Kensington Mortgages Reviews 

7,862
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,408 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and efficient mortgage process, noting that advisors are extremely patient and always quick to answer any questions. People deeply appreciate the smooth communication, competitive rates, and professional support provided by the team throughout their entire property purchase journey. Some reviewers were not happy with the slow processing times and the frustrating experience of being repeatedly asked for the exact same documents over and over again. Consumers also mentioned that the underwriters could sometimes feel overly pedantic, inflexible, and difficult to deal with during certain challenging stages.

What people talk about most

Service

Reviewers mention positive feedback about service, highlighting a quick, efficient, and thoroughly... See more

Staff

Customers had positive experiences with staff, highlighting helpful and supportive interactions from the team... See more

Customer service

Users describe positive interactions with customer service, highlighting professional and knowledgeable staff... See more

User experience

Clients share positive opinions on user_experience, frequently highlighting the smooth, fast, and... See more

Response time

Customers consistently note positive experiences with response_time, praising the fast turnaround and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Been great so far. Always on hand to help whenever you call, was offered a deal to renew and even after taking new deal they sent a letter saying I could get an even better deal if I phone before my n... See more

Company replied

Rated 5 out of 5 stars

The Lady i spoke with was exceptionally helpful. She put me at ease, even helped me set up the online portal and went through the user interfaces on the portal explaining where i can send documents to... See more

Rated 5 out of 5 stars

Efficient customer service, everything clearly explained. Any contact on the phone has been with courteous staff who have sorted whatever I need to sort out quickly. Re-mortgaging went very smoothly.... See more

Company replied

Rated 5 out of 5 stars

Informative advisors and patient. Very thorough with my options and helped me get on the property ladder 4 years ago and now have secured me with a lower interest rate. Faultless service throughout.


Company details

  1. #13 of 25 best companies in Mortgage Lender

Written by the company

Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers. Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. That’s why we create innovative mortgages with lending criteria that gives us the flexibility to meet the needs of the people the high street doesn’t cater for. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions. It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

8k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(7,862)

1,407 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Always friendly and great service

Always friendly and great service. Fantastic mortgage company.

3 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Jamie, it’s lovely to hear that you're happy with the support from our team. Thank you, Kensington.

Rated 5 out of 5 stars

Absolutely fantastic from start to…

Absolutely fantastic from start to mortgage offer. Great broker support with a call from the assigned underwriter who helped me with the case so much so that we managed to gain an offer within 4 working days!

4 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Graham, we’re delighted that the support from your assigned underwriter helped secure an offer so quickly. We appreciate your feedback and look forward to working with you again. Thank you, Kensington.

Rated 5 out of 5 stars

Very reliable company

Very reliable company. I mostly use online for any transaction and it’s been great. They also respond within minutes to any query. Good company

4 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Mary, we’re pleased that our online service works well for you and that your had a good experience with our team. Thank you for sharing your kind feedback, Kensington.

Rated 5 out of 5 stars

Good Rating

Seamless way of doing business, as their system is user friendly

9 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Solomon, it’s great to hear that you find our online portal easy to use. Thank you for your feedback, Kensington.

Rated 5 out of 5 stars

Very good company to deal with and…

Very good company to deal with and great communications.

2 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi, we’re pleased that you found us easy to deal with and communication was clear. Thank you, Kensington.

Rated 5 out of 5 stars

I had a great experience with my…

I had a great experience with my mortgage lender from start to finish. They were professional, helpful, and kept me informed throughout the whole process. They made everything straightforward and were always available to answer my questions. I'm so happy with the service I received and would highly recommend them to anyone looking for a mortgage. Thank you for helping me secure my new home!

9 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Afrim, we’re so pleased that you felt supported and informed throughout the process. Thank you for recommending us, and we wish you every happiness in your new home. Kensington.

Rated 2 out of 5 stars

at the end i got what i wanted but they…

at the end i got what i wanted but they brought up to many unnecessary things bills that was made to be paid in installment the made me pay it 10 month in advance cleared bills i of 4 years i had to ask why and when and status when it was clearly stated cleared on my report there was many more.

