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Lloyds Cardnet Reviews 

552
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 359 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the friendly, helpful, and highly knowledgeable staff members for making daily transitions exceptionally smooth, efficient, and completely straightforward. Customers deeply appreciate the truly exceptional customer service, professional guidance, and constant proactive support provided consistently throughout the entire onboarding and setup process. However, some reviewers were not happy with unexpected billing complications, extra transaction fees, or having their merchant payments temporarily held after switching providers. A few other people also felt that certain digital payment features felt rather outdated, while others reported struggling with stressful setups and limited technical assistance.

What people talk about most

Staff

People report positive experiences with staff, highlighting helpful representatives who communicate clearly... See more

Service

Customers consistently note positive experiences with service, frequently praising prompt responses,... See more

Customer service

Users describe positive interactions with customer service, frequently highlighting exceptional support and... See more

User experience

Clients share positive opinions on user experience, highlighting how easy and straightforward the setup and... See more

Payment

Consumers find payment experiences varied, with many reviewers praising smooth transitions, helpful support... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Matthew Crouch was superb from our initial conversation regarding current terminal fees. He was easy to talk to, understood what we needed as well as not pushy at all. He tried his best to give us the... See more

Company replied

Rated 5 out of 5 stars

We have been long standing customers of Lloyds. The customer service is second to none which is why we recently moved another financial platform across to them. Our Relationship manager Luke Willis ha... See more

Company replied

Rated 5 out of 5 stars

spent the day resolving many issues that were outstanding for a while....... Kelly Merritt our new Client Services manager in corp support has been amazing. Friendly, efficient and knowledgeable.. got... See more

Company replied

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied


Company details

  1. Card processing service
  2. also in
  3. Bank
  4. Ecommerce solution provider
  5. Payment service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

552 reviews

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4.6

All reviews

(552)

362 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Spoke to Serhat Sandalci today…

Spoke to Serhat Sandalci today regarding a long standing issue we were having regarding getting our bank details updated on their system. Serhat took the time to contact me to let me know the issue had been resolved and to make sure there was nothing else he could help with. He was friendly and very informative regarding their products and suggested some alternatives that might make things easier for us -Salutem ED Bidco Limited

29 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Serhat.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fantastic service!

Fantastic service!
Elise was brilliant from the start and has continued to answer any questions I have had.
Highly recommend

29 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Elise.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

Lorraine Duffield was extremely helpful…

Lorraine Duffield was extremely helpful and went way and beyond her remit. Made the whole transfer to Lloyds Cardnet Merchant Services exceptionally easy.

Kept me informed throughout and replied to any of my emails etc very quickly indeed, even whilst on holiday.
I have no hesitation in giving Lorraine 5 stars, if there were more I would do that.

15 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

Our company are new clients to Lloyds…

Our company are new clients to Lloyds Cardnet, from the very start Lorraine Duffield has been amazing, her knowledge with what would be the best option for the company has been a massive help for a smooth change over from the current merchant supplier to cardnet.

I would highly recommened working with Lorraine

31 July 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

Move over to Lloyds Cardnet

We moved over to Lloyds Cardnet a few months ago and the service provided by Lorraine Duffield and her team in ensuring this process went as smoothly as possible was first class. Lorraine responded quickly to any questions and her and the team resolved any queries in an efficient and timely manner.

31 August 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lorraine.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

Richard Swinfield has provided…

Richard Swinfield has provided excellent service as my card merchant provider. He responds quickly, communicates clearly, and is always straightforward to deal with. Highly recommended!

25 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Richard.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

Brilliant service

Matthew Crouch was superb from our initial conversation regarding current terminal fees. He was easy to talk to, understood what we needed as well as not pushy at all. He tried his best to give us the most beneficial deals and overall the experience was great. I’m glad to move from world pay to cardnet considering the service is a lot more professional as well.

24 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Matthew.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 1 out of 5 stars

Whatever was done to unblock my account…

Whatever was done to unblock my account did not work. I waited as was told, but the account was still blocked. I had to call back and another assistant said that not all blocks were removed! So, I just wasted my time waiting.

