Liquid Expat Mortgages Reviews 

270
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 95 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their deep market knowledge, exceptional patience, and consistently prompt communication throughout the entire mortgage journey. Many consumers note that the expert team easily handles complex international property purchases, making the overall procedure exceptionally smooth, transparent, and entirely stress-free for people living abroad. However, some people mentioned that the application process took some time to finish or experienced minor operational delays due to complicated financial circumstances. Despite these extended timeframes, reviewers ultimately remained very satisfied with the professional support, helpful guidance, and successful outcomes.

What people talk about most

Service

Reviewers highlight positive aspects of service, praising the prompt and efficient communication throughout... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, expertise,... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, highlighting knowledgeable,... See more

Response time

Reviewers mention positive feedback about response time, consistently highlighting quick replies and prompt... See more

User experience

Clients share positive opinions on user experience, describing the overall process as easy, straightforward,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. #53 of 88 best companies in Mortgage broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

270 reviews

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4.9

All reviews

(270)

94 reviews in the last 12 months

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Rated 5 out of 5 stars

Professional and Efficient

I can only describe the experience with Liquid Expat mortgages as professional and efficient. I had tried other brokers that could not find me a suitable mortgage, but the experienced team at Liquid determined the exact mortgage that was eligible for my tricky circumstance.

I'd particularly like to thank Vanessa Govender my Mortgage Co-Ordinator for being available for any questions and pushing all my documents along to the lender and solicitor, as well as making unbiased recommendations where needed.

A lot of stress has been removed through the process and I will definitely be a repeat customer in future.

19 February 2025
Unprompted review
Rated 5 out of 5 stars

Efficient, professional & friendly.

All at LiquidExpat were extremely personable and helpful at all stages of the process. Mine has been a fairly complicated dossier and they were always very quick to answer questions and keep me on track regarding documents etc. This is the second time I have used them and I would highly recommend them :-)

28 February 2025
Unprompted review
Rated 5 out of 5 stars

I had an outstanding experience working…

I had an outstanding experience working with Anastacia at Liquid Expat. From start to finish, she made the mortgage process seamless and stress-free. Her expertise, clear communication, and ability to find the best rates were second to none. She took the time to explain everything in detail and went above and beyond to ensure everything was handled efficiently. If you're looking for a knowledgeable, responsive, and trustworthy mortgage broker, I highly recommend Anastacia—couldn’t have asked for a better experience!

25 February 2025
Unprompted review
Rated 5 out of 5 stars

Top class and professional service

Absolutely top class and very professional service with a real personal touch from Phil Clarke and Vanessa Govender.
Both have been extremely helpful, efficient, kind and courteous and really put me at ease and done their absolute best to help me succeed in attaining a re-mortgage in a difficult situation.
I hugely appreciate Phil and Vanessa's efforts and assistance and highly recommend both for recognition in Liquid Expat and to anyone seeking a mortgage.

23 February 2025
Unprompted review
Rated 5 out of 5 stars

Brilliant Service from Liquid Expat

My dealings from day one with Liquid (John, Liam and Claire were absolutely perfect, my case was a particularly difficult one, but the knowledge and patience shown by the team were unquestionable.
I would recommend Liquid Expat to anyone who requires a mortgage.
John

18 February 2025
Unprompted review
Rated 5 out of 5 stars

Knights in shining armour

We were let down by HSBC bank who I had banked with for over 20 years. We contacted Joe two days before Christmas and he secured an agreement in principle with NatWest. We then dealt with Vanessa who did everything she could to make sure the process went smoothly. We can’t thank Joe and Vanessa enough for everything they did to make sure we got our mortgage. They are friendly and professional to deal with and we recommend them highly.

6 February 2025
Unprompted review
Rated 5 out of 5 stars

We needed to arrange an urgent bridging…

We needed to arrange an urgent bridging loan in order to complete on a UK property purchase. Despite the short time scale Stuart Marshall and his team worked wonders to help us out. A very professional and efficient service. Thank you to all involved.

28 January 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service from start to finish…

Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team

25 January 2025
Unprompted review
Rated 5 out of 5 stars

This is great and I am very appreciate…


This is great and I am very appreciate your help and speedy response during the remortgage!

Especially thanks to Ms Vanessa and Mr Lawrence, they are very professional and knowledgeable.

I definitely will ask them first my last remortgage.

Thank you so much !

Billie Lee

15 January 2025
Unprompted review
Rated 5 out of 5 stars

Highly Recommend

Anastacia & John where great to work with. Time difference is a big challenge, and Anastacia was always following up and trying to push things along for me. I am so delighted with the outcome that we have arrived to, and can't thank them enough.

15 January 2025
Unprompted review
Rated 5 out of 5 stars

Expat 6-property mortgage application

Clear communications and timely follow-up on questions. Documents were accurate, without any need for recycle. The Liquid Expat team was courteous and supportive throughout the application process.

19 December 2024
Unprompted review
Rated 5 out of 5 stars

Accurate and Prompt

Very straightforward application process. Importantly Claire and Liam were proactive in their interaction with me to ensure documentation was submitted accurately and promptly for a mortgage offer

9 January 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Service Beyond Expectations

I recently had the pleasure of working with Liquid Expat Broker, and I cannot recommend their services enough. Anastacia and Phil were absolutely fantastic throughout the entire process.

From the very beginning, Phil was professional, knowledgeable, and incredibly patient, taking the time to guide me through every detail and ensuring I felt confident with each decision. Phil’s and Anastacia expertise and responsiveness were equally commendable – they both were always available to answer any questions and provided clear, helpful advice tailored to my specific needs.

Their communication was seamless, and their dedication to achieving the best possible outcome for me was evident at every step. They made what could have been a stressful experience smooth and hassle-free.

If you’re looking for exceptional service from a team that genuinely cares about their clients, I wholeheartedly recommend Liquid Expat Broker. Anastacia and Phil, thank you for going above and beyond!

8 January 2025
Unprompted review
Rated 5 out of 5 stars

Mortgage application

My mortgage application has been handled by Joe and Anastacia. Both were extremely helpful and efficient. They were able to guide me through the application process with great patience and knowledge. I would recommend Liquid to anyone looking for an expat mortgage.

8 January 2025
Unprompted review
Rated 5 out of 5 stars

Tri Nation Purchase

Tri Nation Purchase

When I explained my situation, wanting to buy a buy to let house in U.K. country of residence, currently working overseas and funds for deposit kept in a third country, John Squires assessed the property, my personal details and was positive.

Since that initial interaction the positive 'can do' attitude remained till the day of completion when Claire Aspin called up to confirm the release of funds.

The only words of caution are that there are a lot of forms to fill up - but that is to be expected.

Highly recommended if you are buying U.K. property from overseas.

7 January 2025
Unprompted review
Rated 5 out of 5 stars

They did the impossible

I talked to many brokers but liquid expats was the only one to provide us with a real mortgage product, given our complicated employment and residency situation. They followed our case and several changes of plans for over a year and supported us right to the completion. I am absolutely thankful to the service provided.

20 December 2024
Unprompted review
Rated 5 out of 5 stars

Excellent service

Claire Aspin and John Squires have been just excellent - they have supported us in 2 transactions: one while we lived abroad and another one, after our relocation to the UK. Because of both of the I highly recommend this firm.

6 September 2024
Unprompted review

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