ME Bank Reviews 

264
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Looking at 181 reviews, most reviewers were let down by their experience overall. Customers frequently express deep dissatisfaction with customer service, citing extreme wait times and difficulty reaching a real person. Many people report ongoing payment issues, including accounts not being closed and continued deductions despite requests. Reviewers also highlight significant problems with contact methods, noting the absence of online chat or email support. However, some customers noted a significant decline in service quality, contrasting it with previously reliable experiences. People frequently mention difficulties with ID verification, being locked out of accounts, and problems with migrated accounts, leading to incorrect direct debits and preventing access to funds.

What people talk about most

Customer service

Users describe negative interactions with customer service, with many reviewers reporting extremely poor... See more

Response time

Customers consistently express significant dissatisfaction with response times, citing unacceptably long... See more

Service

Customers had negative experiences with service, with many reporting a significant decline since the takeover... See more

Payment

Reviewers highlight negative aspects of payment, with many experiencing issues such as missing funds,... See more

Customer communications

Clients share negative opinions on contact, with many reporting it has been almost impossible to reach anyone... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I've been with ME for 14 years. Settlement of my first property sale was handled abysmally. Including notice of a shortfall due to cross collateralized loans only on settlement day. Now almost 3 week... See more

Rated 1 out of 5 stars

Trying to close my account down 4 hour later still no good I have them one star because there was nothing lower The reason I am closing my account down is for 3 years they was just a terrible to de... See more

Rated 1 out of 5 stars

Joined ME bank, they blocked my account pending ID (which they could have just asked for before I joined rather than blocking my account so I can't even access any money I've sent there) Tried to call... See more

Rated 1 out of 5 stars

This is not the way banks are supposed to work. MF Bank's customer service is warped. The foreign call dudes have no idea how to verify your ID, and then they imply you're attempting ID theft and hang... See more


Company details

  1. Bank
  2. Financial Institution
  3. Mortgage Lender

Information provided by various external sources

We’re completely owned by Australian industry super funds – and we make online banking easy.


Contact info

1.1

Bad

TrustScore 1 out of 5

264 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

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1.1

All reviews

(264)

183 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Possibly the worst bank to deal with…

Possibly the worst bank to deal with custmer wise. It takes on average to answer call and if you email very rarly do they respond. Im looking elsewhere and suggest to others they do tje same

9 January 2026
Unprompted review
Rated 1 out of 5 stars

Find a better bank, with shop fronts

I want to transfer funds from one MeBank account to another. Simple? No! To date, 3 phone calls, each over an hour on hold. Fill in a form, scan and email it back, then call them to let them know you’ve done it! OMG, how antiquated can they make the technology? This is an internal transfer!!!

8 January 2026
Unprompted review
Rated 1 out of 5 stars

This Bank takes the crown as the worst…

This Bank takes the crown as the worst bank I've ever dealt with, and I've had accounts with a dozen banks.
Ever since the launch of ME GO, the bank does anything but go.
They have an array of login ids, login pins, phone number login, passwords, alternate passwords, phone passwords... none of which actually work to let you in your account.

Customer support takes an hour plus to call in to try and get help. When I call MeBank, they say I needed to have called MeGo. So I call up MeGo, and they say I need to call Me Bank. What a circus.

Trying to withdraw my money so I can close my account.

16 December 2025
Unprompted review
Rated 1 out of 5 stars

Steer clear of ME bank.

Steer clear of ME bank.
Coming off the back of 9 years with ME bank.
The on line app is junk.
No longer doing credit cards so you will need to take out a credit card with bank of Queensland who is there parent company.
If you like to travel overseas don’t use ME bank their fees and charges are through the roof.
Very reluctant to pass on an interest rate drop when other banks pass it on straight away.
Me bank was my first home and unfortunately I didn’t realise how bad they were until went with another Lender.

15 December 2025
Unprompted review
Rated 1 out of 5 stars

Worst bank ever

If I could give zero I would. Since being taken over by the Bank of Queensland I could write a litany of reasons why I think they are the worst bank ever. Primary amongst them is that they did not inform me that my mortgage was about to be paid out. Suddenly I found that there was no money in my offset account! A ramshackle way to deal with customers and conduct business. I left the Commonwealth to bank with ME, I'm going back to the Commonwealth!

14 December 2025
Unprompted review
Rated 1 out of 5 stars

Since BOQ took over ME have been…

Since BOQ took over ME have been useless.
Credit card pay in option has gone from my app and replaced with link an account of my brother ffs .And they have charged me a late payment fee on my credit card but removed the option to pay , and I can no longer see previous trans actions . They have also repeatedly charged a dishounor fee even whes payments have been made ontime .theyare a blody disgrace.

10 December 2025
Unprompted review
Rated 1 out of 5 stars

terrible customer service

terrible customer service! on hold for over 2 hours! unable to speak to anyone. no online option if you cant access the me app. 2 days in a row.