24 September 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Mila,

We're very sorry to hear about your experience and understand your frustration. We appreciate that you followed the advice provided and waited, only to discover that the issue had not been fully resolved.

This is not the level of service we aim to provide, and we'd like to investigate what happened. A member of our team will review the details and be in touch with you directly as soon as possible.

Thank you for bringing this to our attention and for your patience while we look into this further.

Kind regards,
Sarah Cantrell

Rated 5 out of 5 stars

Very helpful chat with Colin

I recently spoke to Colin at Lloyds Cardnet Merchant Services following a recommendation. We currently use WorldPay for our card machines and website but haven't been impressed with their service. Colin spent some time discussing our requirements now and going forwards, and made things simple to understand. He has also been able to demonstrate a good cost saving for us to consider.

22 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Colin.

Kind regards,

Sarah Cantrell– Lloyds Bank Cardnet

Rated 5 out of 5 stars

I'd like to thank Deepak Joshi for his…

I'd like to thank Deepak Joshi for his assistance and help while onboarding my company to Cardnet. We are looking forward to deploying the services within our systems

18 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Deepak.

Kind regards,

Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Kian was recenltly really useful in…

Kian was recenltly really useful in resolving a long-standing complication with our numerous Cardnet accounts. Many thanks, Matt @ Storage Works

18 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kian.

Kind regards,

Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

I would like to recognise Lauren Little…

I would like to recognise Lauren Little for the outstanding support she provides as our Customer Success Manager.

Lauren consistently delivers excellent customer service, responding to our queries quickly and effectively whilst ensuring any issues are resolved with minimal disruption. Her communication is always clear, professional, and proactive, giving us confidence that we are in safe hands.

In particular, Lauren played a key role in supporting our transition to a virtual terminal. She guided us through the process efficiently, addressing any questions promptly and making what could have been a complex change feel completely seamless. Her knowledge, responsiveness, and commitment to customer satisfaction ensured the move was smooth and stress-free.

Lauren is a pleasure to work with, and her dedication to providing exceptional customer support has made a significant positive impact on our business. We greatly appreciate her efforts and would highly recommend her for the excellent service she delivers.

15 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Dominika Conder – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Working with Cardnet is always…

Working with Cardnet is always extremely easy. All of the team are knowledgeable and well informed which means that getting the answers to my questions or queries is always straight forward. I also find the team members, and especially my relationship manager James Gale, to be very proactive which immediately makes my life easier. I would certainly recommend Cardnet to other businesses.

9 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with James.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great Service

We have been long standing customer of Lloyds Cardnet. The customer service and support from Cardnet team is second to none. Special thanks to our Relationship Manager Vanessa Last. She has been extremely helpful and always on hand when needed. We value being able to contact her directly and to have any quires resolved quickly and efficiently.

11 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Vanessa

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

spent the day resolving many issues…

spent the day resolving many issues that were outstanding for a while....... Kelly Merritt our new Client Services manager in corp support has been amazing. Friendly, efficient and knowledgeable.. got to root problem and resolved so swiftly. Thank you and 5 stars

8 September 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Kelly.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great service

Great service. Charley Jones provided excellent, efficient customer service.

9 August 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Charley.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We have been long standing customers of…

We have been long standing customers of Lloyds. The customer service is second to none which is why we recently moved another financial platform across to them. Our Relationship manager Luke Willis has been extremely helpful and always on hand when needed. We value being able to talk to a dedicated team and to have any quires resolved quickly and efficiently.

9 September 2025
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 3 out of 5 stars

Long winded set-up

Poor response times for problem solving.

8 September 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for sharing your feedback. We're sorry that your experience did not meet your expectations.

We recognise that receiving timely support is important, and we're disappointed to hear that resolving your issue took longer than it should have. We're also sorry that the set-up process felt more complicated and time-consuming than expected.

We take feedback like this seriously and will investigate further to understand what went wrong and where we can improve.

Thank you for bringing this to our attention.

Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fast efficient service & the person I…

Fast efficient service & the person I spoke with was so pleasant, helpful, and had tremendous patience!

7 September 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.
Kind regards,

Sarah Cantrell – Lloyds Bank Cardnet

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