2 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Obiamaka,
Thank you for taking the time to share your feedback. We're pleased that we were able to help with your remortgage, but we're sorry to hear that parts of the process felt more complicated and frustrating than they should have.
To ensure we fully understand a customer's circumstances and provide the right support, we may sometimes need to request additional information or clarification. However, we appreciate that this can feel repetitive, and we're sorry for any frustration this caused during your application.
Thank you, Kensington.

Rated 5 out of 5 stars

I hadn't heard of Kensington Mortgages…

I hadn't heard of Kensington Mortgages before my mortgage broker recommended them, but I'm so glad they did.

The mortgage they offered matched exactly what I was looking for, with a competitive fixed rate over a 10-year term. My broker handled the application, and it was accepted in no time.

From there, the process through to exchange and completion was straightforward and largely paperless, with most documents signed digitally. Their solicitors were efficient, professional, and completed everything in around four weeks.

I have no complaints, only gratitude. Kensington Mortgages made what could have been a stressful experience feel smooth, straightforward, and hassle-free from start to finish. I would happily recommend them.

8 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Neil, thank you for sharing such thoughtful feedback. We’re delighted that the product suited your needs and that everyone involved helped make the journey to completion feel straightforward. We really appreciate your recommendation and wish you all the best in your new home. Kensington.

Rated 5 out of 5 stars

Super service.

Super service.
Excellent criteria to meet customer needs.

2 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Jennifer, we’re pleased that our criteria helped meet your client’s needs. We appreciate your feedback and look forward to working with you again. Thank you, Kensington.

Rated 5 out of 5 stars

Very satisfied.

2 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi James, we’re delighted that you were happy with the service you received. Thank you, Kensington.

Rated 5 out of 5 stars

Good professional and friendly…

Good professional and friendly experience

7 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Tejinder, it’s great to hear that you had a positive experience with our team. Thank you for taking the time to share your kind comments, Kensington.

Rated 5 out of 5 stars

Great mortgage lender and would…

Great mortgage lender and would recommend them to others.
Competitive rates in the market and efficient fast service.

5 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Rajinder, thanks you so much for your recommendation; it's great to hear that our product offering and speed of service met your needs. Thank you, Kensington.

Rated 5 out of 5 stars

10/10

Honestly, everything was just a breeze!! We struggled to get a mortgage offer the year prior due to a bad credit rating and Kensington came to the rescue. Everything was super simple and the whole process was really quick! Would definitely be interested in another deal with you when our fixed term ends. Absolutely wonderful all round.

4 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Kieran, we’re so pleased we could help make your home purchase possible. It’s wonderful to know that you’d consider staying with us when your current deal ends.
Thank you, Kensington.

Rated 5 out of 5 stars

Amazing service from kessington fast…

Amazing service from kessington fast service very professional

1 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Andrew, we’re delighted that everything was handled quickly and professionally. Thank you for your kind feedback, Kensington.

Rated 5 out of 5 stars

Excellent service

Excellent service, great communication and speedy completion

1 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Racquel, it’s great to hear that you had a good experience with us. Thank you, Kensington.

Rated 5 out of 5 stars

Very good service.

Very good service. Quick decision.

5 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Tomasz, we’re pleased that you received a prompt decision and had a good experience. Thank you, Kensington.

Rated 5 out of 5 stars

Very helpful and efficient

Very helpful and efficient, highly recommend Kensington Mortgages

3 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Keri, thank you for recommending us. We’re delighted that you had a positive experience, Kensington.

Rated 5 out of 5 stars

Efficient customer service

Efficient customer service, everything clearly explained. Any contact on the phone has been with courteous staff who have sorted whatever I need to sort out quickly. Re-mortgaging went very smoothly. No problems with the application. I can highly recommend Kensington.

4 July 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Asha, we’re delighted that our team gave you clear, courteous support and that your remortgage went well. Thank you so much for recommending Kensington.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look