The application process was smooth and was able to be completed all online. The automated statements & accounts was also simple and connected to the bank securely. Applied in the evening and got appro... See more
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See what reviewers are saying
I've used Harmoney for a while now. Initially the unsecured loan percentages where too high for me. Lately, I've been getting better interest rates. The process of getting the loans is really simple a... See more
Loved how quick, efficient, simple and clean Harmoney work. The language they use is clear so that you know all parties roles, expectations, responsibilities and consequences if you don't uphold your... See more
I love Harmoney, the application was quick and the wait was a couple of days but I got it and I am so grateful.The team members kept in touch with me via email.My first loan helped me get my first veh... See more
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
4.7
Excellent
201 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
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Very accommodating and easy to deal with
27 March 2025
Unprompted review
Amazing service
The process was so easy and the service exceptional - can’t say enough. Would use again!
10 March 2025
Fair and understanding
The company made it easy and fair to get a quick loan process done.
Very clear and understanding
Thanks
1 March 2025
Efficient and friendly
25 February 2025
Was easy and quick to do.
27 February 2025
Reply from Harmoney
Thank you for taking the time to provide a 5 star review, Glenis.
Prompt & professional service
30 January 2025
Harmony big tick
Process took lo ger than advertised but o ce there very quick and helpful. Able to pay mechanic and vetbills and get my cremated mickey back
31 January 2025
Working with Harmonybhas been easy and…
Working with Harmonybhas been easy and stress free. I have had some financial issues and harmony were happy to help me through this period
28 January 2025
Excellent service and speed of replies…
Excellent service and speed of replies to emails and transferring of funds, can't fault that, the only thing I found frustrating is when you give the system access to my ANZ account, it would fault multiple times and I would have to try again, at least 20 times. but once it worked, no issues.
31 January 2025
Thank You for Your Support
Thank You for Your Support,
Harmoney.
I wanted to take a moment to express my heartfelt gratitude for your assistance with my loan application. Your guidance and support made the process much smoother than I anticipated.
I truly appreciate the prompt approval and the clarity you provided throughout the process. It has made a significant difference for me during this time.
Thank you once again for your exceptional service. I will be sure to recommend your company to others in need of financial assistance.
Best regards,
Mainaz
30 January 2025
Reply from Harmoney
Wow! Thank you Mainaz; what an amazing review. Thank you for sharing your experience.
The people I spoke with were all…
The people I spoke with were all friendly, helpful and did their best for me. It took a couple of days longer than I thought but still a reasonably fast timeline
1 February 2025
Became quite complicated when trying to…
Became quite complicated when trying to add my partner to the loan. We would send information through, then a day or two later you would ask for the same information.
31 January 2025
Fast and easy online application
30 January 2025
Great company
30 January 2025
Reply from Harmoney
Thank you for taking the time to share your experience.
Reply from Harmoney
Thank you for choosing Harmoney.
Really easy to deal with
Really easy to deal with. Simple process. Highly recommend
24 January 2025
Unprompted review
Reply from Harmoney
Thank you
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