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Griffin Funding Reviews 

75
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 66 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for providing exceptionally clear guidance and professional support, making the entire loan application process remarkably smooth and completely stress-free. Consumers also deeply appreciate the exceptionally quick turnaround times, accessible representatives, and highly responsive communication from the team from the beginning until final closing. However, some people mentioned experiencing occasional communication delays, extended wait times for replies, and a noticeable lack of consistent follow-up regarding their inquiries or ongoing loan status. A few reviewers were not happy with delayed responses, unreturned phone calls, and unmet expectations from their designated loan officers after completing the initial steps.

What people talk about most

Service

Customers had positive experiences with service, often highlighting prompt communication and quick, seamless... See more

Staff

Reviewers highlight positive aspects of staff, praising representatives for being patient, professional, and... See more

Customer service

Users describe positive interactions with customer service, noting that reviewers appreciated the detailed... See more

Response time

Consumers find response time to be a source of great satisfaction, expressing appreciation for quick answers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My funding needs sit outside conventional loans, so I found Griffin on social media. The team was excellent, especially Liz. She coordinated every moving part and kept things on track through closing.... See more

Company replied

Rated 5 out of 5 stars

Greetings, I have just recently dealt with several companies to obtain a HELOC loan. Some of the loan officers about 5 of them had taken it upon themselves to refinance my loan at 2.25% to give me a c... See more

Company replied

Rated 5 out of 5 stars

I just completed a DSCR financing with the Griffin Funding. The team I worked with, Matthew McCarthy and Summer Castillo did an excellent job from the beginning to the closing. I had done quite a few... See more

Company replied

Rated 5 out of 5 stars

Both Matt M. (Loan Officer) and Summer C. (Mortgage Loan Partner) made this an unusually smooth and stress free experience. They told me the process would take 25-30 days from application to closing... See more

Company replied


Company details

  1. Mortgage Lender
  2. also in
  3. Finance broker
  4. Financial advisor
  5. Loan agency
  6. Mortgage broker
  7. Non-bank financial service

About Griffin Funding

Written by the company

Griffin Funding
$3.6B+
Funded
8,000+
Clients
10 min
Application
Loan programs

Griffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.

We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.

Loan programs we offer

  • Bank statement loans — qualify using 12 or 24 months of business or personal bank statements instead of tax returns. Built for self-employed borrowers, contractors, and business owners who write off heavily.
  • DSCR loans — qualify an investment property on its own rental cash flow (debt service coverage ratio) rather than your personal income. No W-2s, no tax returns.
  • VA loans — purchase and refinance options for veterans, active-duty service members, and eligible surviving spouses, including zero-down purchase loans.
  • Home equity loans and HELOCs — including fixed-rate HELOCs and reverse second mortgages, for pulling cash out without touching your first mortgage rate.
  • Conventional, FHA, USDA, and jumbo loans — the full traditional suite alongside our non-QM programs.

What sets Griffin Funding apart?

  • In-house underwriting and common-sense review, so self-employed income is not a dead end.
  • A platform of institutional non-QM loan buyers, which is why we can place files other lenders decline.

Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com

The Griffin Guarantee

Most lenders stop thinking about your loan the day it closes. We don't.

We treat your mortgage as something we manage, not something we sold you. After closing we keep watching the market against your rate and terms, and when refinancing would genuinely save you money we call you. You do not have to track rates yourself or wait for a mailer, and if the numbers do not work we tell you that too. That relationship is the point. It is why most of our business comes from clients and referrals rather than lead lists.

Contact info

Griffin Funding

Griffin Funding: self-employed, investor, VA loans. Apply in 10 min.


4.5

Excellent

TrustScore 4.5 out of 5

75 reviews

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Replied to 77% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(75)

74 reviews in the last 12 months

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Rated 2 out of 5 stars

Update

Update , Nick my griffin loan officer , called back . He was delayed getting the answer to my question . All good , he’s gonna walk me through the auto pay set up , great recovery Nick . Appreciate your help !

8 October 2026
Unprompted review
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Reply from Griffin Funding

Joe, we're glad Nick was able to get back to you and help get things back on track! We appreciate you giving him the chance to follow up and walk you through the autopay setup. Thanks for the update!

Rated 5 out of 5 stars

My DSCR loan application went smooth…

My DSCR loan application went smooth and the loan agents were very professional.

6 October 2026
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Reply from Griffin Funding

We’re glad to hear the process went smoothly and that you had a good experience with the team, John! Thanks for taking a moment to share this with us.