10 December 2025
Unprompted review
Rated 1 out of 5 stars

The wait time on the phone and customer…

The wait time on the phone and customer service over an hour. I finally texted on the chat line that I would take this issue to head office, then some one came on the chat line was very polite and put in a complaint for me. I think that I had funds redirected to another group not Michelle Fielding who is a well known identity in the UK. I emailed Michelle and what I thought was locals.com but $appear to be taken out by Locals-Locals not her group. I sent them a photo 18 th November, cannot find the organisation to delete monthly ongoing payments. I suggest ME bank management have underestimated staff workload and perhaps not training them up properly to equip them. This is often a problem with big organisations they don’t put enough time into training and customer service take the load unfairly.Tried over a week

1 December 2025
Unprompted review
Rated 1 out of 5 stars

Hopeless Service

ME Bank phone customer service team are in the sleeping mode, they are useless and we are going to leave the useless bank! Brainless service.
Very disappointed from Me bank! I would not recommended to anyone to join this useless Bank at all. Local service support is much better than useless oversea.

2 December 2025
Unprompted review
Rated 1 out of 5 stars

ME Bank SYSTEM DEBACLE.

ME BANK SYSTEM DEBARCLE
If anyone is thinking about ME Bank, proceed with caution. At 8.15am yesterday I rang to find out my current home loan balance. Put on hold for more than 2 hours before being answered. The CSO who answered didn't have a clue what I was asking and kept asking what kind of account I had. After nearly 10 minutes of talk he told me that I had been put through to Banking and he would have to transfer me to home loans which he did. Another 1 hr 5 mins on hold the CSO told me she would have to put me on hold as she could not access my account. Another 10 mins on hold. She returned to tell me she would have to transfer me to the Virtual Home Loan Section what ever that is and would have to transfer me to that Section. Another 35 mins later on hold I found I was again put through to the wrong section. She was actually quite helpful and offered to contact the right section and obtain the information I needed for me. After being put on hold for another 20 mins she came back to say she could contact the right section and that she arrangedfor someone from that section to contact me and provide the information. That was at approx 12.30pm after starting the call at 8.15am.
Just before 6.00pm I received a voice message to ring ME Bank and provided me their main telephone number. Stupid me I rang them and was put on hold till just on 8.00pm no answer at all.
Started again at 10.00am this morning, same thing happened. At 12.15pm I gave up with no answer to the call and no information forthcoming.
If you expect any form of Customer Service or information about your account, ME BANK is not for you. Their service is totally substandard and quite bluntly disgusting.
Government Departments who often come under crticism for their long wait times when contacted should use ME Bank as a prime example on the "Well, you think we are bad, try contacting ME Bank" basis.
STILL NOT GOT THE ANSWER TO WHAT WAS A VERY SIMPLE ENQUIRY. God help anyone who has a complicated enquiry, cause ME Bank won't.
In all fairness ME Bank used to be great to deal with and had high Customer Service Standards. THAT NO LONGER IS THE CASE!

24 November 2025
Unprompted review
Rated 1 out of 5 stars

Horrible customer service experience

Horrible customer service experience. Took over 1.5 hours on phone to get through to someone in the home loan team - only to be put through to someone who is not helpful and does not have a brain. Will be going back to a major bank!

17 November 2025
Unprompted review
Rated 1 out of 5 stars

We had a very disappointing experience…

We had a very disappointing experience with our interaction with a Senior Mobile Lender. ( Suresh Balendran)
There was no proper communication on his end as to why certain decisions were made.
After leaving messages for him to get back to us or sending emails, no contact was made at all.
It’s a shame that we had to deal with this person who initially was very enthusiastic and contacted us every now and then even on weekends.
I’ve dealt with ME bank (Victor Lozanoski) before. Victor went out of his way to make sure that all our queries were answered and we were looked after.
However never experienced such unprofessional interaction.

23 October 2025
Unprompted review
Rated 1 out of 5 stars

⭐️ 1 Star

⭐️ 1 Star – Very Disappointing Experience

My experience with ME Bank has been extremely poor, and I would not recommend them.

The biggest issue is their communication and response time. Whether you contact them by email, internal message, or phone, it routinely takes a minimum of four days to receive a reply — longer if it’s over a weekend. In today’s age of technology, that is simply not acceptable.

When you do get through by phone, the wait times are long, and the service feels disconnected and unprofessional. Staff often can’t transfer you directly to the right department, and when they promise a callback, it rarely happens the same day.

Another ongoing frustration is their slow money transfer system. Moving funds between ME Bank and the major banks is unreasonably delayed, showing they are well behind in banking technology.

Overall, my experience with ME Bank has been slow, frustrating, and disappointing from start to finish. I would strongly recommend looking elsewhere for a bank that values efficiency and customer service.

— Brian Roebuck

18 October 2025
Unprompted review
Rated 1 out of 5 stars

Not impressed with security and customer service

Don’t be tempted by decent interest rates. I was the victim of a fraudulent account takeover and getting my funds back in a timely manner has been a nightmare despite alerting the bank on the day that my account was taken over . 3 weeks later I’m still waiting for my money to be refunded . ME Bank’s security protocol seems to be lacking .

15 September 2025
Unprompted review
Rated 2 out of 5 stars

A good bank that lost everything that made them special

I've been a ME bank customer for about 7 years. They used to special. Over the last 6 months I've moved most of my accounts to other banks, as they've dropped products and dropped the better than average rates they used to have. Now they're just the same as the big guys. But with less features.

29 September 2025
Unprompted review
Rated 1 out of 5 stars

Would give 0 if I could

Would give 0 if I could - never been so frustrated in my life. All of a sudden their online banking and app stopped sending the security code to my phone! Called, couldn't get through, message said use online chat that took longer!!! then when they came on they can't help! said reload the app - tried and now cannot get in as it needs the security code that it cannot send ------!!!!!

28 August 2025
Unprompted review

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