Longbridge Financial, LLC (NMLS# 957935) Reviews 

1,320
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 173 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being professional, knowledgeable, and genuinely helpful throughout the process. Many highlight exceptional customer service, with employees often going above and beyond to educate and guide them. Reviewers consistently experienced quick response times and clear explanations, making the overall user experience smooth and easy. However, some customers also noted issues with communication, mentioning mixed messages or a lack of clarity regarding loan terms. A few other people also felt that employees did not always act in their best interest, leading to a negative overall experience due to concerns about the service provided.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, knowledge,... See more

Service

People report positive experiences with service, often highlighting the smooth, professional, and stress-free... See more

Customer service

Customers had positive experiences with customer service, highlighting the helpfulness and professionalism of... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting quick responses and answers to... See more

User experience

Reviewers mention positive feedback about user experience, frequently describing the entire process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Charlotte Johnson helped me with getting my first release of credit with my Reverse Mortgage. She was kind, cheerful and patient with me while solving my problem. I recommend anyone needing help at... See more

Company replied

Rated 5 out of 5 stars

It was a long, dragged out process of 7 months. Yet, I'm five starring because Longbridge and my loan officer ...Jerry Auippa...stuck with me through some illogical **** caused by the appraiser tha... See more

Company replied

Rated 5 out of 5 stars

I'm writing this review to express my 8 for the service provided by my reverse mortgage loan officers : MELISSA TOFIGHI AND MEGAN WATTS. They went above and beyond, both professionals, knowle... See more

Company replied

Rated 5 out of 5 stars

Jason Margelefsky was amazing! He answered my questions and thoroughly explained everything in simple terms. He was quick to respond. He helped me feel confident that reverse mortgage was right for us... See more

Company replied


Company details

  1. Mortgage Lender

Written by the company

At Longbridge, we love seniors and we’re passionate about helping them unlock the power of one of their greatest assets—their home equity. As a leading provider of home equity solutions for seniors, we’re committed to helping older homeowners make the most of what they’ve worked hard to build, so they can live the retirement they imagined. Our knowledgeable team is here to answer your questions, guide you through your options, and help you make an informed decision that supports your unique goals. To learn more, give us a call at 855-523-4326 or visit our website: longbridge-financial.com. NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. For licensing info, go to: www.nmlsconsumeraccess.org. For additional licensing/disclosures: longbridge-financial.com/licensing. For CA, NE, and TX consumers: For info about our privacy practices, please visit longbridge-financial.com/privacy. Company Licensing Information: AZ Mortgage Banker License #0930082; Licensed by the Dept of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Loans made or arranged pursuant to a CA Financing Law license; GA Mortgage Lender Licensee #44082; MA Mortgage Lender License # ML957935; Licensed by the NJ Dept of Banking & Insurance; Licensed Mortgage Banker-NYS Dept of Financial Services -in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075. Longbridge is a Licensed Mortgage Banker in the State of NY, but this site is not authorized by the NY State Department of Financial Services. No mortgage loan applications for properties located in the State of NY will be accepted through this site. RI Licensed Lender. Longbridge is an Equal Opportunity Lender. TX consumers: For state licensing info, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/. This material has not been reviewed/approved by any gov agency. The company is not affiliated with/acting on behalf of any gov agency. For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.


Contact info

4.8

Excellent

TrustScore 5 out of 5

1k reviews

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4.8

All reviews

(1,320)

169 reviews in the last 12 months

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Rated 5 out of 5 stars

Ryan Philip made my experience a great…

Ryan Philip made my experience a great one. He is very professional and made me feel like a very valued client. He was with me every step of the way and kept me well informed about the progress. Also he is very patient. Longbridge has a process that is easy to understand and is tailored for each client's situation. I will definitely recommend them to anyone interested in an HECM.

21 November 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had a great experience and we appreciate your highlighting the professional, informative, and patient service you received. Thank you for recommending us!

Rated 5 out of 5 stars

Fantastic Experience

Shannon Woods made my experience fantastic. She is the best Reverse Mortgage Consultant! She was extremely knowledgeable, patient, personable, trustworthy, warm, simply put she was all the things I needed her to be. I think society in general has made people leery of Reverse Mortgages, but there is absolutely no reason to be. This is especially true when you’re working with someone like Shannon. I truly believe Reverse Mortgages should be a part of retirement planning. Thanks again Shannon for a fantastic experience!

20 November 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you so much for your kind words! We’re thrilled to hear that Shannon’s knowledge, patience, and warm guidance made your reverse mortgage experience fantastic. Your trust means a lot, and we’re grateful you chose to work with us.

Rated 5 out of 5 stars

Highly recommend Longbridge!

