Klarna Reviews 519,391

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the convenience of splitting payments into manageable installments, which helps them afford desired items and manage their budgets effectively. Many appreciate the flexibility in choosing payment plans and the option to extend due dates, making the service reliable and stress-reducing. The app is consistently praised for being easy to use, navigate, and for providing clear breakdowns of payments and reminders. However, some customers also noted issues with automatic payments and occasional rejections of payments. A few people expressed dissatisfaction with the company's policy regarding late payments, stating that even a slight delay could negatively impact their credit reports.

What people talk about most

Payment

Reviewers highlight positive aspects of payment. Many customers appreciate the flexibility of paying for... See more

User experience

People report positive experiences with user experience, finding the app easy to navigate and use. Many... See more

Service

Clients share positive opinions on service, often highlighting its convenience and reliability. Many... See more

Application

Customers had positive experiences with the app. Many reviewers describe it as "amazing" and "the best... See more

Product

Reviewers mention positive feedback about the product, highlighting its convenience for purchasing items with... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I really like Klarna, but I wish I loved it. For some reason, they do not deserve a five-star review, perhaps because they make things a little harder for their customers when it comes to getting cred... See more

Company replied

Rated 4 out of 5 stars

Great to be able to pay in 4 easy payments that come right out of my account! My only issue has been receiving assistance with what turned out to be a scam retailer

Company replied

Rated 5 out of 5 stars

The fact that you all give me enough time to make my payment and also offer payment extension. I appreciate you not lessening my spending but I also thank you for everything just because my bills catc... See more

Company replied

Rated 5 out of 5 stars

I love Klarna. It’s so reliable and supports me to be able to afford items with a plan. It is flexible in having later payments by extending this or allowed to pay in advance if possible. I think it c... See more

Company replied


Company details

  1. Payment service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

519K reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

Love this app!

Love this app!

28 April 2026
Klarna logo

Reply from Klarna

We love to hear it! Thanks for the 5 stars, Jass 😊

Rated 5 out of 5 stars

The payment options

The payment options

23 April 2026
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Reply from Klarna

Thank you for your review, Henry! We're glad to hear that you appreciate our payment options. We're always working to make payments as flexible and convenient as possible 💙

Klarna Team

Rated 5 out of 5 stars

I’ve been charged for something I never…

I’ve been charged for something I never ordered and klarna customer service so pleasure talking to they always take their time and never try to rush you they always figure a way to help and make the customer happy:)

28 April 2026
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Reply from Klarna

Hi Nurit, we're happy to hear that you've had a smooth customer service experience related to your issue! Thank you for sharing your experience with us. 😊

Rated 3 out of 5 stars

I would like to give 5 stars

I would like to give 5 stars, but even after paying the money on time, not allowed me to purchase more. Never missed any payment.

28 April 2026
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Reply from Klarna

Hi Tojo, thank you for your review and for always being on time with your payments. We really appreciate that. We understand how frustrating it can be when a purchase isn't approved, especially with a great payment history. Each purchase goes through an automatic approval process that considers various factors at the time of checkout. Unfortunately, this means approval isn't always guaranteed. We know this can be disappointing and we're sorry for the inconvenience. If you'd like more information, you can visit https://www.klarna.com/international/customer-service/ or reach out to our support team through the Klarna app. We'd love the chance to help.

Rated 5 out of 5 stars

I got what was promised.

They follow through with what they promise. Never had an issue, it’s a great way to split up payments for budgeting. I love supporting different businesses that offer high quality things, but make the payments more digestible.

28 April 2026
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Reply from Klarna

Hello,
Thank you so much for your amazing review! We're so happy to hear that Klarna has been a great tool for budgeting and supporting the businesses you love. It's wonderful to know that splitting payments has made your shopping experience more enjoyable. We're always here if you need us 😊

Rated 5 out of 5 stars

love it

love it
helped me buy a camers

28 April 2026
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Reply from Klarna

Thank you for the lovely review Tani ! We're so happy to hear that Klarna helped you get your new camera. We hope you enjoy it. 😊

Rated 5 out of 5 stars

My go-to for every purchase!

Klarna has become my go-to payment method. I use it for nearly all of my shopping because it’s so convenient and easy to track. It makes managing payments stress-free. Highly recommended!

