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Rated 1 out of 5 stars

They are the absolute worst company I have ever gone through. Stay as far away from these idiots as you can. They should be put out of business.

Rated 1 out of 5 stars

VERY VERY expensive credit. In no situation is a loan like this a good option. They charge ~200% interest rates a rate in some states that's a felony to charge. These loans can only make your situ... See more

Rated 1 out of 5 stars

I have been getting loans through lift credit for a couple years (at least) now. I have not missed a single payment. I had issues with my payroll where my pay check was delayed by 3 days so I applied... See more

Rated 5 out of 5 stars

Hello the underwriter that assisted me is very professional and kind. I love that she cares and works with the different payment dollar amounts that can fit your budget. She is truly amazing and wonde... See more

Company replied

Company details

  1. Money & Insurance

Information provided by various external sources

Looking to get approved for personal or installment loans in Utah, Idaho or Wisconsin online fast? Whether you have good credit, bad credit, we can help!


Contact info

1.5

Bad

TrustScore 1.5 out of 5

244 reviews

5-star
4-star
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1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Horrible

They are the absolute worst company I have ever gone through. Stay as far away from these idiots as you can. They should be put out of business.

17 July 2025
Unprompted review
Rated 1 out of 5 stars

The worse ever

The worse ever. Don’t go here they will rip you off everything you got. No mercy and no care at all. The worse company ever. Go to dollar loan center instead. Lift is trash and shit.

21 November 2025
Unprompted review
Rated 1 out of 5 stars

It’s less risky to borrow from…

It’s less risky to borrow from organized crime than Lift. They will absolutely not work with you and will take you to court quickly and later harass and threaten you endlessly. Unless you plan to go bankrupt, choose a different lender. The most cruel and greedy company in the business.

5 September 2023
Unprompted review
Rated 5 out of 5 stars

Excellent customer service

I have applied for pay day loans in the past, but this is SO much better. The customer service is top notch, and the people who work there are actual human beings. I loved talking with Janelle, she was so helpful and gave me plenty of options for my payment. She was fun to talk to, had no dead air time on the phone with me and just overall made my experience amazing. Janelle really helped take the stress of payday loan payments off my mind. Thanks for being amazing!

25 May 2023
Unprompted review
Rated 1 out of 5 stars

VERY VERY expensive credit

VERY VERY expensive credit.

In no situation is a loan like this a good option. They charge ~200% interest rates a rate in some states that's a felony to charge. These loans can only make your situation worse, not better. Lift Credit files hundreds of lawsuits suing people and garnish the wages because their default rate is so high. Of course with 200% interest a $500 loan can turn into thousands in interest paid. They have made millions preying on the poor. They may think the chartable arm of these companies Sunshine Heroes Foundation makes up for the harm they have done to many families, including myself but it dosn't.

17 June 2022
Unprompted review
Rated 1 out of 5 stars

Absolute worst company out there

Absolute worst company out there. Don't do it! Do your research first. This company is Mormon run and they are greedy! I owed them less than $200 and missed a few payments. They slapped me with a lawsuit and are making me pay almost $2000! Bunch of money-hungry Mormons. They are all the same! DO NOT take a loan from these people. They DO NOT care about you or your circumstances. All they care about is making sure they get paid.

1 August 2022
Unprompted review
Rated 1 out of 5 stars

I have been getting loans through lift…

I have been getting loans through lift credit for a couple years (at least) now. I have not missed a single payment. I had issues with my payroll where my pay check was delayed by 3 days so I applied for a loan. They denied me the loan because I couldn’t provide my most recent pay stub and after I explained to them I just needed to borrow it for 2 days and I had all my pay stubs prior, they still denied. My extensive and amazing payment history did nothing and unfortunately they failed to help a loyal customer when needed.

16 August 2021
Unprompted review
Rated 4 out of 5 stars

Service was great

Service was great. Hoped for a higher amount at first but hopefully will get more down the road.

26 January 2021
Rated 5 out of 5 stars

Thank you

They gave me a loan when I’ve been turnt down so many times

26 January 2021
Lift Credit logo

Reply from Lift Credit

I'm so happy we could help you out!

Rated 5 out of 5 stars

Great Customer Service

The whole process was very quick and simple! Website was very user friendly. Lift Credit also kept me updated along the way through email. Janet helped with the over the phone verification! She was so nice and friendly. Answered all of my questions without any hesitation.

26 January 2021
Lift Credit logo

Reply from Lift Credit

Thank you for the amazing feedback! And I will be sure to pass this along to her! (:

Rated 5 out of 5 stars

Unbelievably amazing

Unbelievably amazing. When I couldn’t get a loan anywhere else. They gave it too me. As hassle free and ez kind people to deal with I have come back for more a few time. I recently had my new loan %age go way down. I feel like I am banking with a bank, they trust u when no one else will and save the day. Even if I could get better deal else where this is the company I trust.

Highly recommended if you need money now.

16 January 2021
Lift Credit logo

Reply from Lift Credit

Wow you are so kind! Thank you so much. I'll be sure to let our team know this feedback. Thank YOU for being the best! (:

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