Lloyds Bank Reviews 11,229

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 5,731 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for their exceptional helpfulness, professionalism, and friendly demeanor, making interactions pleasant and efficient. Many highlight the excellent service received, with employees going above and beyond to guide them through processes and provide valuable advice. Reviewers also appreciate the smooth and thoughtfully designed user experience, especially with the mobile app and online banking platform, finding everything easy to navigate and reliable. However, some people were dissatisfied with customer service, citing long wait times, unhelpful AI chat, and issues with card transactions being declined or blocked without warning. There were also mentions of difficulties with online banking and payment transfers, with some experiencing poor technical service and a lack of support for complex issues.

What people talk about most

Staff

People report positive experiences with staff, frequently highlighting their helpfulness, professionalism,... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers praising specific agents for their... See more

Service

Reviewers highlight positive aspects of service, with many describing it as first-class, easy to use, and... See more

Payment

Customers consistently note ambiguous experiences with payment, with many reporting significant delays in... See more

User experience

Consumers find user experience to be ambiguous, with some describing it as first-class, easy to use, and a... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I haven’t banked with a high street bank in over twelve years, I’ve only been online in that time. However walking into the Crewe branch today and speaking to Gillian T has been a wonderful expe... See more

Company replied

Rated 5 out of 5 stars

We visited Lloyds Bank Merthyr Tydfil yesterday and we received met Leah and Teresa who assisted my husband in dealing with on line banking. Without their in branch help wouldn't be able to h... See more

Company replied

Rated 5 out of 5 stars

I had an exceptionally great service today at the Manchester branch. I went in to get a printed statement as I have been struggling to get back on my online banking. Toyin attended to me and she surpr... See more

Company replied

Rated 5 out of 5 stars

Today I visited my bank in Stafford and was assisted by Eva on multiple tasks with my accounts, that took us almost 2 hours. To say I'm impressed is to say nothing. She is extremely competent, dec... See more

Company replied


Company details


Contact info

4.1

Great

TrustScore 4 out of 5

11k reviews

5-star
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No history of asking for reviews

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Rated 5 out of 5 stars

Mo from Leicester Melton Road was…

Mo from Leicester Melton Road was great, brilliant service.
Really need more staff members like him in branch

28 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Dharmesh. Thank you for your feedback. I’m delighted to hear about the great service you received at our Leicester Melton Road branch. It’s wonderful to know Mo provided such brilliant support and made a positive impression. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

It was amazing mrs jelly was nice to…

It was amazing mrs jelly was nice to me and she helped me open more savings and more benefits in leamington spa branch im satisfied and happy thank you

28 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi JanetNdamukunda. Thank you for your feedback. I’m delighted to hear about the great service you received at our Leamington Spa branch. It’s wonderful to know Mrs Jelly was able to help you open additional savings and support you with the benefits available. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Himanshu was very helpful in the…

Himanshu was very helpful in the wellingborough branch helping me reset my banking app thank you

28 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Julie. Thank you for your feedback. I’m delighted to hear about the great service you received at our Wellingborough branch. It’s wonderful to know Himanshu was able to help you reset your banking app and provide such helpful support. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

I went into Loyd Bank at Harrow and was…

I went into Loyd Bank at Harrow and was served by Rama. The service was really really outstanding. I was so pleased as she helped me reset my mobile app as i had been struggling.

28 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Didier. Thank you for your feedback. I’m delighted to hear about the great service you received at our Harrow branch. It’s wonderful to know Rama was able to help you reset your mobile app and provide such outstanding support. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Got assisted by Himanshu

Got assisted by Himanshu. He was very helpful taught me how to deposit money using banking app which was new to me. Happy with the service.

