The application process was smooth and was able to be completed all online. The automated statements & accounts was also simple and connected to the bank securely. Applied in the evening and got appro... See more
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See what reviewers are saying
I've used Harmoney for a while now. Initially the unsecured loan percentages where too high for me. Lately, I've been getting better interest rates. The process of getting the loans is really simple a... See more
Loved how quick, efficient, simple and clean Harmoney work. The language they use is clear so that you know all parties roles, expectations, responsibilities and consequences if you don't uphold your... See more
I love Harmoney, the application was quick and the wait was a couple of days but I got it and I am so grateful.The team members kept in touch with me via email.My first loan helped me get my first veh... See more
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
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Quick easy process
Quick easy process, made consolidation a breeze. Follow up phone call explaining process. Satisfied customer.

Reply from Harmoney

Reply from Harmoney
The process was very convenient
The process was very convenient, you can do it all thru online. And the team are very accommodating and fast.
I got my approved loan in just a short time. If you have financial problems, Harmoney really answers your prayers.

Reply from Harmoney
Simple and easy processes
Clear information and easy to follow instructions and forms. Great follow up communications - timely, clear and good information. Very easy to deal / interact with.
Quick responses and multiple options
Quick responses and multiple options. Good loan repayments and easy to communicate with.
Was a fast and easy process compared to…
Was a fast and easy process compared to other finance companies, forever grateful ngā mihi
A clear informative professional…
A clear informative professional service. I liked the follow-up calls to ask questions about the process.
Harmony team are the best finance that…
Harmony team are the best finance that I have met in New Zealand
They make the process hassle free
They make the process hassle free, regular and timely updates and tailor their approach to your needs
It was a very good experience in…
It was a very good experience in general, however when I allowed automated access to my Bank Account, somehow the credit review process was struggling.
Thankfully when I phoned in person, the credit assessment was able to be completed & approved.
Everything seamless and easy process…
Everything seamless and easy process Everything explained in an understanding way
Outstanding service from start to…
Outstanding service from start to finish! The loan application was seamless,with exceptional customer support guiding me every step of the way. Competitive rates and flexible repayment options made my experience even better.
The personal touch that was given to…
The personal touch that was given to me for my needs specialist attention
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