Charlotte Johnson helped me with getting my first release of credit with my Reverse Mortgage. She was kind, cheerful and patient with me while solving my problem. I recommend anyone needing help at... See more
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At Longbridge, we love seniors and we’re passionate about helping them unlock the power of one of their greatest assets—their home equity. As a leading provider of home equity solutions for seniors, we’re committed to helping older homeowners make the most of what they’ve worked hard to build, so they can live the retirement they imagined. Our knowledgeable team is here to answer your questions, guide you through your options, and help you make an informed decision that supports your unique goals. To learn more, give us a call at 855-523-4326 or visit our website: longbridge-financial.com. NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. For licensing info, go to: www.nmlsconsumeraccess.org. For additional licensing/disclosures: longbridge-financial.com/licensing. For CA, NE, and TX consumers: For info about our privacy practices, please visit longbridge-financial.com/privacy. Company Licensing Information: AZ Mortgage Banker License #0930082; Licensed by the Dept of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Loans made or arranged pursuant to a CA Financing Law license; GA Mortgage Lender Licensee #44082; MA Mortgage Lender License # ML957935; Licensed by the NJ Dept of Banking & Insurance; Licensed Mortgage Banker-NYS Dept of Financial Services -in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075. Longbridge is a Licensed Mortgage Banker in the State of NY, but this site is not authorized by the NY State Department of Financial Services. No mortgage loan applications for properties located in the State of NY will be accepted through this site. RI Licensed Lender. Longbridge is an Equal Opportunity Lender. TX consumers: For state licensing info, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/. This material has not been reviewed/approved by any gov agency. The company is not affiliated with/acting on behalf of any gov agency. For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
61 South Paramus Road, Suite 500, 07652, Paramus, United States
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Ryan Philip made my experience a great one. He is very professional and made me feel like a very valued client. He was with me every step of the way and kept me well informed about the progress. Also he is very patient. Longbridge has a process that is easy to understand and is tailored for each client's situation. I will definitely recommend them to anyone interested in an HECM.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Shannon Woods made my experience fantastic. She is the best Reverse Mortgage Consultant! She was extremely knowledgeable, patient, personable, trustworthy, warm, simply put she was all the things I needed her to be. I think society in general has made people leery of Reverse Mortgages, but there is absolutely no reason to be. This is especially true when you’re working with someone like Shannon. I truly believe Reverse Mortgages should be a part of retirement planning. Thanks again Shannon for a fantastic experience!

Reply from Longbridge Financial, LLC (NMLS# 957935)
I was very pleased! John Young communicated with me every step of the process. I had been thinking of doing Reverse Mortgage for a long time, but was very hesitant about it. John explained and answered any questions I had, I felt very comfortable working with him and Alyssa. They both made it very easy to do! If you're thinking of getting a Reverse Mortgage, I highly recommend Longbridge! All the research I did before calling Longbridge was exactly what I read, heard about.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Excellent service, response and professionalism. Ali Tofighi did an exceptional job explaining and educating me through the various options. I felt he listened well and understood my goals. It's a big decision and important to get it right. I felt that I got it right with his help. I will definitely refer his services.

Reply from Longbridge Financial, LLC (NMLS# 957935)
I was able to learn things critical to my reverse mortgage long while speaking with Shella. Shellac was very friendly and very knowledgeable when it comes to reverse mortgages.She made it easy for me to ask questions that otherwise would have made me feel stupid. Give this lady a raise.

Reply from Longbridge Financial, LLC (NMLS# 957935)
I want to thank Paloma Remington for helping me through all of the obstacles, and getting to the finish line. I appreciate your help so very much.

Reply from Longbridge Financial, LLC (NMLS# 957935)
The experience was reassuring. Thanks to all that made this process a professional undertaking. Special thanks to Jody whose communication efforts and assistance made things a pleasure.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Loren was my reverse mortgage support. She was absolutely a pleasure to have in my corner. Any questions, thoughts or even uncertainties she was always quick to respond.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Melissa Tofighi was wonderful she really helped us get through a process that can be complicated at times. Melissa and Jeanmarie Bostick took the time to explain the process and whenever i had a question they responded in a most timely manner. Melissa and Jeanmarie's very upbeat and positive attitude was reassuring and kept me upbeat and positive as well. Melissa saw me as a person and not just a mortgage to close. She took the time to know me and help me through all of it.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Longbridge Financial from the first person I talked with to Jason M, and all others I talked wit I felt everyone truly cared for my situation and were extremely helpful making a somewhat stressful process easy. Jason made sure I understood everything and helped me through the process. Jason understood when I had to put off my appraisals because of health problems I was having. I trust Longbridge Financial and would highly recommend them and specially Jason M. to any family or friends.