28 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Diana. Thank you for your feedback. I’m delighted to hear about the great service you received. It’s wonderful to know Himanshu was able to support you and guide you through using the app. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Lizzy at loyds bank leamington spa…

Lizzy at loyds bank leamington spa branch was fantastic sorting my banking problem, great customer service would deffinately fecomend , many thanks

28 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Justin. Thank you for your feedback. I’m delighted to hear about the great service you received at our Leamington Spa branch. It’s wonderful to know Lizzy was able to help resolve your issue and provide such fantastic customer service. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

The attentiveness and professional…

The attentiveness and professional approach taken by the Lloyd’s Manchester team - most of all Toyin

27 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Kevin. Thank you for your feedback. I’m delighted to hear about the great service you received from our Manchester team. It’s wonderful to know Toyin’s attentive and professional approach made such a positive impression. Thank you for your 5-star rating.

Thanks
Nandu

Rated 5 out of 5 stars

Thanks to Jake's great and effective services!

Yesterday afternoon, I went to Lloyd's Bank, Cambridge Branch to enquire about how to find the info of the interests I have received for the tax years of 2024/2025 and 2025/2026. I was happy to be served by Jake who is very helpful and patient. He explained clearly of how to find the details on the App and also helped to print the documents. Besides, he also guided me to finish the steps of applying for 'Save the Change' of my debit card. Furthermore, he also helped me to finish the set up of Google Pay on my mobile App. I am really really thankful for Jake's wonderful services and help and also appreciate the great manner and effective jobs he has offered to me. Wishing him a prosperous future in his career!

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Chan. Thank you for taking the time to leave us a review. I'm delighted to hear about the great service you received at our Cambridge branch. It’s wonderful to know Jake was able to support you with your queries and make your visit a positive one. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Nandu

Rated 2 out of 5 stars

Poor service in branches

I wouldn't write if I thought today's experience was a one-off but, sadly, it was very similar to other experiences I've had since Halifax closed several branches I used regularly and advised me I could use my account at Lloyds.

The scene today was as follows. Three members of staff were visible: one sitting near the entrance, presumably as some sort of greeter; a second at a desk further away - I have no idea what her function was; and a third at one of the cashiers' posts.

None of the above was dealing with customers. All the customers were in a queue for the one ATM that dealt with withdrawals (there were two ATMs but one was reserved for deposits). I was second in that queue behind a couple of people who either didn't know how to use it or were making multiple withdrawals on different cards. Anyway, after about three minutes - and with a queue growing behind me - I went to the cashier's desk and asked if I could make a withdrawal. The cashier replied that she was too busy. Think on that: one person at the cashier post and she was too busy to deal with a customer. I left in disgust.

As I said, this wasn't untypical of Lloyds. I've had pretty poor service in this branch before. And other things were familiar from other branches I've visited. The two-ATMs-but-only-one-actually-dispenses-cash thing is something I've seen in branches in three different towns. Similarly, I've often come across long waits for the one cashier available (though, unlike today, the cashier was at least dealing with a customer - it's just that there are seldom enough cashiers to deal with all the customers, leading to queues even when it's not busy).

It's hard to avoid suspecting that Lloyds don't really want to provide branch services. Halifax wasn't great, but it was better than this.

Update:

Having read Lloyds' reply I drafted a complaint and followed the link given in their reply. Totally useless. Unless I missed it, there is no email address to which I can send the text (the only email on the complaints pages is for the ombudsman). The options seem to be to phone and, presumably, explain the whole thing over again to some unfortunate person who won't know what I'm on about; or to use the online complaints system - which requires me to enter a lot of personal details before I even get to know what the online complaints system entails. I suppose I also have the option of getting my complaint printed and posting it to them but I'm not going to do that.
I was quite impressed when I got a swift response to my review. But now I can only be futher convinced that Lloyds's commitment to customer service is quite hollow. A simple email address like feedback@lloydsbank is all that's needed if they really want to know how customers feel; but it seems too much for them.

