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Lark Music Reviews 

125
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 123 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and quick to respond when managing policy updates or general inquiries. Many individuals appreciate the ability to easily connect directly with friendly representatives by telephone rather than dealing with automated chat systems. Consumers also note that setting up new policies or handling claims is remarkably straightforward, efficient, and entirely stress-free. Furthermore, reviewers consistently highlight the fair pricing and reasonable renewal costs associated with protecting their valuable musical instruments. Additional feedback points out that clear communication makes the entire insurance process smooth from beginning to end.

What people talk about most

Service

Reviewers mention positive feedback about service, highlighting an overall excellent experience. Consumers... See more

Staff

Reviewers highlight positive aspects of staff, frequently praising their efficient, polite, and empathetic... See more

User experience

Customers consistently note positive experiences with user experience, finding the platform straightforward... See more

Customer service

Consumers find customer service to be exceptionally helpful, efficient, and polite when handling claims and... See more

Price

People report positive experiences with price, consistently finding the costs reasonable, fair, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Honestly, Lauren Jones was the absolute best. She clearly actually cares, she’s super quick & responsive, understanding and professional. Its pretty stressful for me to even think about going through... See more

Company replied

Rated 5 out of 5 stars

This is my third renewal with Lark and I'm happy, as ever. Initially there was a problem with the renewal reminder email but a quick telephone call, answered pretty much immediately and with a real pe... See more

Company replied

Rated 5 out of 5 stars

Great service on a claim I have just made for a theft of parts of my beloved drum kit, Aaron , my claim handler was superb,- fast, clear and precise. Lark are everything you want in musical equipment... See more

Company replied

Rated 5 out of 5 stars

Very reasonable prices and very helpful staff. Making a change to my insurance to cover a short trip to France was no problem and very good value. No rip off mid term admin charges either like many co... See more

Company replied


Company details

  1. #32 of 140 best companies in Insurance company

About Lark Music

Written by the company

With instrument protection from Lark Music you know that if anything happens to your musical instrument or gear, we can help repair or replace it. Our flexible policies allow you to choose cover for your items within the UK or worldwide, at your premises or home, from just £25 a year.
You can also add Public Liability cover or buy it separately to protect you against the cost of a claim if someone else is injured, or their property damaged while you’re performing musical activities; and our Personal Accident cover protects you if you are injured and unable to play.
After more than 35 years in this industry, we know how much music means to you. Our quick and easy cover is designed to give you the peace of mind you need to play on, protected.
Get a quote online in minutes
We pay over 95% of claims received*
Fast, specialist claims handled by music experts
Accidental damage, loss and theft covered in the UK & Worldwide
Hire costs covered, and you can choose your own reparier
Public Liability and Personal Accident cover available
Flexible policies, making changes is easy through your online account
*95% claims payout rate based on claims between Nov 2024 and Nov 2025.

Specialised but simple, flexible cover.

Single or multi-instrument policies. If you play it, we'll cover it.

Designed by musicians for musicians.

Contact info

Get a quick online quote

From just £25 a year.

4.8

Excellent

TrustScore 5 out of 5

125 reviews

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4.8

All reviews

(125)

125 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Efficient and clear

Efficient service, good clear communication.

26 June 2026
Lark Music logo

Reply from Lark Music

Thank you for your review. We're pleased to hear our team was helpful and that your request was handled efficiently.

Rated 5 out of 5 stars

I‘m really very pleased with ease and…

I‘m really very pleased with ease and level of service. I’ve been with Allianz/lark for I reckon at least 15years + and this is my second ever claim (first for £250 when I was a new musician!) and I was really impressed.

It increased my trust Lark as when I honestly needed to claim there was no issue, the response was very quick, most importantly ensuring I can continue to do my job well with the high end equipment I need.

Communication has been excellent: clear and brief, with terms and next steps.

I will always recommend you to other musicians, as I have always done and I’m very thankful this has been sorted without any stress in the busiest time of the year. Right. I’m off to play sax. Again!

Thanks Aaron!

7 June 2026
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Reply from Lark Music

Thank you for taking the time to share the great experience you had with our claims handler Aaron and for recommending us to others. We're glad our product and service worked exactly as your needed it.

Rated 5 out of 5 stars

Helpful staff

Straightforward to update with new instruments and renew policy. Helpful member of staff on phone line.
Have not yet had to claim so can't comment on efficiency of that aspect.

20 May 2026
Rated 5 out of 5 stars

Easy to use

Easy to use, provide the cover I need for my instruments, can contact by phone easily to discuss requirements which is perfect in this day and age of too much technology

26 July 2026
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Reply from Lark Music

Thank you for your review. It's great to hear you found our telephone service helpful and easy to use. We appreciate your support.

Rated 5 out of 5 stars

Insurance to go

Simple to use web site and good prices containing varied options for cover to suit your needs.
Compares very well to other providers.

1 July 2026
Rated 5 out of 5 stars

Prompt, friendly and professional

I have always received a prompt, friendly and professional service. They understand a musicians needs and the price seems reasonable.

20 January 2026
Lark Music logo

Reply from Lark Music

Thank you for your feedback. We're pleased to hear our team continues to provide the value and service musicians expect.

Rated 5 out of 5 stars

Excellent service from helpful and…

Excellent service from helpful and efficient staff. Very good value too.

1 June 2026
Lark Music logo

Reply from Lark Music

Thank you for your review, we are pleased to hear of your experience with our team.

Rated 5 out of 5 stars

I made a mistake cancelling the direct…

I made a mistake cancelling the direct debit but once I alerted Lark Music they responded quickly and efficiently and we are now back on track.

9 July 2026
Lark Music logo

Reply from Lark Music

Thank you for your review. We're pleased we could resolve the issue quickly and get everything back on track for you.

Rated 5 out of 5 stars

Very easy to understand musical…

Very easy to understand musical instrument cover provided and to renew and/or add instrument to existing cover.

12 May 2026
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Reply from Lark Music

Bravo! This is what we wanted to design for musicians to keep them focused on doing what they love.

Rated 5 out of 5 stars

Great care and great service

Lark has looked after me and my instrument insurance for many years. When my bow broke they were incredibly kind and helpful, and paid out without any complications. I would always trust them to give me the best price and the best care.

26 July 2026
Lark Music logo

Reply from Lark Music

Thank you for being such a loyal customer. Glad we could get you back playing so quickly.

Rated 3 out of 5 stars

Very very difficult to deal with

Very very difficult to deal with. The web platform is not all user friendly and it is also impossible to cancel auto renew online. You have to call and that isn’t easy either. Don’t get me started on “Premium Credit” and their heavy handed approach. I just want to pay by installments, not borrow thousands from secured on multiple properties.

26 May 2026
Lark Music logo

Reply from Lark Music

This isn't the experience we want for our customers. I appreciate you taking the time to share so we can review with our IT & Service teams to see what can be improved. To cancel your option for autorenewal, this is noted under your policy preferences section in your online account if you decide to turn it back on in future.

Rated 5 out of 5 stars

Excellent understanding of my needs

Excellent understanding of my needs. Appropriate and swift action to complete the revision of my policy to add another instrument. Thank you.

27 April 2026
Lark Music logo

Reply from Lark Music

Thank you for your feedback. We're glad we could assist with adding your new instrument and make the process smooth and straightforward.

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