Rated 5 out of 5 stars

Great Experience

Had a great experience. All questions answered promptly, communication was very good throughout the entire process. It was our first loan of this type and there was good knowledge and guidance.

5 October 2026
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Reply from Griffin Funding

We’re glad our team was able to answer your questions and guide you through your first loan of this type. Having that support along the way can make a big difference. Thanks for sharing your experience, Shawn!

Rated 5 out of 5 stars

Fast on Closing on the Refinancing

Fast on Closing on the Refinancing
Thank You Everyone!

29 September 2026
Unprompted review
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Reply from Griffin Funding

We’re glad we could make the refinance process quick and get everything across the finish line smoothly. Thank you, Tony!

Rated 5 out of 5 stars

Great customer service

Griffin funding has several different options when it comes to what a person may need and I highly recommend them!

2 October 2026
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Reply from Griffin Funding

We’re glad you found Griffin and that our different loan options were able to give you the flexibility you needed. We really appreciate the recommendation!

Rated 5 out of 5 stars

Very easy and straightforward process

Very easy and straightforward process. Love the turnaround time as well.

18 September 2026
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Reply from Griffin Funding

We’re happy to hear everything was so easy and straightforward! We know how much a smooth process and quick turnaround can mean, so it’s great to hear both stood out to you. Thanks for choosing Griffin Funding!

Rated 5 out of 5 stars

Great Company

Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department.
Thank you guys so much!

2 October 2026
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Reply from Griffin Funding

Kimberley, thank you! Kent and Mallorie will be so happy to see this. It sounds like they really went above and beyond to make sure you felt supported throughout the process. We appreciate you giving us the opportunity to earn your business!

Rated 5 out of 5 stars

Smooth and professional DSCR home equity loan process…

I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and long-term rental units, which got me turned down by several other lenders. Griffin was one of the few that could actually work with it.

Mallorie was on top of everything from day one. She was responsive, organized, and clear about exactly what she needed from me, and she kept me updated at every step so I never had to wonder where things stood. Justin made the loan side easy and adjusted the loan amount quickly once the appraisal came in. They worked together to get me to closing on time.

If you're a real estate investor looking at a DSCR product, especially with short-term rental income, I'd recommend Griffin and this team. Thank you both!

25 September 2026
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Reply from Griffin Funding

This is such a great review for Mallorie and Justin! We’re glad they were able to work through the unique details of your investment property and keep everything moving toward closing. It’s great to hear you always knew where things stood. Thank you for trusting Griffin with your HELOAN!

Rated 5 out of 5 stars

Thank you to Joe and team you all were…

Thank you to Joe and team you all were so great to work with.Looking forward to working again with you.

30 September 2026
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Reply from Griffin Funding

We’re so glad you had a great experience working with Joe and the team, Tammy! We’ll be sure to share this with them. We’d love to work with you again!

Rated 5 out of 5 stars

Great experience

Wow ! I had stopped using banks for investmrnts many years ago. I hated all the paperwork and all the back and forth . But I will tell you, this was a whole different experience. I'm so glad I gave them a chance because everything went flawless and quickly. And in the end (22 days) they gave me lower rate than was promised. Thankyou PJ and Nina . I will exclusively, use you from now on for all my business Investment loans.

28 September 2026
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Reply from Griffin Funding

Lisa, we’re so glad you gave us a chance! It’s great to hear the process was so different from your past experiences with banks and that PJ and Nina were able to make everything feel straightforward. We’re especially glad they were able to get you an even better rate than expected. We’ll definitely share this with them!

Rated 5 out of 5 stars

Gabe and Liz get 5 stars

I had the pleasure of working with Griffin to close out one of my rental properties in West Palm. Gabe and Liz were the duo that really pushed hard for my loan to get across the finish line.
I had my share of challenges that didn't make it easy for either of them, but they always communicated with me every step and never tried to hide something I wouldn't like to hear.
They were very honest and trustworthy and for that I'm going to bring new loans their way. It's nice when you have a team fighting for you. I really appreciate them both.

29 September 2026
Unprompted review
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Reply from Griffin Funding

Jason, we really appreciate this! It sounds like Gabe and Liz stuck with you through some challenging moments and kept things honest and transparent the entire way. Having a team that will fight to get things across the finish line makes a big difference. We’ll make sure they see this!

Rated 5 out of 5 stars

It was a smooth process

It was a smooth, easy experience working with Liz, Singer, and Meagan Scheiwe to help get my DSCR loan on my rental property to continue expanding my business.
Thanks again

24 September 2026
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Reply from Griffin Funding

We’re glad Liz, Singer, and Meagan were able to make the process easy and help you keep growing your investment business. Thanks for sharing this, Henry!