27 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi John,

Thank you for taking the time to share your experience. I’m really sorry to hear about the service you’ve received in branch and appreciate how frustrating this must have been, particularly when it reflects repeated experiences rather than a one-off visit. This isn’t the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can submit a complaint by copying and pasting this link into your browser:
https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks,
Saurabh

Rated 1 out of 5 stars

Lloyds customer service is totally…

Lloyds customer service is totally atrocious.

They are now being investigated by FCA and Data Protection Officers for respectively Financial Misconduct and For inane Data breaches. They had been warned but unfortunately I have to report that they do not actually care.

Maybe the directors are in the process of a company collapse or most likely an Incompetent CEO who is likely to Bankrupt Lloyds.

Data Protection breaches can cost a company up to 4% GDP. This would turn a 75 million profit into around a 350 million pound loss.

27 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Michael,

Thank you for your feedback. I’m really sorry to hear about your experience and concerns regarding our service. We take matters such as customer service and data security very seriously, and this isn’t the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can submit a complaint by copying and pasting this link into your browser:
https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks,
Saurabh

Rated 4 out of 5 stars

Never had any issue

Never had any issue. Could be a little bit more user friendly. Some services are not the cheapest.

26 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi there,

I appreciate your feedback! We're glad to hear you haven't had issues. We're always working to improve usability and pricing.

Thanks,
Saurabh

Rated 5 out of 5 stars

I had an excellent experience at Lloyds Bank Reading Town Centre

I had an excellent experience at Lloyds Bank Reading Town Centre today; thanks to the support I received from Shalom. She was incredibly kind, attentive, friendly, patient, and genuinely supportive throughout the whole interaction. Her calm and caring approach immediately put me at ease and made me feel relaxed and listened to.
Not only did she help resolve the issue I had with my credit card efficiently, but she also went above and beyond by taking the time to explain different options to help optimise my finances and savings. I truly appreciated how thoughtful and helpful she was.

Joseph

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Joseph,

Thank you for choosing Lloyds. It’s great to read about the fantastic service you received. I’m delighted to hear about your positive experience at our Reading Town Centre branch and that Shalom was able to support you with such care, patience, and professionalism. It’s especially nice to know she took the time to not only resolve your credit card issue but also help you understand options to optimise your finances.

Thanks again for your kind comments.

Thanks,
Saurabh

Rated 1 out of 5 stars

I'm very dissappointed with this…

I'm very dissappointed with this service. I applied a credit card because I want to purchase PC parts using that credit card and just pay for it monthly. But unfortunately the bank kept declining my purchase. I rang them and confirmed my details. They probably thought I was a fraud. She didn't resolve my issue and she asked me to go to my local branch to verify myself. Wtf?! I don't wanna waste my time going there just to verify myself. Ridiculous!

27 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Aldrin,

Thank you for your feedback. I’m really sorry to hear about your experience and appreciate how frustrating it must have been to have your purchase declined and then be asked to visit a branch. This isn’t the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can submit a complaint by copying and pasting this link into your browser:
https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks,
Saurabh

Rated 5 out of 5 stars

My sister and I were both impressed…

My sister and I were both impressed with how Cheryl answered all our questions about our POA clearly and thoroughly. She reassured us with her professional yet calm approach. She assured us that all of our questions were sensible and normal. Her customer service was excellent.

27 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Rachel,

Thank you for choosing Lloyds. It’s great to read about the fantastic service you received. I’m delighted to hear that Cheryl was able to answer all your questions clearly and thoroughly, and that her calm and professional approach helped reassure you both. It’s especially nice to know she made you feel comfortable and supported throughout your visit.

Thanks,
Saurabh

Rated 5 out of 5 stars

I went to Lloyd’s at Bishop Stortford…

I went to Lloyd’s at Bishop Stortford where I was attended to by Mia. She was very competent and helped me with what I needed very efficiently. She was also very sweet so I’m happy with the customer service.

27 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Esther,

Thank you for choosing Lloyds. It’s great to read about the fantastic service you received. I’m delighted to hear about your positive experience at our Bishop’s Stortford branch and that Mia was able to support you so efficiently and kindly.

