Kiavi Reviews 

I had an excellent experience working with Charles Neder on the loan process for my recent property purchase. From start to finish, Charles was incredibly professional, responsive, and knowledgeable. He took the time to clearly explain each step of the process and made sure everything moved smoothly toward closing.

What really stood out was his attention to detail and willingness to go the extra mile to make sure I understood all of my options. Any questions I had were answered quickly, and he always made me feel like a priority.

Buying property can sometimes be stressful, but Charles made the entire experience straightforward and seamless. I truly appreciate his dedication and expertise, and I would highly recommend him to anyone looking for a reliable and trustworthy loan analyst.

Loan Officers are very transactional. Don't care about building relationships and sound very annoyed every time you speak with them.

Using Kavi has been top-notch and it’s all thanks to my account manager, Nilabjo Chakraborty. He was there for me every step of the way and answered all my questions. I consider him to be a friend and recommend him to anyone that wants to work with Kiavi! I promise, if he’s your rep, you are in the best hands!

Speed. Self service

Fast casual indication regarding conditions.

Kiavi was efficient in communication throughout the process.

I’ve used Nilabjo multiple times. He’s absolutely the best. Truly kind human being. Goes above and beyond. Had a file that I was working on for 6 months due to seller. Nonetheless, Nilabjo was patient with me and worked with me all the way through. We just closed on that. It was supposed to be a 2 week close but we closed in one week. Nilabjo is the best!

Working with Kiavi and Nilabjo Chakraborty was an excellent experience from start to finish. Nilabjo provided outstanding support and guidance throughout the entire process of securing financing for our investment property. The communication was clear, the process was efficient, and everything moved much smoother than we expected.

Compared to some of the hard money lenders we’ve encountered through Kentucky Real Estate Investors Association (KREIA), Kiavi truly stands out. Their professionalism, transparency, and responsiveness made a huge difference.

If you’re a real estate investor looking for a reliable lending partner, I highly recommend Kiavi and especially Nilabjo Chakraborty. They made the process easy and helped us move forward with confidence on our investment.

Nilabjo was amazing! Very attentive and informed. He made the process easy and I'm very satisfied.

Kiavi has become one of our favorite options for real estate financing. Their offerings are good and their requirements are fair. They use updated technology to make the process smooth and efficient. They have improved the draw process for rehabs, but it can be better. Overall, I would recommend Kiavi.

I had a great experience working with Zak Marra, Account Manager at Kiavi, throughout my bridge loan process. Zak was extremely professional, responsive, and supportive from start to finish. He kept me updated at every single step, which gave me a lot of confidence and clarity during the transaction.

What really stood out was that he personally called me to make sure I had all the right documents in place so we could fast-track the process. That level of attention and dedication made a big difference and helped everything move smoothly and efficiently.

On top of that, Zak took the time to educate me about other loan products Kiavi offers, helping me understand how I can scale my business and structure future deals better. It wasn’t just about closing one loan — it felt like he genuinely cared about my long-term growth.

Overall, it was a great experience with Kiavi, and I truly appreciate Zak’s hard work and commitment. Thank you, Zak Marra!

Smoothest lending transaction ever! This team is on it.

A lot of information was given late into this process. Not a good experience!

Great experience. Everyone I dealt with is not only very knowledgeable, but nice, courteous, and willing to help.

I had used Kiavi before through a mortgage broker but never directly. I was a little nervous taking on the task alone but Clay Johnson and Dane Baase made the process very simple and easy. Communication was great and we got a deal done and closed in about 3 weeks. Would highly recommend both of these guys and Kiavi.

Patrick and Ethan at Kiavi are awesome! The process was seamless.

EXCELLENTEXPERIENCE.
HAVING DONE MORE THAN 75 HOMES. MOST WITH PRIVATE FUNDING.
FIRST EXPERIENCE WAS UNBELIVABLE

Please be leery of evaluations when refinancing. The initial ARV that Kiavi agree doesn't equate to being close to the appraise or market value. Once you purchase the property and complete the rehab you would think that your property would meet market expectations because of due diligence. The appraiser used properties that were not good comparables even when I disputed and found better comparables Kiavi used the lower comparables. The comparables that I introduced met appraisal standard even when two of the comparables that were used by the appraiser should not have been used. Kiavi uses 75% LTV with a good credit score, the appraisal effects it greatly. I am an experienced investor; you may want to consider using this company with fix n flip and not refinance. They do third party financing and not in house, so that will also affect your deals.

Seamless, professional, quick and effective.

I’ve had a great experience working with Valeria Merlos at Kiavi. She has been responsive, professional, and clear in her communication throughout the process. Any questions I had were addressed promptly, and she helped ensure everything moved forward smoothly.

I appreciate her support and look forward to continuing to work together on future projects.