Reply from Longbridge Financial, LLC (NMLS# 957935)
I’ve recently had the privilege of working with Jason Margelefsky of LONGBRIDGE Financial. I happened to read my monthly statement from LONGBRIDGE (reasons to keep snail mail) and saw that I had the option to refinance my reverse mortgage. I was in touch immediately with Jason and I can’t say enough good things about him. He is the consummate professional. He was extremely responsive and I had complete trust in him. My loan processor, Karlye Kemp, was equally wonderful. The entire process was seamless and I’m very grateful that Jason was there for me. Excellent company! I highly recommend LONGBRIDGE Financial!

Reply from Longbridge Financial, LLC (NMLS# 957935)
carol lynn giery was wonderful and helpful throughout the process, she makes everything clear all along the, wonderful

Reply from Longbridge Financial, LLC (NMLS# 957935)
Process was simple and easy to follow

Reply from Longbridge Financial, LLC (NMLS# 957935)
I want to disclose my experience of corrupt activity with Longbridge Financial LLC to help protect other seniors from similar mistreatment.
This Reverse Mortgage company has made my life pure hell. They reel you in and then convert to a gestapo type of mentality.
They prey on seniors that are in a financial crisis and then set you up to fail. This seems intentionally structured for quick turnovers to recover investments before targeting another potential victim.
They conduct annual inspections and require certain improvements; failure to comply will result in your loan being placed into a default status and then ultimately foreclosure.
My loan was moved into default from not converting my garage doors from French doors to tin doors. The appraiser made a grave error and Longbridge Financial refused to listen to the fact that this detached garage was under a grandfather clause.
I contacted the company numerous times, even writing to the CEO, and each response took approximately 40 days, and time after time received the same reply that indicated my original agreement would remain in effect. They had no desire to rectify this matter.
This repeated response showed their sole focus was foreclosure.
In fact, they continued to worsen the demands on me; to the point where I eagerly sought an avenue to settle my loan with them.
In addition, this company makes it extremely difficult to speak to a representative. The calls are directed to a call center out of the USA and screened. Most of the time you can barely understand the strong accent of the individual that you’re speaking to. This undoubtedly leads to frustration which is more than likely designed to prevent customers from calling with issues!
The bottom line is that senior citizens are often targeted, with the assumption that most seniors will not pursue any formal complaints or disputes. This is why I felt compelled to expose this company’s true nature.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Scott, who was the one I worked with, was absolutely terrific. However the underwriting department seemed to ask for additional information one item at a time, thereby lengthening the process.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Lauren was excellent. She massaged me through a process which I thought was difficult at times.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Mellissa And Meagan Were Fantastic And On The Ball Great People To Do Busyness With And Would Highly Recommend Longridge Financial To Others.

Reply from Longbridge Financial, LLC (NMLS# 957935)
My experience with Jeffrey and Dream Team at Longbridge Financial left me with clear expections on the reverse mortgage process. The entire loan process was incredibly smooth and efficient from start to finish. They made what could have been a stressful and overwhelming process seamless and easy.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Jerry made our experience with getting a reverse mortgage so smooth and seamless. He was so wonderful to work with. We appreciate everything he did for us. We had so many questions and he was always willing to answer them without hesitation. His communication with us was great, keeping us informed throughout the process. He's a very compassionate person. The other people on his team were also helpful and a pleasure to work with as well. I highly recommend Longbridge Financial.

Reply from Longbridge Financial, LLC (NMLS# 957935)
Jason Margelefsky was amazing! He answered my questions and thoroughly explained everything in simple terms. He was quick to respond. He helped me feel confident that reverse mortgage was right for us, without being pushy. He was professional at all times. I researched Longbridge and appreciated their great rating. Jason represents them well!

Reply from Longbridge Financial, LLC (NMLS# 957935)
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