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Lowratecarfinance Reviews 

236
•
TrustScore 5 out of 5

4.9

Car finance and loan company
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Review summary

Created with AI, based on recent reviews

Looking at 118 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, patience, and friendly demeanor, making the entire process easy and stress-free. The company's service is frequently highlighted as excellent, with many people appreciating the efficiency and ease of their overall experience, often exceeding expectations for car finance applications. Reviewers are particularly impressed with the quick response times and the smooth user experience, noting that paperwork is processed rapidly and communication is clear from start to finish. Many customers also commend the exceptional customer service, where staff go above and beyond to ensure all queries are answered and deals are secured promptly.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their politeness, friendliness, and... See more

Service

People report positive experiences with service, often describing it as friendly, polite, and efficient.... See more

User experience

Users describe positive interactions with user experience, consistently highlighting the process as quick,... See more

Customer service

Customers had positive experiences with customer service, consistently praising the staff for being patient,... See more

Response time

Clients share positive opinions on response times, frequently highlighting the speed and efficiency of the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

That I can speak to a human, who has the patience to explain if I don't understand something. It's a big thing these days, taking out finance, borrowing money when times are hard so need everythin... See more

Rated 5 out of 5 stars

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he... See more

Company replied

Rated 5 out of 5 stars

Trust me I have always have fear for long paper work and processing time but Lowratecarfinance has totally convinced me with their excellent service. They have proven to be the best . Great customer a... See more

Company replied

Rated 5 out of 5 stars

Dan and sam were both so helpful. Explaining every step of the way in detail to make sure I understood the agreement fully before signing anything. They were both friendly and had excellent customer s... See more

Company replied

Company details

  1. #25 of 63 best companies in Car finance and loan company

Written by the company

Low Rate Car Finance is a vehicle finance broker specialising in comparing the best finance deals so you don't have to.

Contact info

4.9

Excellent

TrustScore 5 out of 5

236 reviews

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4.9

All reviews

(236)

119 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Excellent experience overall

Excellent experience overall. I expected arranging car finance to be time-consuming and stressful, but the whole process was handled really well and felt straightforward throughout. Everything was clearly explained, with no hidden surprises, and the application moved much faster than I anticipated. The staff were friendly, responsive, and always happy to answer my questions. I felt supported from start to finish and would definitely recommend this company to others.

22 January 2026
Unprompted review
Rated 5 out of 5 stars

I am a dealer partner with LRCF and…

I am a dealer partner with LRCF and they are super easy to deal with. The team are always on the ball, as well as the local rep. They really do go the extra mile. In this world, going the extra mile is what everyone needs....

5 February 2026
Unprompted review
Rated 5 out of 5 stars

Finance made simple!

We are a dealership that have worked with LRCF recently and we I can't thank them enough. Finally a team that make everything so easy for dealers and customers. Special thank to Pete and Dan for all your continued hard work :)
Vanrax

2 February 2026
Unprompted review

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