I was very pleased! John Young communicated with me every step of the process. I had been thinking of doing Reverse Mortgage for a long time, but was very hesitant about it. John explained and answered any questions I had, I felt very comfortable working with him and Alyssa. They both made it very easy to do! If you're thinking of getting a Reverse Mortgage, I highly recommend Longbridge! All the research I did before calling Longbridge was exactly what I read, heard about.

25 November 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you, Debbie! We're thrilled to hear about your positive experience with John and Alyssa. It's great that they could provide the support and information you needed. Your recommendation means a lot to us, and we're here to help if you have any additional questions!

Rated 5 out of 5 stars

Excellent service and positive experience

Excellent service, response and professionalism. Ali Tofighi did an exceptional job explaining and educating me through the various options. I felt he listened well and understood my goals. It's a big decision and important to get it right. I felt that I got it right with his help. I will definitely refer his services.

21 November 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had such a positive experience. It's wonderful that you felt well-informed and supported in making your decision. Thank you for sharing your feedback and for recommending our services!

Rated 5 out of 5 stars

Joe Borders experience with Longbridge

I was able to learn things critical to my reverse mortgage long while speaking with Shella. Shellac was very friendly and very knowledgeable when it comes to reverse mortgages.She made it easy for me to ask questions that otherwise would have made me feel stupid. Give this lady a raise.

20 November 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that our team member was able to help you learn more about reverse mortgages and how comfortable you felt asking questions. Thank you for your positive feedback!

Rated 5 out of 5 stars

Excellent Service

I want to thank Paloma Remington for helping me through all of the obstacles, and getting to the finish line. I appreciate your help so very much.

13 November 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We are so happy to hear that you had such a positive experience, and we appreciate you taking the time to share your feedback. Thank you for acknowledging the assistance you received!

Rated 5 out of 5 stars

The experience was reassuring

The experience was reassuring. Thanks to all that made this process a professional undertaking. Special thanks to Jody whose communication efforts and assistance made things a pleasure.

11 November 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the experience was reassuring. We appreciate your recognition of our team's professionalism and are so glad the communication was a pleasure for you. Thank you for your business!

Rated 5 out of 5 stars

Loren was my reverse mortgage support

Loren was my reverse mortgage support. She was absolutely a pleasure to have in my corner. Any questions, thoughts or even uncertainties she was always quick to respond.

5 November 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you Anita! It's wonderful to hear that you had such a positive experience. Providing responsive, informative service is our goal, and we appreciate you taking the time to share your feedback!

Rated 5 out of 5 stars

Melissa Tofighi is wonderful

Melissa Tofighi was wonderful she really helped us get through a process that can be complicated at times. Melissa and Jeanmarie Bostick took the time to explain the process and whenever i had a question they responded in a most timely manner. Melissa and Jeanmarie's very upbeat and positive attitude was reassuring and kept me upbeat and positive as well. Melissa saw me as a person and not just a mortgage to close. She took the time to know me and help me through all of it.

30 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had a wonderful experience. We appreciate your highlighting the team's helpfulness and positive attitude in navigating the process. It's great to know that you felt seen and supported. Thank you for your feedback.

Rated 5 out of 5 stars

Would highly recommend Longbridge Financial

Longbridge Financial from the first person I talked with to Jason M, and all others I talked wit I felt everyone truly cared for my situation and were extremely helpful making a somewhat stressful process easy. Jason made sure I understood everything and helped me through the process. Jason understood when I had to put off my appraisals because of health problems I was having. I trust Longbridge Financial and would highly recommend them and specially Jason M. to any family or friends.

30 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that everyone was helpful and supportive during a stressful time. Thank you for recommending us!

Rated 5 out of 5 stars

Jason Margelefsky

I’ve recently had the privilege of working with Jason Margelefsky of LONGBRIDGE Financial. I happened to read my monthly statement from LONGBRIDGE (reasons to keep snail mail) and saw that I had the option to refinance my reverse mortgage. I was in touch immediately with Jason and I can’t say enough good things about him. He is the consummate professional. He was extremely responsive and I had complete trust in him. My loan processor, Karlye Kemp, was equally wonderful. The entire process was seamless and I’m very grateful that Jason was there for me. Excellent company! I highly recommend LONGBRIDGE Financial!

29 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your fantastic review, Maureen! We’re thrilled to hear about your positive experience refinancing with us. Our team is dedicated to providing exceptional service, and it’s great to know that we met your expectations. We appreciate your recommendation and look forward to assisting you in the future!

Rated 5 out of 5 stars

carol lynn giery was wonderful and…

carol lynn giery was wonderful and helpful throughout the process, she makes everything clear all along the, wonderful

28 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the process was wonderful and helpful. We appreciate your positive feedback and are glad everything was clear.