25 April 2026
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Reply from Klarna

Hi İbrahim, thank you so much for this wonderful review! We're absolutely thrilled to hear that Klarna has become your go to payment method. It's great to know you find it convenient and easy to manage your payments. We truly appreciate the recommendation and we're always here if you need anything 😊

Rated 5 out of 5 stars
Klarna logo

Reply from Klarna

Hi Gabriel, thank you for the wonderful feedback! Keeping things simple while offering great benefits is exactly what we strive for. It's fantastic to hear we're hitting the mark for you. Thank you for being part of the Klarna experience!

Klarna Team

Rated 5 out of 5 stars

I have been using Klarna for a number…

I have been using Klarna for a number of years and have always found it to be reliable and efficient. They recently put a new feature where you can extend your 30 day payment which makes life so much easier.

28 April 2026
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Reply from Klarna

Thank you for the wonderful review, Bertha! We're so glad to hear that you've had a reliable and efficient experience with Klarna over the years. It's great to hear that the payment extension feature is making things easier for you. We truly appreciate your loyalty and support. 😊

Rated 1 out of 5 stars

buch of theives

I bought an item a while ago i canceled it, and they still charged me for it after paying it off i still can't use the app even when my credit is great worse app ever

28 April 2026
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Reply from Klarna

Hi Edward, thank you for taking the time to share your experience. We're truly sorry to hear about the frustration you've been going through. This is certainly not the experience we want for our customers. We would love the opportunity to look into this further for you. Here's how you can report a problem directly in the Klarna app:
Open the Klarna app
Go to the Payments tab
Select the purchase you want to report
Tap Report a problem
Select the option that best suits your situation and follow the instructions
Once reported, your payment plan will be paused while the issue is being investigated and you'll receive a confirmation email right away. If you need any further assistance, you can also reach our customer support team at https://www.klarna.com/international/customer-service/

Rated 5 out of 5 stars

Easy way to make no interest payments.

Easy way to make no interest payments.

20 March 2026
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Reply from Klarna

Thank you for your review, Christy! We're happy to hear that you find our interest free payment options easy to use. That's exactly what we aim for 💙

Klarna Team

Rated 5 out of 5 stars

Great service

28 April 2026
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Reply from Klarna

Hi Kevin, short and sweet, we love it! Thank you for recognizing our service. It's feedback like yours that keeps us motivated to deliver the best experience possible. We appreciate you!

Klarna Team

Rated 5 out of 5 stars

to allow me and others to buy now pay…

to allow me and others to buy now pay later

28 April 2026
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Reply from Klarna

Hi Stacie, thank you for the lovely review! Providing flexible payment options so you can shop with confidence is what we're all about. We're happy to know it's making a difference for you.

Klarna Team

Rated 5 out of 5 stars

I love having the ability to pay later…

I love having the ability to pay later as a single parent!!

28 April 2026
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Reply from Klarna

Thank you so much for your review, Zina! We're really glad that our pay later options are making a positive difference for you. It means a lot to us to know that Klarna is helping make things a little easier. We appreciate you sharing your experience with us 💙

Klarna Team

Rated 5 out of 5 stars

l,m able to have complete confidence in…

l,m able to have complete confidence in Klarna that payments will be taken automatically ony behalf on time. My payments are also fully protected from unscrupulous campanies.

28 April 2026
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Reply from Klarna

Thank you so much, Tim for sharing your experience and positive feedback! We’re so happy to hear that you feel confident using Klarna and trust us to handle your payments automatically and securely. Protecting our customers is a top priority, and it’s wonderful to know you feel safe with us. If you ever have any questions, we’re always here for you. Thanks for being a valued part of the Klarna community! Have a wonderful day!😊

Rated 5 out of 5 stars

I love the versatility and wide range…

I love the versatility and wide range of payment programs Klarna offers.

28 April 2026
Klarna logo

Reply from Klarna

Hi Danny, it's great to hear that you enjoy the range of payment options we offer to ensure a smooth and versatile shopping experience. Thank you for the feedback!

Rated 5 out of 5 stars

life saver!!!

handy a fast will always use

28 April 2026
Klarna logo

Reply from Klarna

Thank you so much for your review, Robert! We're delighted to hear that you find Klarna handy and fast. It's great to know we've earned your loyalty. We look forward to being part of your future shopping experiences 💙

Klarna Team

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