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Lloyds Cardnet Reviews 

534
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 376 reviews, reviewers overwhelmingly had a great experience with this company, highlighting the exceptional overall quality of the services provided. Customers frequently praise the helpful and knowledgeable staff for making complex business transitions remarkably smooth and providing excellent, proactive guidance. Consumers note that customer service is truly outstanding, with representatives offering prompt, friendly, and clear communication throughout every single step. However, some people mentioned difficulties regarding payments, noting that transactions were occasionally held or old contracts caused unexpected billing confusion. Some reviewers also encountered stressful system setups, complicated passwords, and a noticeable lack of proper support when managing their accounts.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are professional, responsive,... See more

Service

Customers consistently note positive experiences with service, highlighting prompt responses and professional... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and helpful... See more

User experience

Customers had positive experiences with user experience, finding the onboarding process smooth and... See more

Payment

Clients share ambiguous opinions on payment, with many highlighting reliable solutions, smooth transitions,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. #9 of 17 best companies in Card processing service
  2. #25 of 50 best companies in Bank
  3. #16 of 26 best companies in Ecommerce solution provider
  4. #26 of 56 best companies in Payment service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

534 reviews

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4.6

All reviews

(534)

344 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Community Club

Quick and easy process, good communication regarding product. Quick decision and delivery. Good support after receiving item.

10 June 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi John,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Helpful and responsive

The account manager is helpful and responsive. He provides a great service, explaining things at my level.

9 June 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Transfer to contract with cardnet

We currently use a pay as you go through cardnet but felt that a contract would offer better value for money. Figures were provided based on our merchant use to compare. Due to the nature of our business it required authority from several people (other than myself). This was all done via email, which was easy to follow.
My customer contact was Hanna L. She kept me up to date with the process and called me as and when agreed. It was pleasant to speak with an individual who knew about the product and didn’t just read from a script.

20 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback. I will share this with Hanna.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Cardnet offers solid bank-backed…

Cardnet offers solid bank-backed reliability and good support.

8 June 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 1 out of 5 stars

Appalling service

Appalling service - avoid! Communication is non existant. Written information incorrect. No proper support available- just shrugged shoulders. Wrong information about registration led to unnecessary installs on computer which has messed my system up. Still waiting a month later to learn how to use their system. So many passwords ( some of which are laughably insecure) and log in levels. Avoid

28 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Iain,

We’re really sorry to hear about your experience, and thank you for taking the time to share your feedback.
This isn’t the level of service we want to provide, and we understand how frustrating unclear information, delays and system issues can be — especially when it impacts your day-to-day operations.
We’d like to look into this further and understand what’s gone wrong so we can put things right.
Thank you again for your feedback — it’s important to us and helps us improve.

Kind Regards
Sarah Cantrell - Lloyds Bank Cardnet

Rated 5 out of 5 stars

cardmet team super helpful…

I have had great support from the cardnet team especially Kelly always super helpfull and deal with my queries and always get resolved quickly the whole team have been realy helpfull.

3 June 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback. I will share this with Kelly.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fantastic service

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up.
Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he said he would at all times. Thank you.

1 June 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Thomas,

Thank you for your review and positive feedback. I will share this with Richard.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

The personal touch and attention to detail

A bank is just a bank to most, but when looking at ensuring we got all the features and facilities we needed for the company the personal touch and personal support was exacty what we needed. Walked through every feature, detailed discusssion on what we needed, why we needed it and what they could offer. The service and attention to detail for us was superb. Thank you Michael Scott

4 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Dear Mark,

Thank you for your review and positive feedback. I will share this with Michael Scott.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Good level of support for SME's

We have been exploring our options for payment processing - our most recent customer service experience with Cardnet was first class as soon as we had established the right person to speak with.

29 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Dear Jonathan,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Just had my first meeting with my new Cardnet Manager

Just had my first meeting with my new Cardnet Relationship manager James Gale and i am please to report it was a very positive experience indeed.
James was very helpful we some great advise and ideas
10 out of 10 thanks
Peter
AGC LTD

27 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback. I will share this with James Gale.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We moved our business to Lloyds

We moved our business to Lloyds Cardnet, it was very quick and easy for the whole company. Deepak Joshi was very helpful and guided us through the process making it as easy as possible!

26 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback. I will share this with Deepak Joshi.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Mostly clearly explained

Mostly clearly explained, but as a non techno person I found some things needed more explanation. This was dealt with satisfactorily.

26 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Patricia,

Thank you for your review and feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars

Good card machine

Very easy to use and quick for our Watermelon business

26 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi,

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Simple process

26 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Peter,

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

New retail setup

We are going through the setup of our first retail outlet after having been a Lloyds business customer for years.
The Cardnet team, Mr Michael Scott in particular, was hugely supportive on this journey. They provided the guidance we needed and went above and beyond our expectations.
We were updated at every stage of the process, making what could have been an incredibly stressful experience seem very straightforward.

21 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi David,

Thank you for your review and positive feedback. I will share this with Michael.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We returned to Cardnet after a brief 18…

We returned to Cardnet after a brief 18 months with another supplier. Originally with Cardnet for nearly 40 years and now glad to be back. There is always a person to speak to if any queries arise - cannot fault the service.

21 May 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Libby,

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 4 out of 5 stars
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Terri,

Thank you for your review and positive feedback. I will share this with David.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

David Guy has been exceptional in every…

David Guy has been exceptional in every way. He has dealt with every issue that’s been raised in a very professional and friendly manner. I wish everyone I speak to at Lloyds would take a leaf out of his book.

Keep up the great work David. No doubt I will speak to you again at some point.
A real asset to the team.

19 May 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hi Eric,

Thank you for your review and positive feedback. I will share this with David.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Response time was good

Response time was good. Person was able to provide the relevant info to my query.

23 April 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello

Thank you for your review and positive feedback.

Kind regards,
Carmen Lazar – Lloyds Bank Cardnet

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