Rated 5 out of 5 stars

Process was simple and easy to follow

Process was simple and easy to follow

9 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you, Rodger! We're thrilled to hear that you found our process straightforward. Our team works hard to ensure a seamless experience, and your feedback is greatly appreciated!

Rated 1 out of 5 stars

I want to disclose my experience with Longbridge Financial, LLC

I want to disclose my experience of corrupt activity with Longbridge Financial LLC to help protect other seniors from similar mistreatment.
This Reverse Mortgage company has made my life pure hell. They reel you in and then convert to a gestapo type of mentality.
They prey on seniors that are in a financial crisis and then set you up to fail. This seems intentionally structured for quick turnovers to recover investments before targeting another potential victim.
They conduct annual inspections and require certain improvements; failure to comply will result in your loan being placed into a default status and then ultimately foreclosure.
My loan was moved into default from not converting my garage doors from French doors to tin doors. The appraiser made a grave error and Longbridge Financial refused to listen to the fact that this detached garage was under a grandfather clause.
I contacted the company numerous times, even writing to the CEO, and each response took approximately 40 days, and time after time received the same reply that indicated my original agreement would remain in effect. They had no desire to rectify this matter.
This repeated response showed their sole focus was foreclosure.
In fact, they continued to worsen the demands on me; to the point where I eagerly sought an avenue to settle my loan with them.
In addition, this company makes it extremely difficult to speak to a representative. The calls are directed to a call center out of the USA and screened. Most of the time you can barely understand the strong accent of the individual that you’re speaking to. This undoubtedly leads to frustration which is more than likely designed to prevent customers from calling with issues!
The bottom line is that senior citizens are often targeted, with the assumption that most seniors will not pursue any formal complaints or disputes. This is why I felt compelled to expose this company’s true nature.

27 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We appreciate you taking the time to share your experience and are very sorry to hear about your concerns. Please know that your feedback is important to us. Our team has reviewed our files and believe the situation was handled appropriately. We’ve done extensive work behind the scenes to research and address the issues raised, including consultations with regulatory and local planning department. Our goal has always been to resolve matters fairly and compliantly. We understand you've spoken with members of our team, but please know we are happy to discuss further should you wish.

Rated 4 out of 5 stars

Scott

Scott, who was the one I worked with, was absolutely terrific. However the underwriting department seemed to ask for additional information one item at a time, thereby lengthening the process.

17 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're glad you had a terrific experience with Scott. We greatly appreciate your feedback and will address the underwriting concerns internally to streamline our processes. Thank you for your time and your business!

Rated 5 out of 5 stars

Lauren was excellent

Lauren was excellent. She massaged me through a process which I thought was difficult at times.

25 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're glad you enjoyed your experience. We appreciate you sharing that the communication throughout the process was helpful, even through difficult moments. Thank you for your review and your business!

Rated 5 out of 5 stars

Mellissa And Meagan Were Fantastic And…

Mellissa And Meagan Were Fantastic And On The Ball Great People To Do Busyness With And Would Highly Recommend Longridge Financial To Others.

23 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had a fantastic experience. We appreciate your recommendation and are so glad that our team met your needs!

Rated 5 out of 5 stars

My experience with Jeffrey and Dream…

My experience with Jeffrey and Dream Team at Longbridge Financial left me with clear expections on the reverse mortgage process. The entire loan process was incredibly smooth and efficient from start to finish. They made what could have been a stressful and overwhelming process seamless and easy.

22 October 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that your experience resulted in clear expectations and a smooth, efficient process. We appreciate you sharing that the team made the process seamless and easy for you.

Rated 5 out of 5 stars

Jerry made our experience with getting a reverse mortgage a pleasurable one!

Jerry made our experience with getting a reverse mortgage so smooth and seamless. He was so wonderful to work with. We appreciate everything he did for us. We had so many questions and he was always willing to answer them without hesitation. His communication with us was great, keeping us informed throughout the process. He's a very compassionate person. The other people on his team were also helpful and a pleasure to work with as well. I highly recommend Longbridge Financial.

3 August 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had a smooth reverse mortgage experience. It's wonderful to know that the team was helpful and responsive to your questions. We appreciate your recommendation.

Rated 5 out of 5 stars

Jason Margelefsky and Longbridge are THE BEST!

Jason Margelefsky was amazing! He answered my questions and thoroughly explained everything in simple terms. He was quick to respond. He helped me feel confident that reverse mortgage was right for us, without being pushy. He was professional at all times. I researched Longbridge and appreciated their great rating. Jason represents them well!

1 September 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had such a positive experience! It's great to know that your questions were answered thoroughly and that you felt confident in your decision. Thank you for sharing your feedback.

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