hear you're enjoying using GoCardless.

Please feel free to reach out to us should you need anything in the future.

Thanks
GoCardless Online Review Team

Rated 4 out of 5 stars

Cheaper than Stripe but not integrated...

Cheaper than Stripe but not integrated into the billing platform I use.

19 October 2025
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Reply from GoCardless

Dear Tim,

Thank you for your positive review!

We're happy to hear you're enjoying using GoCardless and we're sorry to hear we're not integrated into the billing platform you use. While true we do work with a large number of partners. More information on this can be found here:

https://gocardless.com/partners/billingplatform/

Please feel free to reach out to us should you need anything in the future.

Thanks
GoCardless Online Review Team

Rated 5 out of 5 stars

I love go cardless hassle free great to…

I love go cardless hassle free great to use 😊 easy to mange payments and Customers

18 October 2025
GoCardless logo

Reply from GoCardless

Dear Debbie,

Thank you for your positive review! We're happy to hear you've found our platform so easy to use.

Please feel free to reach out to us should you need anything in the future.

Thanks
GoCardless Online Review Team

Rated 5 out of 5 stars

excellent company

excellent company

16 October 2025
GoCardless logo

Reply from GoCardless

Dear Lee,

Thank you for your positive review! We're happy to hear you're enjoying using GoCardless.

Please feel free to reach out to us should you need anything in the future.

Thanks
GoCardless Online Review Team

Rated 5 out of 5 stars

Great payment provider with easy to…

Great payment provider with easy to user interface and good customer service. Been using GC for ages and happy with their service. I would recommend.

1 January 2025
GoCardless logo

Reply from GoCardless

It's a pleasure to hear your positive comments!

Thank you,
GoCardless Online Review Team

Rated 5 out of 5 stars

We have been using GoCardless service…

We have been using GoCardless service for many years now and have this service extremely easy to use for both us and our clients. Do not know where we would be without it now.

15 October 2025
GoCardless logo

Reply from GoCardless

We appreciate the kind words. It's great to hear that GoCardless is easy for you and your clients.

Thank you,
GoCardless Online Review Team

Rated 5 out of 5 stars

GoCardless Is A Game Changer

GoCardless has enabled our business to receive regular payments from our clients, which we can easily adapt depending on their individual requirements.

This makes it so helpful for our clients who do not have to stop or start standing orders or have to remember to make weekly payments as we can do this for them.

I would definitely recommend this as an extremely helpful tool to have greater control over the finances of a small business.

The time, energy and stress it has saved has been a game changer for our business.

I would highly recommend GoCardless to all businesses.

15 October 2025
GoCardless logo

Reply from GoCardless

Dear Heidi,

Thank you for your positive review!

We're happy to hear you're enjoying using GoCardless and that you'd recommend us.

Please feel free to reach out to us should you need anything in the future!

Thank you,
GoCardless Online Review Team

Rated 5 out of 5 stars

Easy to use to help with cashflow

Super easy to use once integrated with our sage software. Makes life a lot easier and certainly helps with cashflow

14 October 2025
GoCardless logo

Reply from GoCardless

Dear Sam,

Thanks for the review, it's great to hear that GoCardless easily integrates alongside Sage.

Thank you,
GoCardless Online Review Team

Rated 1 out of 5 stars

2 wseeks before paymment hits your account

Apply for payment 30.09.25 charged 3.10.25 paid out to me 13.10.25 Not great

13 October 2025
GoCardless logo

Reply from GoCardless

Dear Barry,

Thank you for your review. We're sorry to hear that you've been paid out later than expected.

We've passed on your details to one of our agents who will reach out and look into your concerns.

Thank you,
GoCardless Online Review Team

Rated 1 out of 5 stars

It's not safe to pay a business with them

It's not safe to pay a business with this service. Better to use a credit card.

Former clients of mine paid my former employer using direct debit, but he defrauded them. Never shipped the orders for the products they were paying for.

They reached out to me, I told them to contact Go Crdless for a refund, since it was fraud.

They did NOTHING, didn't even say they would investigate, just said "take the business to court".

9 October 2025
Unprompted review
GoCardless logo

Reply from GoCardless

Dear Bald Bearded,

We are sorry to hear about your negative experience. We would like to investigate your concerns, but we are unable to locate a profile using your alias.
Through Trustpilot, we have requested further information from you and would be grateful if you could provide it so we can assist you effectively.

Thank you,
GoCardless Online Review Team

Rated 5 out of 5 stars

A user of 6+ year, I highly recommend!!

I've been using GoCardless for over 6 years now, and when I started my business, I did lots of research into the best Direct Debit provider for my clients and they came out on top. I've been using them ever since and continue to recommend them to other business owners. The fees are reasonable, the responses from the team are super quick, and the transfer window is great too. The setup for my clients to sign up is super easy and it makes my life so much easier have such an efficient system in place.

10 October 2025
GoCardless logo

Reply from GoCardless

Dear Natasha,

Thank you for your positive review. It's great to hear that for over 6 years, GoCardless has been supporting you in collecting payments.

If you need any support, you know where we are.

Thank you,
GoCardless Online Review Team

Rated 5 out of 5 stars

Game changer

We’ve been using GoCardless for over 10 years now, and it’s completely transformed the way we manage payments. Before switching, we used to collect cash — banking was a headache, there were constant security risks, and I spent every summer chasing outstanding fees.

Since moving to GoCardless, customer debts are virtually non-existent. Payments come in automatically and on time, which has massively improved our cash flow. The system is reliable, simple to use, and the fees are so low they’re barely noticeable.

For us, it’s been one of the best operational decisions we’ve ever made. I now insist that all customers use GoCardless — it keeps everything organised, secure, and stress-free.

Highly recommended!

10 October 2025
GoCardless logo

Reply from GoCardless

Dear My School Tutor,

It's a pleasure to have been your payment processor for over 10 years. We really value your tenure and look forward to the future with you.

Thank you,
GoCardless Online Review Team

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