Thanks again for your kind comments.

Thanks,
Saurabh

Rated 2 out of 5 stars

María Sennacheribbo

We were waiting over 1 hour ti be said that the account was dormant and that the account holder name did not match be puse the mother’s surname.
The account was opened in 2016 by Maria Sennacheribbo (non second surname was requested as usual in UK) and Spanish ID card shows obviously both surnames (Maria Sennacheribbo Olascoaga). We were also informed that we could not get our money.

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Mario,

Thank you for taking the time to share your experience. I’m really sorry to hear about the long wait and the difficulties you faced regarding the account details. I understand how frustrating and concerning this must have been, especially when trying to access your money. This isn’t the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can submit a complaint by copying and pasting this link into your browser:
https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks,
Saurabh

Rated 5 out of 5 stars

Claire at the Northampton branch was…

Claire at the Northampton branch was super friendly very welcoming explained what having a relationship manager could do for me and booked me in straight away to have a full review which helped ne with finance to purchase a car earn more on my savings excellent service from claire thank you 😊

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Lucio,

Thank you for choosing Lloyds. It’s great to read about the fantastic service you received. I’m delighted to hear about your positive experience at our Northampton branch and that Claire was so friendly, welcoming, and helpful in supporting you with your finances.

Thanks,
Saurabh

Rated 1 out of 5 stars

Poor customer service in branch and app online messaging is poor

My partner was lucky enough! to have a win on the Grand National at good odds. As his stake was in cash the bookies paid him cash - a large sum. Fortunately the betting shop was very close to the bank so we went in to pay straight into his account. 3 members of staff were standing chatting and of 2 behind the counter one was dealing with a customer the other shuffling papers around and studiously ignoring us. When we finally got served no apology for our long wait, but the member of staff immediately said ' why didn't you use the self service machine'. For this sum of cash - what proof is there that the cash was paid in and how long would it take to apply it to the account. Lloyds customer service is really poor these days. No-one to phone if issues, all done on the app with messaging which takes forever to get past the bot and when you do eventually get a response from a person this is 'phone up' but the phone lines are normally closed or don't answer. After being a loyal customer for many years definitely thinking of switching my current account elsewhere.

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Liz,

Thank you for taking the time to share your experience. I’m really sorry to hear about the service you received in branch and through our messaging service - I understand how disappointing and frustrating this must have been, especially after being a loyal customer for so many years. This isn’t the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can submit a complaint by copying and pasting this link into your browser:
https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks,
Saurabh

Rated 1 out of 5 stars

Awful experience.....another bank that…

Awful experience.....another bank that just don't want to take my money!! I simply want to transfer a large ISA sum and they cant even bother to answer the phone. Consultation Lloyds all I wanted was the non bank transfer form. Why isn't it on your site and why cant you answer the phone in your ISA department?? Don't get these issues with Chase or AJ Bell. Call yourself a proper bank? I don't think so.

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Matt,

Thank you for your feedback and I’m really sorry to hear about your experience. I understand how frustrating this must have been, especially when trying to arrange something as important as an ISA transfer. This isn’t the level of service we aim to provide.

Please allow one of our complaint managers to look into this further for you. You can submit a complaint by copying and pasting this link into your browser:
https://www.lloydsbank.com/contact-us/how-to-complain.html

Thanks,
Saurabh

Rated 5 out of 5 stars

I went to the Manchester branch and I…

I went to the Manchester branch and I met Toyin,she was so courteous and friendly…I was so glad I met her,she helped me out in sorting my bank challenges…Lloyd bank hires the best in my opinion.

27 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Bobby,

Thank you for taking the time to share your feedback. I’m delighted to hear about your positive experience at our Manchester branch and that Toyin was able to support you so well.
Thanks again for your lovely comments.

Thanks,
Saurabh

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