Rated 5 out of 5 stars

Outstanding!

Outstanding Business!
I have been working with Guy and his team for a few years now & every step has been a lovely experience.
Team work makes the dream work & I see my dreams coming true!
Thanks for all the team work 💪🏾💯🎉

29 September 2026
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Reply from Griffin Funding

We love hearing this, Andrew! It’s always great to hear from someone who has worked with us over the years. We’re glad Guy and the team have continued to be there for you as you work toward those bigger goals. Here’s to many more!

Rated 5 out of 5 stars

Painless and Professional all the way!

Both Matt M. (Loan Officer) and Summer C. (Mortgage Loan Partner) made this an unusually smooth and stress free experience. They told me the process would take 25-30 days from application to closing and they nailed it.

25 September 2026
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Reply from Griffin Funding

We’re so glad Matt and Summer made the process so smooth and stress-free for you, Damon! It’s great to hear everything went according to plan from application through closing. Thanks for taking the time to share your experience!

Rated 5 out of 5 stars

It has been a pleasure doing business…

It has been a pleasure doing business with Griffin Funding. The company is extremely professional, the employees very knowledgeable, respectful. I dealt with Justin Ferrara, my loan officer who has been extremely helpful working with me up to the approval. He has been very honest, diligent, knowledgeable and professional.

Next person I want to admire is Mallorie Faust. Extremely helpful and diligent. I could not have gone through the process without her help and direction and she is extremely efficient at what she does.

I recommend Griffin Funding to anyone who wants a transparent business financing their residence, businesses or any other loan requirements. In the end I give credit to Mr. Lyons for having such a group of wonderful people in his company.

26 September 2026
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Reply from Griffin Funding

Sabir, thank you for such a thoughtful review! It’s wonderful to hear how much Justin and Mallorie did to help you through the process. We’ll definitely be sharing your kind words with both of them!

Rated 5 out of 5 stars

My loan processor’s Noah & Sabrina has…

My loan processor’s Noah & Sabrina has been very communicative & dedicated throughout the process.

21 September 2026
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Reply from Griffin Funding

We’re glad Noah and Sabrina kept you informed and stayed dedicated throughout the process. Having good communication makes such a difference when you’re working through a loan. Thanks for taking the time to share this!

Rated 5 out of 5 stars

Our company's funding experience with Griffin Funding is always a successful experience above the rest!

What made our funding experience with Griffin was the whole entire crew that operated with experience, compassion and knowledge that lead to accurate and consistency, no surprises. The Griffin team followed through within an expedited timeline, like no other.

24 September 2026
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Reply from Griffin Funding

We love hearing this, James! It sounds like the entire team came together to keep everything accurate, consistent, and moving quickly. We really appreciate you trusting Griffin Funding with your financing!

Rated 5 out of 5 stars

Andre / Sabrina - Set a high bar for Griffin



Andre's knowledge is truly impressive. When we ran into options that weren't ideal, he didn't just stop there. He came back with smart alternatives that helped us reach the same goal, and in some cases an even better outcome. It was clear he was thinking creatively on our behalf and had our best interests in mind.

Thanks to their efficiency and attention to detail, we closed within 30 days of a signed contract, which felt almost unheard of. Everything moved smoothly, communication was clear, and we always knew what to expect next.

If you want a team that's knowledgeable, efficient, and genuinely invested in getting you to the finish line, Andre and Sabrina are the ones to call. Highly recommend!

25 September 2026
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Reply from Griffin Funding

We’re so glad Andre and Sabrina were able to keep things moving and find solutions when the original options weren’t quite right. Closing within 30 days is fantastic, and it sounds like their communication and attention to detail made the process that much easier. We’ll definitely pass this along to them!

Rated 5 out of 5 stars

Satisfactory Experience with Griffin…

Satisfactory Experience with Griffin Funding
​I had a very satisfactory experience working with Griffin Funding and the entire team involved in my refinancing process for 4306 E Arizona Dr in Pocatello, Idaho. Everyone was professional, attentive, and easy to work with from start to finish. A special mention goes to Shala, whose help made a huge difference in keeping everything running smoothly. I highly recommend Griffin Funding and their dedicated team to anyone looking for reliable financing!

25 September 2026
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Reply from Griffin Funding

We’re glad Shala was able to make such a difference throughout your refinance! It’s great to hear the whole team was professional and easy to work with from beginning to end. Thank you for the recommendation, Servando!

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