It was easy and straight forward to set up however i could have done with speaking to someone first to explain by Business requirements. Plus it said on my normal bank account that i would be entitle... See more
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Review summary
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Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds... See more
Company replied
Great customer service from Adam when I called late on Friday afternoon, at my wits end with BT and the fact they had taken money from our business bank account erroneously. I have wasted 3 weeks tr... See more
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Very good, I am already a Halifax bank customer on my personal account and having Lloyds Bank on my new business account recently is much better being part of the same family. I am glad that I cho... See more
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Company details
- #44 of 50 best companies in Bank
- #94 of 102 best companies in Financial Institution
About Lloyds Business Accounts
Written by the company
Over one million businesses already bank with us. It’s time to join them.
We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.
With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.
Start-up small business >
Switch your account >
Contact info
United Kingdom
- lloydsbank.com/business/business-accounts.html
Business Bank Account
4.1
Great
2k reviews
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Such a poor service. Do not waste your money and time
Such a poor service, time to leave this incompetent bank. Lloyds Business routinely block purchases despite assurances there are no blocks set. Even with verified payments, items are blocked - but they do not advise you. You have to wait for your item or service provider to inform you. This undermines reputation and confidence. This service is anti-business. AVOID.
Edit. I spoke to Fraud department. 30 mins on the call but they finally assured me all blocks had been removed from my card. 2 days later.. Amazon orders all cancelled as card still blocked. £8.50 a month for this awful service.
In addition, when they do phone, it comes through as a random UK number.. the type they also tell you not to answer. Why can't the online card verification be enough??
19 July 2026
Unprompted review
Reply from Lloyds Business Accounts
Hi Ben Needham,
We appreciate you sharing your experience regarding blocked payments. We understand how frustrating it is when transactions are unexpectedly declined, especially when you've been assured otherwise. We are reviewing our processes to prevent such issues and improve how we communicate these situations.
We have reached out via call to assist, however we have been unable to get in contact with yourself. We would love to look into this issue for you and if you get the opportunity to contact us please do.
Regards,
Lloyds
Very interesting bank
Im happy with the experience and my company hopefully will do very well in a future
18 July 2026
Reply from Lloyds Business Accounts
Hi Mr Ahmedpana.
We're so glad to hear you had a positive experience and wish your company great success in the future!
Regards,
Lloyds
Don’t use them
Don’t use them , shut most of there banks down .
Due to a missed bounce back loan payment they shut all our accounts down and all we got was one tex .
Could not use our cards or make any payments . Told it could take 8 weeks to sort it out .
We are now in a mess as can’t make payments for new jobs which our customers have paid deposits in for . Missing order deadlines , this is not right at all. Please go to another bank .
17 July 2026
Unprompted review
Reply from Lloyds Business Accounts
Hi Antony Deakin.
We are truly sorry to hear about the significant difficulties you've experienced with your accounts and the impact this has had on your business operations and customer commitments.
We understand how frustrating and disruptive it must be to face such challenges, especially when deadlines are at stake. We are actively reviewing your feedback to understand the processes involved and identify areas where we can improve our communication and support during such situations.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Thanks John Bianco,
We appreciate your positive feedback regarding the process!
Regards,
Lloyds
The application process was quick and…
The application process was quick and straightforward. The staff were professional, helpful, and explained everything clearly. Thank you for the excellent service.
10 July 2026
Reply from Lloyds Business Accounts
Thanks for the review Autocleanrpro LTD.
We're so glad to hear that our application process was quick and that our staff provided clear and helpful explanations. Thank you for your kind words about our excellent service.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Thanks BMB Properties Mansfield Limited. It's wonderful to hear that you consistently have such a positive experience with our services.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Thanks Nick Philpott.
We are so pleased to hear that our communication and understanding of your business needs met your expectations. Thank you for your kind words.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Thanks J R.
We appreciate the feedback and your confidence in our Business Banking.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Thanks Royal Manchester Travels.
We're happy to hear that our team was cooperative and provided a quick response.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Thanks Ahadh Halal Meat & Poultry LTD.
Your feedback is always appreciated and glad you had a positive experience.
Regards,
Lloyds
The whole process of setting up a new…
The whole process of setting up a new business account has proved to be super efficient and effective.
12 June 2026
Reply from Lloyds Business Accounts
Thanks Jane, we're so glad to hear that our new business account setup process was efficient and effective for you. We truly appreciate your kind words!
Quickest business bank account ever opened
Quickest non internet business bank account ever opened, great comms and all cards, passwords and login received within 4 days of opening - 7 days in total. Much better than 12 years ago when a Lloyds business account (my first) would turn the application around in 3 months.
1 July 2026
Reply from Lloyds Business Accounts
Hello,
We're so happy to hear about your positive experience opening a business account with us! It's wonderful to know that we could provide such a smooth and quick setup for you. Thank you for sharing your feedback!
Regards,
Lloyds
The application for the Business…
The application for the Business account for my Enterprise was seamless, despite taking considerable time to onboard the business, yet it was completed in an efficient way. Even i had the opportunity to get in touch with the onboarding team to communicate extra information which were essential for my business application.
It is my pleasure to do business with Lloyds Bank.
11 July 2026
Reply from Lloyds Business Accounts
Hi Mr Mohab Elhawary,
We are delighted to hear that your experience with our Business account application process was seamless and efficient, despite the time it took. It is wonderful to know that our onboarding team was able to assist you with essential information. We truly appreciate your review and look forward to continuing to do business with you.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Hello Dyla Academic,
We're delighted to hear that you found the account opening process to be easy and straightforward. Thank you for your positive feedback!
Regards,
Lloyds
Reply from Lloyds Business Accounts
Hi Negsan Limited,
We're glad you experienced a smooth account opening. We appreciate your positive feedback!
Regards,
Lloyds
Submitted my application on the 3rd of June….
I wish I had a positive experience with Lloyds. It’s been 5 weeks since I applied for a business banking account. My business has been running for over 3 years and I wanted to switch to a high street bank for ease.
Within the first 7 days I was requested to upload further information, which I did. Since then I’ve had no further communication at all.
My last communication was an automated one on the 16/06/26 to say my application is taking longer than usual. I now cannot access the tracker at all.
I will now need to find an alternative bank after hearing nothing back from the accounts opening team despite them initially communicating with me via that email.
The tracker even said accounts take 4-8 days to open and if it had stated it would take in excess of a month I wouldn’t have applied in the first place.
10 July 2026
Unprompted review
Reply from Lloyds Business Accounts
Hi Lauren,
We appreciate you taking the time to share your experience regarding your business banking application. We understand your frustration with the extended waiting period and the lack of communication, especially given your business's established history and your desire for a smoother transition.
We recognize that the stated timeline for account opening was not met, and we apologize for the inconvenience this has caused. We are currently using the information you have provided to review and your case and to try understand the root cause to take on learning. We will let you know once we have further information.
We will use our findings to review our application process and communication protocols to prevent similar situations in the future.
Your feedback is invaluable as we work to improve our services.
Many thanks.
Staff members were friendly and helpful…
Staff members were friendly and helpful with the help we need.
7 July 2026
Reply from Lloyds Business Accounts
Hello Ali's Chippy & Takeaway Limited,
We are so pleased to hear that our team was friendly and provided you with the assistance you needed. Thank you for your review!
Regards,
Lloyds
I had a very positive experience…
I had a very positive experience applying for a Lloyds Business Account. The online application was straightforward, easy to follow, and well organised. The questions were clear, making it simple to complete the process. Overall, it was a smooth and professional experience. I would recommend Lloyds to anyone looking to open a business account.
9 July 2026
Reply from Lloyds Business Accounts
Hello HSNR Towels,
We're so happy to hear that you had such a positive and smooth experience opening your Lloyds Business Account! It's wonderful to know our online application process was straightforward and clear for you. We truly appreciate your kind recommendation.
Regards,
Lloyds
Reply from Lloyds Business Accounts
Hi T Spokes,
We're happy to hear our staff was helpful and friendly. We appreciate your feedback on the documentation. Thank you for your review.
Regards,
Lloyds
Really responsive
9 June 2026
Reply from Lloyds Business Accounts
Hello Ozz-E-Utes Limited,
We are pleased to hear you had a positive experience and appreciate your review.
Regards,
Lloyds
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